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Chapter 32 No Loans, No Killing

Wenzhou businessmen became famous, and the money they could get in banks became more. My aunts and aunts would still be able to stuff money into the homes of people who could make money, and they would be in a society of common prosperity.

People from Wenzhou who know that there are problems with their business actually don’t want money from their aunts, but they insist on sending it here, and if they don’t accept it, it will look down on your relatives.

At this time, it is impossible to make it clear that your business may be out of business. In this case, the bank's hundreds of millions and tens of billions will be immediately taken back. It was just that it might be out of business, but as soon as the bank joined, it immediately became impossible.

So many people, even though they know that they are almost out of business, have to buy a luxury house and a luxury car, so that the bank can see that they are very rich and not short of money, so they can continue to lend money with confidence and boldness.

Unfortunately, the financial crisis in 2007 and 2008 was really serious. Many people did this, and banks were not stupid.

Since you have money, right? Those banks that have been in contact with you for more than ten years and call you brothers will tell you that you will first pay back the 200 million yuan from my side. In this relationship, if you pay it back today, I will lend you 300 million yuan tomorrow.

So some people took out all the money they had left, including those raised by their aunts and aunts, those who were studying for their sons and daughters, and those who bought food for their cats and dogs at home, and returned the bank loan.

Then, there is nothing...

If you want to say that the bank is unethical, the bank’s money is not its own. It is all the people’s money and cannot be protected properly? If you want to say that the bank’s morality, then jumping off a building is forced to do so.

If you only owe money from the bank, there is nothing to say. Isn’t it just bankruptcy, liquidation or something? What else can you do?

In 2007 and 2008, countless companies collapsed because the bank recovered loans, but I never heard of any big businessmen in some places jumping off buildings like Wenzhou merchants.

Until now, many people still have their understanding of Wenzhou businessmen, which is that they were burnt and fake leather shoes in Hangzhou in the 1980s.

It was true that those Wenzhou people sold fake shoes back then, but that was mainly because the Wenzhou people in that era had no knowledge, had no news, no concept of trademarks, and had never seen any big world.

Today's Wenzhou leather shoes are sold to Europe and the United States. Most Wenzhou shoe factories are fake and misused.

Wenzhou people pay attention to integrity in their business. They can’t pay back the bank’s money and can slowly find ways to make a comeback. Many people are also able to do it. However, it’s different if they owe their aunts and aunts, and this has become the last straw that crushes many people.

After all, apologizing for death should be considered a kind of integrity. Such courage may be something that many businessmen from other places do not have.

In those two years, housing prices in Wenzhou were halved, and the entire newly emerging old city renovation commercial street was almost deserted.

Although Zuo Jianshe has never been destroyed by the financial crisis, he knew Cheng Fengchun because of the financial crisis in 1997 and 1998. He saw Cheng Fengchun’s experience back then.

Do what you can, don’t do your business too much, don’t ask for a bank loan. Zuo Jianshe already had this idea when he met Cheng Fengchun.

In 2008, when Zuo Jianshe saw so many commercial tycoons being forced to jump off the building, Zuo Jianshe became even more determined.

Zuo Jianshe does not need to decorate his storefront, so he does not buy a luxury house or a luxury car.

Most friends only know that Zuo Jianshe made the New Year candle. The aromatherapy candle he and Cheng Fengchun cooperated with were not sold in China before, and there were not many people who knew about it.

Zuo Jianshe is a low-key and quite inconspicuous businessman in Wenzhou. If Zuo Jianshe goes out and tells people that his candle company is worth hundreds of millions of yuan, no one would believe it.

Just because no one thinks that Zuo Jianshe has much money, in 2007 and 2008, no big entrepreneur asked Zuo Jianshe to borrow money. He really thought that those who wanted to talk to Zuo Jianshe would have only one million or hundreds of thousands of small-scale quarrels.

The "little vendor" Zuo Jianshe has never been involved in the "big businessmen" circle in Wenzhou. The reason why he knew the two big businessmen who jumped off the building was because of Zuo Zai's study problem.

Back then, Zuo Jianshe wanted Zuo to study at Beijing No. 4 Middle School again, but he had no way to do so, so he tried every means to meet a few big entrepreneurs who he thought were more capable.

The two people who had the accident had helped Zuo Jianshe ask friends in Beijing. One of them replied that it was no, and the other said that they could get a borrowed study.

It is not particularly deep. After Zuo went to study in the United States, Zuo Jianshe did not contact these two people much.

In 2008, when the two had an accident, the children were still studying in college abroad.

Zuo Jianshe thought about it and prepared two cards worth one million, and gave them to the two people's wives very low-key, saying that the two people had given them to him before the accident and saved them in the name of an irrelevant person so that the children could finish reading the book.

So many people who have been in contact all day long do not explain it to Zuo Jianshe, who has met at most two or three times? Their wives can understand that the money is Zuo Jianshe’s own.

It is said that people push the wall down, and people push it. At that time, people like Zuo Jianshe who secretly stuffed money could never find a second one.

Zuo Jianshe gave the money to others, but he didn't expect them to repay it, and he didn't plan to ask others to be grateful. He just felt that the kindness of a drop of water would be repaid with a spring. Children could not read half of their books, not to mention that they met the two people because of the problem of children's schooling.

People say that a lean camel is bigger than a horse, but the truth is often not like this.

A white-collar worker or a small businessman fails to invest and loses money, and at most he will owe one million. Ordinary people can still wait until the day they pay it back, but once these business tycoons fall, the bank alone may owe billions. How can they pay it back?

Those who can jump off buildings will not be the ones who are intentionally shadying the bank and have money to run away, leaving a way out for themselves.

The savings of the two people at home, the house, car, and the savings of their families had long been sealed off, and even eating became a problem in the end. Therefore, Zuo Jianshe needed to deposit the money in the name of an irrelevant person and then secretly took it over.

In addition, before these people were desperate, they must have borrowed too much/profit/loans and widows. If this continues, even their wives will follow them.

Fortunately, the government quickly suppressed the high/profit/loan. No matter how the IOU is written, whether it is three points, four points or five points, those who borrow money can just pay back the principal.

At the end of 2008, the country took another 4 trillion to save the market.

Many people say that there is no 4 trillion, and they don’t see any shadow.

But at that time, those Wenzhou merchants who had already stepped out of the roof with one foot and were about to jump knew very well that it was these 4 trillion yuan that saved them.

In fact, these people also did not see the shadow of 4 trillion yuan.

However, with these 4 trillion yuan, the bank's loan policy became loose, and the loans that were originally collected were approved again.

In 2007 and 2008, many Wenzhou companies had problems with their working capital, rather than their ability to make money. No one of these businessmen who were originally going to jump off the building wanted to get it for nothing. What they needed was just an opportunity to start over.
Chapter completed!
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