Chapter 443: Ticket
At noon that day, Guan Fei came to an office building in the center of Chuncheng City. Tian Wenzheng was wearing a suit and tie, looking at Feng Lun's transfer asset documents brought back by Guan Fei.
After reading it, Tian Wen raised his head and said to Guan Fei: "Several questions, first of all, what is the amount of loan you are planning to borrow? Even if these two assets are counted under your name, the current mortgage loan amount of the bank is evaluated based on the value of the property.
The maximum 30% off calculation.”
Guan Fei thought for a while: "Then let's borrow 20 million first? But these assets are not enough. Can you use jadeite raw stones or finished products as collateral? You also know that I really have no other assets here. I seem to have heard of border towns before.
That’s how you play with colleagues there.”
"This is a solution, too." Tian Wen nodded, picked up the phone on the table, and asked a man named Guo Tianfeng to come to his office.
"I'll give you a suggestion, find a lawyer you trust, which will save you a lot of trouble when doing business in the future." Tian Wen put down the phone and said to Guan Fei.
After a while, a very capable woman wearing a black professional suit and gold-rimmed glasses came to Tian Wen's office, held her glasses and asked, "Mr. Tian, are you looking for me?"
"Let me introduce it. This is my younger brother, Guan Fei. Look at this material. Can you help him transfer these two properties to his name in the shortest time?" Tian Wen smiled and handed the materials to Guo Tianfeng.
Guo Tianfeng took the materials and started to check them, but there was no expression on her face.
After a while, Guo Tianfeng looked up at Tian Wen: "There is no big problem, it can be solved within a week."
"Go and do it, thank you for your hard work." Tian Wen smiled.
Guo Tianfeng turned to look at Guan Fei: "Mr. Guan, please give me your ID card. By the way, I need you to sign an authorization document and fully entrust me to be responsible for this matter."
Guan Fei nodded, took out his ID card from his bag and handed it to Guo Tianfeng. After Guo Tianfeng stepped out in high heels, Guan Fei spoke, "This woman has such a strong aura."
"How is it? Is it the best?" Tian Wen said with a little smug look at Guan Fei and said with a slight look.
"Is this my sister-in-law?" Guan Fei asked curiously.
"One." Tian Wen said lightly, with the expression on his face feeling indescribable.
"......" Guan Fei suddenly remembered what Mr. Dao said when he diagnosed Tian Wen before. He didn't know what he was proud of, and he was almost exhausted.
"The benefits of having a lawyer as his own person are obvious, and it is not easy to leave loopholes for his opponents. After all, you also know that although we have some relationships, there are many people behind us who are unlucky. Take this time you
In terms of things, if we had moved out of our identity, this money would not be a big deal, but we should be careful in everything. After all, Sister Mei offended many people in Chuncheng this time. People can’t do anything to her, but they do it with you.
It’s okay to disgust her if you want to write an article.” Tian Wen said with a smile.
"I understand Brother Tian. I try to be low-key and not cause trouble for you. However, I can't find a suitable lawyer for a while. Why don't you lend me your sister-in-law first?" Guan Fei said with a shy face.
"Hasn't she asked her to help you deal with this? Her law firm is downstairs. Go back and sign an agreement with her to hire her law firm as your company's legal counsel. You can ask her no matter what,
She is still very efficient in doing things," Tian Wen said.
"Okay Brother Wen." Guan Fei agreed.
"These are all small things. You can borrow more than 30 million for this loan. Leave some money on your hands and take you to make a quick money in a while." Tian Wen said with a smile.
"What quick money?" Guan Fei asked curiously.
"Don't ask, just prepare the money. I signed a confidentiality agreement, so I definitely can't say it now." Tian Wen shook his head and said.
"But Brother Wen, I'm not enough to borrow 20 million yuan now, so how can I borrow 30 million yuan?" Guan Fei asked.
"You don't have to worry about this. We will guarantee and provide collateral for you, but the relevant handling fees cannot be reduced. This is the rule." Tian Wen said.
"How much does the handling fee?" Guan Fei asked.
"Friendship price, annualized by 8%. "Tian Wen said with a smile.
"Brother Wen, why don't you forget it? I'll just borrow 20 million yuan. If I really can't approve the amount of money, I'll find a way to earn it myself." Guan Fei thought about it for a while.
Then he refused to say that if the 8% handling fee was added, the interest fee would be higher than the annualized 12% he promised to give those creditors before. Guan Fei suddenly felt like he was cheated by Tian Wen.
"Nonsense, we have to take risks to guarantee you. If you run away, we have to pay back these loans. And if we don't have our guarantee, you may not be able to approve the 20 million yuan." Tian Wen was so angry that he was not angry.
Look at Guan Fei.
"But as you said, the interest rate is higher than the profit I had planned to promise those creditors before. Brother Wen, my small temple cannot withstand your troubles." Guan Fei said with a wry smile.
.
"You can't just look at these things in front of you. To put it bluntly, this 8% handling fee is equivalent to a boat ticket. The most reliable and unreliable thing in this world is interest relations, and there is no benefit at all. Why should we help you
?What's more, can your creditors help you with advice and make money?" Tian Wen said angrily.
"Brother Wen... Can you tell me what the rules of association is?" Guan Fei was a little moved. After all, being able to get on a boat with Tian Wen and others is a high point for him.
Wen is right, it takes a price to get on board.
Tian Wen shook his head, watched Guan Fei's face change and no longer speak.
Guan Fei had been fighting in his heart for a long time, and felt that Tian Wen was digging a hole for himself and was waiting for him to jump down. But for a lifetime, he would just be a white diary, who wanted to complete the class leap.
Tian Wen’s proposal is undoubtedly a shortcut. Taking a boat will omit a lot of bumps, and the risks accompanying it are also quite high. If the ship sinks one day, the first person to die will definitely be himself.
Tian Wen took out a cigarette with great interest and lit it. He liked to see this kind of struggle and change when facing a choice, just like the seductive and depraved demon in Western legends, quietly watching the prey in front of him sink.
After a long time, Guan Fei was sweating all over, and his whole body seemed to be caught from the water. He sighed long and said to Tian Wen with a firm look: "Sorry, Brother Wen, I won't bother you.
, I'll find a way myself."
"Oh? You have to think about it. This may be an opportunity for you to change your destiny." Tian Wen crossed his hands on his chin, looked at Guan Fei with interest, and said something to bewitch him.
"I'm timid and seasick, so I won't hold you back. But thank you Brother Wen for giving me such a chance." After Guan Fei said that, he took out a cigarette from the cigarette box on Tian Wen's desk and lit it.
Chapter completed!