"I will accompany you to see it tomorrow. That's it. Generally speaking, these non-performing asset packages from banks can be negotiated and can be taken over at a minimum of 30% off the valuation. Especially for those who are unwilling to be interested in, it should not be difficult." Zhang Dian said with a smile.

"Three-fold?!" Guan Fei was completely shocked by Zhang Dian.

"Don't be so surprised. Normally, it's 30 to 30% off. After all, when you lend, you loan it according to the valuation ratio. The borrower cannot directly cut off the loan. You can still recover part of the cost in the early stage. Bank loans will only add icing on the cake and will not provide timely help. After all, before giving you a loan, you still have to check whether you have the ability to repay, right?" Zhang Dian said strangely.

"I'll go, then you won't make a fortune." Guan Fei sighed.

"You can't just eat meat and you can't see the thief being beaten, right? When we deal with this kind of asset, we have to deal with various background checks, and sometimes we have to deal with legal disputes involving asset packages in advance, and there are a lot of messy things. It is because the bank is unwilling to deal with these cumbersome issues that will leave these things to us. Who can do this without profit?" Zhang Dian explained.

Guan Fei and Zhang Dian had a great time chatting together. Zhang Dian described the various tricks of this industry in detail to Guan Fei. A plan in his mind gradually emerged, but everything still has to be discussed with Zhang Dian until he sees the real thing tomorrow.

After dinner, Guan Fei drank wine, and the car must not be able to move. It was almost 9 o'clock in the evening. Guan Fei called Cheng Xuemei while using the toilet. After teasing Nannan for a while, he told Chen Xuemei that he was not going back tonight.

"Don't drive after drinking. By the way, I have something to ask you. Tian Wen sent a table home today and said you gave it to him. What's the matter?" Cheng Xuemei asked.

It should be that the tea table I bought from the border town had arrived. Guan Fei explained: "I ordered the tea table and tea tray I ordered in the border town some time ago. Last time I saw that my uncle was very interested in drinking tea, so I ordered a set of mail to send it to Brother Tian and send it to him. I told my uncle not to dislike it. I also ordered a set of tea sets. It should be here in the past two days. Then you can help me collect it and deliver it to my uncle and aunt."

"I want to send you my own delivery. What's wrong with me? I don't understand this. After you have finished your work, you can take the time to see them. They will go back to the imperial capital in two days." Cheng Xuemei said this for some reason, but she always felt her face burning.

"Okay, I understand." Guan Fei agreed.

The next morning, Guan Fei got up early and took a taxi with Li Xing to the parking lot near the restaurant where he had eaten yesterday, and was about to drive to the bank. Unexpectedly, he met Zhang Dian, who also came to pick up the car in the parking lot. After a brief introduction, Zhang Dian looked at Guan Fei's horse-wrangler and said:

"Oh, this car is good. It's really a jadeite. I'm so excited about it. I've been tempted by this car for a long time, but it's a bit too ostentatious when driving, so I didn't buy it."

"Anyway, together, why don't you drive my car? I'm not used to driving in the provincial capital, there are too many cars." Guan Fei smiled and handed the car key to Zhang Dian.

Zhang Dian was not polite either. He took the key and said with a smile: "Okay, let me experience the driving fun of this car."

The three drove to the bank entrance. After getting off the bus, Zhang Dian smiled and greeted a young man who was standing at the door looking forward: "Manager Li, who were you waiting for here so early?"

"Mr. Zhang is really early today. Are you here to find our President Song? You can go to his office and sit for a while. I guess the traffic jam on the road is not yet there." The young man said with a smile.

"I'm here to find you today. Let's lead the way and go to your place to take a look." Zhang Dian said.

"I'm looking for me? I don't know what happened to Mr. Zhang to me? I made an appointment with an important client here, and I guess it will arrive in a while..." The young man said in a dilemma.

"If I guess correctly, the client you are waiting for is Guan, Guan Yu's Guan, right?" Zhang Dian said mysteriously with a charlatan look like a charlatan.

"Mr. Zhang, how do you know? Yesterday was you who was teasing me and Lin Feng?" Li Rong suddenly reacted and said with a somewhat ugly expression.

"What are you thinking about? Let me introduce you, this is Guan Fei who is waiting for. I happen to be an old classmate with me. I will accompany him to see it so that you won't be cheated by you." Zhang Dian pointed at Guan Fei beside him indifferently and said.

"Ah? Hello Mr. Guan, we contacted each other yesterday. Li Rong, but I didn't expect that you were friends with Mr. Zhang. I was embarrassed to be blind and didn't recognize him." Li Rong quickly stretched out his hands and rushed over to Guan Fei.

Guan Fei reached out and shook Li Rong, and smiled and said, "It's okay, I'll see you for the first time. Manager Li will take care of you."

"Mr. Guan, please come in." Li Rong owed his body and pointed at the direction of the elevator.

The group got on the elevator and arrived at the 4th floor. Li Rongxian took the three of them to the office, poured three cups of tea and put them down and said, "Wait a few, let's see if my colleagues have arrived. Mr. Guan, please take a look first. This is our asset list. What are you interested in and we will go and see directly."

Guan Fei took a thick list of assets handed over by Li Rong and looked curiously.

Unexpectedly, the bank had sorted out the following categories. Guan Fei saw two parts of the atmosphere and the original stone in the catalog. The finished product also came with some photos, including the quality, water, color and price. However, due to the printing, the photos were a little distorted.

After looking through a few pages, Guan Fei whispered to Zhang Dian: "These finished products can't tell anything with photos. If the description is true, the price will be in line with the market conditions. If it can be negotiated at 30% off, it will still be profitable."

"You are an expert, you can finish reading first," Zhang Dian said softly.

Guan Fei nodded and turned to the rough stone part behind according to the directory.

I just read two pages of Guan Fei and became a little uneasy. I turned back several pages in a row. According to the data, the raw stones mortgaged here are cut materials, and the cut water is indicated. The types of water on the data for several consecutive pages are all written in ice and glass, and the most sole glutinous bottom.

The key is price tags. According to the water and weight in the notes, Guan Fei feels that he has taken a big advantage in the current price tag. Seeing this, Guan Fei's breathing is a bit heavier.

"What's wrong? Is there any problem?" Zhang Dian asked from the side.

"It's okay, let's take a look at the real thing later." Guan Fei shook his head and said.

After a while, Li Rong followed two people in and asked with a smile: "I wonder which batch of things Mr. Guan wants to see?"

Guan Fei opened the information and pointed to one of the pages of the raw stones with a weight of basically ten to tens of kilograms and said, "Can you look at this batch first?"

After taking it, Li Rong nodded, and whispered a few words to the two colleagues behind him. They took out a bunch of keys and turned around and left the office.

"Please please, Mr. Guan." Li Rong waved his hand and took Guan Fei and his men to a room on the same floor, or a warehouse. The two of them just now struggled to open a thick door. Guan Fei stood at the door and saw rough stones of all sizes.
Chapter completed!