"Your Highness, this book is a general history that runs through the present and ancient times, from the late Zhou Dynasty to the Five Dynasties. Although the book has not been written all, the general outline has been released, which has been recorded in a total of 1,362 years from the 23rd year of King Weilie of Zhou to the sixth year of Emperor Shizong of the Later Zhou Dynasty..." Wang Jinghui sat on the grass, holding a book in his hand and said leisurely to Xiao Zhao Xu next to him.

The time now is very comfortable for Wang Jinghui. The couple is summoned to the palace by Mrs. Cao every few days. The old lady Cao and the queen mother met the princess of Shu, and he wanted to discuss some major national affairs with Emperor Zhao Xu in private. Of course, they also sit leisurely in the royal garden and tell stories to Xiao Zhao Xu.

Today's scholars all believe in the attitude of "ten years of hard work, polishing through iron inkstones" to study or study. This hard work really makes Wang Jinghui, who has seen the college entrance examination family in the future, admired it. Unfortunately, he does not agree with this learning method - a group of nerds are citing scriptures, but that is a means to achieve the goal. Without his own thoughts, there is no purpose. No matter how good the method is, what's the use?

There is no doubt that just like the genius shown by Xiao Zhao Xi, he is only a five or six-year-old child, but he has received the most rigorous training and spends all day with several palace teachers in books. This is very tragic for a child. Wang Jinghui's arrival opened another window for Xiao Zhao Xi's life - you don't have to memorize the book to death, you can gain insight by just listening to stories. Of course, you must also memorize something, but it is much better than memorizing those classic books that are not only important or secondary.

After seeing Xiao Zhao Xi's life, Wang Jinghui simply liberated him from the pile of books in the study. After all, even if a child wants to be the highest head of the country in the future, no matter how strict the training is, it will not stop his child's desire for the colorful world outside. Invincible Dragon members have a healthy lifelong compilation.

"It is better to be loose than to block it. Real knowledge cannot be learned from the study, and it should broaden his horizons. My crown prince of the Song Dynasty should have a broad mind and ambitions, rather than a nerd who can only read books until he dies!" Wang Jinghui explained to Emperor Zhao Xu.

Zhao Xu is still young. But the talent he showed was already showing, which is why Wang Jinghui decided to intervene in advance. Although he was three years old, although it was not so exaggerated, Wang Jinghui didn't want him to be a small book bag when he took over. It would be too late to correct it if he did.

In order to teach Zhao Xu's homework, Wang Jinghui used Sima Guangdi's "Zizhi Tongjian" as a textbook, and used storytelling to teach future emperors and his nephews the experience of history. Perhaps Zhao Xu was still young and could not fully understand the "Minist Guangyue" in the book, but the boring stories described in the book became vivid stories in his uncle's mouth, and the historical figures recorded in the book, good, evil, beauty and ugliness were vividly expressed in front of him, Xiao Zhao Xu's motivation to learn was even more powerful. So he became a copy of his father in terms of diligence - studying hard and loving to read very much. Often, the current emperor Zhao Xu specially ordered someone to remind the prince to have a meal - Yingzong Zhao Shu did the same a few years ago, but now he has changed to his own son.

Although the little prince Zhao Xu is not the only son of Emperor Zhao Xu, he is the emperor's eldest son. If he can grow up smoothly, the throne of the Song Dynasty must belong to him after the current emperor's century of great success. It is such a prince with a respectable status that Wang Jinghui dared to take him out of the palace. On the 16th day of the first lunar month, he went to a small village 70 miles away from Biandu and had dinner with farmers for six days.

Wang Jinghui and Zhao Xu were concealed as father and son of foreign merchants. After stealing the name, they lived in the farmers' homes. As for their guards, they tried to make do with the surrounding inns and houses. Here, for the first time in his life, Xiao Zhao Xu saw the life of the lowest-class people in the Song Dynasty. Some people were so close to Biandu, but there were still people who couldn't eat meat during the New Year. In order to take care of Zhao Xu's health, Wang Jinghui specially took out the money and handed it to the farmers to get some meat. The food was too rough and not conducive to Zhao Xu's physical development. However, what he didn't expect was that the farmers bought pork. The most important meat in this era was mutton and beef. As for pork, it was called "dirty pigs", and only the lowest-class people would eat it.

Wang Jinghui didn't say anything when he saw this, but rolled up his sleeves in Zhao Xu's surprised gaze to cook pork himself. Not to mention Zhao Xu, the crown prince of the Song Dynasty, even if the family is slightly richer, he will not eat pork. Wang Jinghui's method of cooking pork seemed so skillful, which made Zhao Xu stunned. However, he also ate pork for the first time in his life, and... it tasted very good!

What shocked Zhao Xu even more was that the little finger on the left hand of the head of the farmer they lived in was broken. He thought it was an accidental injury during labor, but after seeing it, Wang Jinghui thought for a long time and couldn't help but think of something, so he asked. Sure enough, the farmer broke his little finger to escape the Baojia method. He originally came to this farmer just to let Zhao Xu experience the hardships of the lower class people, but he didn't expect to encounter such a thing.

It was because of the ground that Wang Jinghui had broken his fingers and remembered the tricks that the people came up with in order to evade the law of service and Baojia in history. He originally thought that after his intervention, Wang Anshi's new law had begun to change, and at least the disaster would not be as serious as in history. But the facts were right in front of him - he underestimated the social pain caused by the reforms. This was not far from Bian. It was still the ground under the jurisdiction of Kaifeng Prefecture and Jingji Road. At this time, Han Wei, the Han brothers, was in Kaifeng Prefecture. This person's character and character were completely different from his brother Han Jiang, and he was still very worthy of Wang Jinghui's praise. However, this happened on such a ground under the jurisdiction of Han Wei who did not flatter Wang Anshi, and there was no need to think about other places.

Xiao Zhaoxi was almost shocked after hearing the whole story. He had never lived a life of lack of food and clothing in his young mind, and the farmer's self-injury body made him feel even more chilled.

"You should be lucky. You can escape the Baojia method without being investigated by the government. You should have given benefits to the yamen below, right?" Wang Jinghui ignored Zhao Xi next to him and asked the farmers lightly.

The man smiled honestly and said, "This gentleman is really guessing! The villain and the yamen who came to ask for something have a marriage relationship. This idea was made by him, and then it will not be controlled by the Baojia Method. However, not everyone can use this method. Although some people have self-injured their bodies like me, they still have to be arrested by the government to take the Baojia Method. Even if they are caught in prison and squat for a few days!"

"Then why don't you take the Baojia method? This will avoid the pain of cutting your fingers!" Xiao Zhao Xu said in his tender childish voice.

"If there is a way out, who would be willing to break his finger? Originally, I had to pay taxes in the peaceful years. But last year, the rain was low, and the crops in the land were much less. After I barely paid the tax, I encountered this Baojia method. Where can I pay the money? Only my eldest son could barely go to work with me in the family. This Baojia method requires me to participate in Baojia during the busy farming period. How can my eldest son be busy with it? I can cut my fingers after I had no choice but to work. The two of them worked hard for a long time before they could barely get the food up to pay taxes!" Family Rules said sadly.

"There is a scholar in the neighboring village. After many years of exams, he has no way out. However, he is very ardent and goes to Huaying Academy in Biandu to learn accounting. Three or four years later, he was admitted to Xingguo Bank as an accountant. As a result, everyone in the village benefits. It is much better than our village!" The eldest son of the family rules said enviously.

Xiao Zhaoxu looked at Wang Jinghui because he knew that Xingguo Bank was actually run by his uncle, and asked: "How can people in a village benefit from being an accountant in Xingguo Bank?"

"The Prince Consort of Xiao Wang is the lucky star of the people of our Song Dynasty. When they know that the people live in a difficult life, they want to have a way out. In such a bad year, Xingguo Bank will lend to people who need money in urgent need of money. The tax paid is also very low, and the people have to bear it. But I heard that there was a severe drought in Hebei this year, and Xingguo Bank's money was transferred to Hebei for disaster relief, so the money borrowed in these areas where the disaster was not very serious was less. It is not easy to lend it out. The scholar who sold the ticket was an accountant of Xingguo Bank, so he gave the villagers a convenience. If the money was borrowed, he would give the tax grain this year. Therefore, they had the money to pay Baojia money. Our village would not have such blessings!" said the eldest son.

"Apart from Xingguo Bank, aren't there many money banks in the world? Besides, ICBC is not allowed?" Xiao Zhaoxu knew that there were quite a lot of things, which made Wang Jinghui look at him with admiration. After all, he was only a five or six-year-old child, and it was rare to know so many things.

"Other money banks need to be mortgaged! And unlike Xingguo Bank, although the Industrial and Commercial Bank of China was also founded by Xiao Wang's prince consort, it does not have many shares in it and cannot make decisions. In addition, the main loans provided by ICBC are merchants, and farmers are unwilling to get involved too much, so ICBC borrows very little money in this rural area. Even if it is a loan, the requirements are the same as those of other large money banks, and they all need to be mortgaged!" said the farmer's eldest son.

"Don't Xingguo Bank need a mortgage? What should I do if the farmers escape?" Zhao Xu asked curiously.

"This Xingguo Bank is different from other money banks. Farmers also use their own fields to mortgage them. If they can't pay back the money, the prince-consort will not urge you. If it is a disaster for several consecutive years, Xingguo Bank will simply buy the land in the hands of farmers at a fair price and hand it over to farmers to plant, and even pay taxes. When the year is good in the future, farmers can save money and repay the debt and redeem the land from Xingguo Bank. Although interest is charged for this return, it is only 10%, which is much lower than the interest rate of 40% or 50% of other money banks. Moreover, if the land is mortgaged to other money banks, then redemption may not necessarily make you redeem it! In the end, the luck is still not good.

This year's drought involves too much, and the entire Hebei has suffered from disasters. Even the people in the city have to buy green seedlings. If they don't pay the account, they will be in danger of losing their family. It is still Xiao Wang's son-in-law who paid to buy green seedlings from the government. Not only did they delay repayment, but they also continued to lend food, seeds and tools to farmers. This is really a great merit. I don't know how many lives it will save! Otherwise, the fugitives who fled the famine would not have filled Kaifeng! However, this has also made our farmers suffer. Although the son-in-law has money, he bought the green seedlings from all over the Hebei routes and loaned them to the people there to resume production. Even if he had money, he would inevitably not be able to pay it!" The eldest son of the farmer said regretfully.

"This guy has a very good conversation. I guess he has studied?" Wang Jinghui asked. The farmer was an authentic ordinary farmer in his conversation. However, his son spoke in a very organized manner, so he asked curiously.

"I studied in the elementary school founded by Xiao Wang's prince-consort. Because my family was busy with farming and the baojia method was tight, I came back to help my father with farming. However, my two younger brothers were still studying there, so I would try my best to provide them with the completion of their studies. At that time, I would go to Huaying Academy in Biandu to study. When the future, I would take the imperial examination or simply take the job in the prince-consort's business, which would be much better than here and everywhere!" The eldest son of the farmer said excitedly. The reality is cruel, but people look forward to the future with hope. Compared with his mediocre father, he had long planned the future for himself and his brothers. But Wang Jinghui felt that he was still too young, and things in the world were not so easy to go smoothly!

Wang Jinghui took out a few stakes of money from his sleeve and handed it to the farmer's eldest son and said, "Young man has a good ambition! This is some small gifts. Don't delay your studies. It's a serious matter to go back and study hard. Even if you don't get the exam in the future, it will be beneficial to read more books at that time!"

"I dare not accept more gifts from distinguished guests. To be honest, this village will thank the distinguished guests. If the distinguished guests had not brought so many people here to stay for a few days, so that the villagers could make some money in vain, I really don't know how to get the Baojia next year! The gentleman has already given too much. I really dare not accept it again!"

Wang Jinghui and his group were more than 20 people. Except for him and Zhao Xi, the rest of the people were scattered around the country. The money was relatively small, and almost every household was spread out. This was also the fair arrangement of the local villagers. Wang Jinghui and the others were generous, but they were not allowed to reveal their identity under his strict requirements. Otherwise, they would be punished strictly, so they also became low-key. Wang Jinghui was not a mean person. He bought a lot of meat for the villagers in the village. In addition to improving the food for his guards, it was also considered that the villagers could barely have a good New Year, although the first month is about to come out.

Calculate the cost of these people and land, each farmer can earn at least one or two more cents of money in these five or six days. This is undoubtedly a "giant fortune" that flies down from the sky. These farmers facing the loess and facing the sky may have been busy for a year, after paying various miscellaneous taxes and leaving necessary rations, there may not be so much money left.

Wang Jinghui finally convinced the child, who was only fifteen or sixteen years old, to accept his gift, but he felt very uncomfortable - it had been almost ten years since he came to this world, and always thought that he had done enough things. The Song Dynasty was already much more, at least much better than the environment in history. For this reason, he was secretly proud. But after seeing the life of this farmer today, he realized that he had not changed this era yet, and the living standards of the people did not become better because of the improvement of the Song Dynasty. This made him feel a sense of frustration - this was the most exciting time he had in so many years!

It was not during the busy farming season when Wang Jinghui brought Zhao Xu here, so it was spared to let Zhao Xu go to the fields to work and experience life. However, the impact of the farmers' experience of eating and living together in the past few days on him who was still young is immeasurable - from the palace life with rich clothes and food to the farmers' experience life at home, this huge difference made his still naive mind have too many ideas.

"Why should Baojia Law be implemented even if it is obviously not easy to carry out?"

"The Baojia method is good, but there are problems during the implementation process, which cannot be solved in a short while!" Wang Jinghui felt guilty when facing Zhao Xu's clear eyes, and couldn't help but secretly scolding that old guy Wang Anshi in his heart.

"Since there is a problem, why can't we wait for the revision and improvement to implement it? The farmer has been forced to have his body self-injured. This is still lucky. Are the other families even worse than him?"

"Some things are not something you can stop as long as you want!"

"Isn't my father the emperor? And isn't Mr. Jiefu the biggest official? Can they come here to see it, can't we stop?"

"The king and important officials have their difficulties. The problem is very good. Sometimes, even though they know it is a wrong thing, they have to swallow the bitter wine they brew and drink poison to quench their thirst and go all the way to the dark!"

"Didn't Emperor Taizu say: 'The world's principles are the most reasonable!'? Can you ignore the lives and death of the people? My father often said that my uncle is eduine and savage, and there is nothing that cannot be solved. Why can't my uncle think of a way to solve the disadvantages of the reform?"

…………
Chapter completed!