How many 80 million coins are there? His Majesty Li Er has completely lost his concept, but he just feels that there are a lot.

You know, the Tang Dynasty is not as good as later generations. I think Heshen of the Braided Dynasty embezzled 800 million to 110 million taels of silver alone. Compared with this, it seems that the 80 million taels of silver is not much.

But don’t forget that Heshen was already a highly developed society at that time. Although the Braided Dynasty was closed to the country, this did not mean that the economic form was not good.

So when His Majesty Li Er heard that the Tang Dynasty Royal Bank had a total savings of 80 million yuan, he was shocked. Not only His Majesty Li Er, but even the old eunuch Fang and Lin Songhai behind him were all stunned.

Muttering, His Majesty Li Er said, "Maintaining money, do you mean I have 80 million yuan in money now?"

"Ah? No, no, no, it's definitely not like this." Manager Qian was disheartened after hearing Lao Li's unconscious emotion, and said with a sad face: "Your Majesty, that money is all from the people and the rich businessmen. They just exist here temporarily. This money cannot be moved."

"Can't move?" Li Er frowned.

Seeing Li Er frowned, Manager Qian shook his head and said, "No, no, it's not that I can't move. I mean, I mean, this money can be moved, but it can't be used directly. If you want to use it, you have to write an IOU."

"I want to use the money and write an IOU?"

Thinking of the scene where the wealthy families of aristocratic families tore themselves into pieces and feed them to the dogs after they found out that their money was gone, Manager Qian felt that it might be better to be chopped off by Li Er, so he nodded and said, "Ah..., yes, you have to write an IOU, and you have to pay the interest."

After a period of calm, Li Er also figured it out and knew that the bank's money is not as much as the money in his own treasury. It can be said that all these money have their own money, and it is other people's money. If you want to spend it, you must have an account and a destination. If you spend it casually, it may cause terrible consequences.

After figuring out these, His Majesty Li Er no longer struggled with the amount of money, but asked curiously: "Maining money, as far as I know, seems that I have not issued 80 million coins in total in the Tang Dynasty, right? I wonder where your 80 million coins came from?"

Manager Qian has been in charge of the economy for so many years, and he can still answer His Majesty Li Er’s question. He thought for a while and said slowly: “Your Majesty, 80 million guan is just the total amount of deposits, not the amount of copper coins. In fact, the copper coins in stock are less than 10 million guan so far.”

"The reason for such a total deposit is that merchants are constantly operating their funds. As their business grows bigger and bigger, they will become more and more money, but this does not mean that there will be more and more copper coins."

Li Er was a little dizzy when Manager Qian said it, and waved his hand to interrupt him: "Manager Qian, I'm a little confused when I hear it. Please tell me the matter again."

"Here!" Manager Qian responded and said silent for a moment and said again: "Your Majesty, this problem is actually like this. For example, the merchant Zhang San had 10,000 guan copper coins. He deposited the money in our bank and then took the documents to do business. When he came back, he earned 5,000 guan, so he had a receipt of 15,000 guan. But this does not mean that he had 15,000 guan physical currency. Although this 5,000 guan can be used as money, the actual value is only 10,000 guan copper coins in our place."

"Hiss..." Li Er listened very seriously this time, but after hearing this, he took a breath and asked with a serious expression: "This means that if Zhang San wants to take out the copper coins here, you don't have that much money to give him, right?"

"Yes, that's it." Manager Qian nodded.

"Nothing!" His Majesty Li Er's face changed and he said with a gloomy face: "If you continue to do this, what if those merchants come to withdraw money at the same time in the future, what if you can't take it out? Have you ever thought about it?"

Speaking of professional knowledge, although Qian Manager was a little trembling, he could at least make it clear. He said without thinking: "Your Majesty, that's why His Highness the Crown Prince went to Japan to fight. His Highness said there was a lot of silver there. As long as we have enough precious metal reserves, we won't be afraid that they will come to withdraw money at the same time."

"Is that true?" His Majesty Li Er frowned, and he vaguely felt that Li Chengqian seemed to have really mentioned the gold standard, silver standard and national reserves. However, there were a lot of things at that time, and he didn't listen carefully at all, and he didn't take it seriously later.

Thinking of this, His Majesty Li Er decided to call Li Chengqian, who would ask him carefully when he returned to the palace later, otherwise he would probably not be able to sleep well in the future.

At this moment, Manager Qian spoke again, and saw him wiping the cold sweat on his forehead and saying, "Your Majesty, you actually have no need to worry about this matter. As of now, although we have a total deposit of 80 million yuan, as long as the country's economy is stable, merchants will not come together to withdraw money."

"In addition, although we don't have that much copper coins, we still have assets, railways, cement roads, and mines everywhere can completely fill this gap. Even if they really come to withdraw money, there will be no big trouble."

"Isn't this a big mess? If I compensated them for my railways, cement roads and mines, what else can I do?" His Majesty Li Er felt that one was the first and two were big. Once upon a time, as long as we figured out the number of commercial taxes and agricultural taxes, it seemed that the days of everything would be gone. A large number of economic problems every day could make people live a life worse than death.

Not to mention other aspects, just this bank is just not listening to it, and I was shocked when I heard it.

If I had known that the bank had such a great risk, I would not have let that boy Li Chengqian do this.

However, just when Li Er was struggling, the manager of Qian spoke again, and he said with a hesitation: "Your Majesty, then, that, in fact, the railways, cement roads, shipbuilding, and military items are all bank money. It can be said that these things are originally from those merchants. If they are settled to them, they can only be considered as returning to the original owner."

Is the original owner? Is this really the case? Didn’t you just say that the bank’s money cannot be moved? Why can it be moved in a blink of an eye? And what is that money and what is it said so righteously?

Comrade Li felt that the Royal Bank of China could not stay any longer, otherwise he would definitely go crazy before he could figure out the tricks in it. It would be better to leave the professional matters to professionals to deal with. Just go back and mess with his son.
Chapter completed!