After coming out of Standard Chartered Bank, Yang Chen did not go to HSBC Bank, but got in the car and left Queen's Road in Central.

This time, he took out another 3 billion subprime loan from Standard Chartered Bank. Including the previous 200 million U.S. dollar loan, Yang Chen almost owed a total loan of about 4 billion to Standard Chartered Bank.

His cash deposit at Standard Chartered was only 2.5 billion, and for the extra 1.5 billion, he directly mortgaged Carrefour to Standard Chartered Bank.

Next, Carrefour will need to rely on its relationship with Standard Chartered Bank to expand externally. Mortgating Carrefour will help deepen the trust between Carrefour and Standard Chartered Bank.

Including the 4 billion loan promised by HSBC, the total loan amount has reached 7 billion, which is about 1.3 billion in U.S. dollars.

This amount of money is just enough to purchase game console hardware.

If you add in the cash deposits he has in two banks, Yang Chen's liquidity has reached 16 billion.

For a moment, Yang Chen felt a sense of elation.

Unfortunately, this feeling did not last long. Yang Chen, who was idle and bored, picked up the newspaper placed in the car and was about to kill some time, but he saw a newspaper with the face of the richest man Li on it.

Seeing the big shot in the newspaper, the pride in Yang Chen's heart disappeared all of a sudden. The feat of the richest man Li in the future, who spent 200 billion during the financial crisis, came to his mind.

The amount was ten times as much, even if there was an inflation factor in it, the other party was still a little bit better than him.

As for loans and other things, everyone is of the same kind, so there is no difference between some and others.

Before, he told Lin Qingxia that he was Xiangjiang's first victim, but now he finally has this title.

In addition, he had previously borrowed 3 billion from two banks, which is a total of 10 billion in loans, 6 billion from HSBC, 4 billion from Standard Chartered, and a total of 10 billion.

Most of the loans taken by others are in the name of the company, but his company is private and the loan is also his personal business.

After searching all over Hong Kong, I believe that no one has more debts than him. A loan of 10 billion means the profit alone is 700 to 800 million a year. If he hadn't known the sales record of GB game consoles in later generations, he would not have dared to do so.

Play so big.

Beside him, He Chaoqiong came out of Standard Chartered Bank, got into the car and remained silent.

Now Yang Chen has borrowed a total of 10 billion from HSBC and Standard Chartered Bank. With so much money, He Chaoqiong feels like his shoulders are heavy.

Although Yang Chen has a lot of cash deposits on hand, which is enough to offset these loans, Yang Chen's all-or-nothing behavior makes her a little worried.

Yang Chen didn't notice He Chaoqiong's worries.

Of course, even if he noticed it, he didn't know how to explain it to the other party. Only by waiting for the game console to come out and using data to speak can he interrupt their worries.

Today, no one knows the potential of the gaming market better than him. If Atari hadn't been desperate, the US gaming market would have continued to grow wildly.

In this era without mobile phones, game consoles have largely replaced mobile phones, giving everyone a tool to pass the time during entertainment and leisure.

There are billions of people in the world. On average, if only one person out of twenty buys his game console, he can make crazy money and count the money until he is weak.

After the later generations of Nintendo's home consoles were launched in the United States, on average, one out of every three households in the United States owned a Nintendo home console game console.

This is true for home consoles, not to mention handheld consoles. As long as the games are fun and cost tens of dollars each, with the consumption level in Europe and the United States, he can definitely sell the game consoles he has.

Once the game console is sold, it is his turn to make money. For a hugely profitable product like a game console, you can harvest as much as you can in the early stage. Especially for game consoles, the net profit accounts for nearly half.

For a movie that costs fifty dollars, he can earn at least twenty dollars. For a movie that costs thirty dollars, he can earn ten dollars. As for a movie that costs fifteen dollars, he doesn’t want more. Putting aside all costs, he can earn two or three dollars.

Just fine.

Once the 200 million game consoles are sold, he will be able to make a profit of at least more than two billion US dollars. After the game consoles are sold, he can also harvest a wave of game cards.

He didn’t need to find those game geniuses to design the various web games he played when he was a child. He just had to come up with the idea, and Chengzi Technology’s game engineers would complete it in minutes.

The games he designed earlier, such as Tetris and Snake, were already produced by Chengzi Technology's game engineers.

For this reason, he had to single out various types of web games in the future and let those people continue to make games, hoping that after the game console is sold, various game cards can make players crazy.

The more popular his games are, the higher their market value will be. Simply making money by selling game consoles and game cards is far less efficient than making money from the stock market.

As long as he can increase the net profit of the game company to more than two billion US dollars per year, then the market value of the game company will reach tens of billions, or even hundreds of billions of dollars at least.

In later generations, Nintendo's annual profits remained at around one billion U.S. dollars, and its market value exceeded 50 billion U.S. dollars.

As long as such profits are maintained for two or three years, he can harvest US dollars as much as he wants in the stock market.

Later generations of Nintendo dominated the game market for more than ten years.

He only needs to seize the market after the collapse of Atari and before Nintendo rises, and break Nintendo's dictatorship, so that he can take advantage of it.

In addition to handheld consoles, the home console and arcade market is also not small, and compared with handheld consoles, home consoles and arcade consoles are more profitable.

Before Microsoft and other giants join in, you will definitely make some money. When you are about to run out of money, just get out first.

Although he knew that he would make a lot of money in the future, he still couldn't help but feel pain in his heart with nearly 10 billion loans and hundreds of millions in interest every year.

Although HSBC and Standard Chartered Bank gave him the most favorable interest rate, the annual interest rate for such a large loan amount was enough for him to buy two Kowloon buses.

He shook his head and tried hard not to think about sad things anymore.

When the game console goes on the market, he will earn countless dollars in the next few years, billions or tens of billions. This is definitely not a joke.

But, sometimes having too much money is also a kind of trouble.

Just imagine, when he takes the game company public, he can cash out 20 to 30 billion US dollars from the stock market.

If such a huge sum of money is deposited into HSBC or Standard Chartered Bank, how will they react?

Needless to say, it is definitely both happy and painful.

If a bank receives too many deposits at once, it is definitely not a good thing.

If there is too much money, the bank must lend it out. Money begets money. If the market conditions are good and the funds are withdrawn quickly, there will be no problem.

But once the market conditions are bad, the loaned money cannot be recovered for a while, or the housing prices in Xiangjiang plummet, then Yang Chen wants to play tricks on them, which will definitely push the two banks into the abyss.

Banks are most afraid of a run. Once they encounter one, even a bank like HSBC that has the right to issue banknotes will have to admit defeat.

In a capital society, there is no trust between people. As long as the benefits are sufficient, HSBC will still cheat him without any discussion.

Therefore, if a person has too much money, it is very necessary to own a private bank.

Sometimes, you feel more secure when you hold money in your own hands than leaving it in someone else's home.
Chapter completed!