Wang Jinghui has seen this way of raising land prices in later generations. Haven’t eaten pork or seen pigs running?! He originally thought that Su Shi would not come to Hangzhou to build Su Di because of his own. In addition to dredging West Lake, he just borrowed it to make his wife happy. He slowly found a funding growth point for the banks established by Hangzhou merchants. He had to start a real estate plan. Perhaps this plan that still stays on paper would not impress them, but Wang Jinghui knew that the prices of real estate close to West Lake in later generations were so high that there was no reason, let alone "Su Di Chunxiao" next to the top ten beautiful scenery of West Lake? He wanted to build a mansion on this newly developed land for the elderly care house of couples.

There is no industry specializing in local business in this era, and people's concept of real estate is still at a very low level. However, this does not prevent Hangzhou businessmen from understanding Wang Jinghui's intentions. Everyone knows that as long as the scenery of West Lake is good and close to Hangzhou City, the price of the houses that can be built can be comparable to the land price in the core area of ​​Kaifeng, Biandu. If this transaction wants to double the return on investment profits, it is not difficult to buy a lot of real estate that can benefit from appreciation. If this long dike really becomes a new landscape of West Lake, then the profit will be no small amount.

After hearing this, the Hangzhou merchants discussed with the people around them in groups. They knew from the intuition that the deal would definitely not be able to lose, but the issue was the issue of how much money it made. One person smiled and said, "Why didn't the prince-consort explain the matter earlier? We don't have to worry about it!"

Wang Jinghui smiled and said, "It is not enough to just build a lake embankment to improve the surrounding environment. Of course, we can also sell it at a high price. I think that the houses built by Kaifeng Wuzhang River dozens of miles on both sides of Kaifeng's Wuzhang River. In comparison, the beautiful scenery of West Lake is better than that of Wuzhang River. Now, there are two ideas in my mind. I would like to ask everyone to give me some advice and make a clear letter."

"Please tell me the prince!" everyone said.

"The land price of these 50,000 acres will inevitably rise exponentially with the completion of the lake embankment. However, there are still many places that are of particular importance to how much the land price can increase!" Wang Jinghui said with a smile.

"I just sold it directly and cashed out. At least I had to buy a piece of land to build a house. It's so sorry for me if I don't buy a piece of land for me to leave it for me!" A businessman said loudly, and his words attracted the laughter of everyone in the house. After laughing, everyone had a small calculation in their hearts.

As long as you have enough money, you will definitely buy land. I wonder if this little prince consort wants to take the opportunity to slaughter it? The farmland he sold was a good paddy field, but it was really not worth mentioning compared to the residential land. I am afraid that the land would be more than several times when I bought it!

Wang Jinghui used his hand to suppress the crowd and said, "These 50,000 acres of land are really abundant. The land is divided into third-class. All bank shareholders can obtain a residential land on the second-class land. If you want a first-class land, you have to pay the difference. This is also a reward for everyone's generous land!"

After Wang Jinghui finished speaking, everyone realized that some lands on the map were marked with the words "first class" and "second class". Of course, the closer they were to West Lake, the higher the land level. They thought about it and would definitely build a house on the first class. Although they had to pay a certain amount of land difference in the middle, this was a lot of discounts. Everyone who could sit here was people who had been working hard in the mall for many years, and knew that business was business. People were favors, and they had no objection to the amount paid for the difference.

"As this guy said, selling cash out directly is the easiest way, the fastest way to see money, but the path to make the least profit!" Wang Jinghui said.

"Can this land price continue to appreciate?" everyone asked.

"Of course it will continue to appreciate! But if you want to make it appreciate so slowly, I'm afraid you don't have the patience. If you want to speed up the appreciation of real estate, you will be the second way mentioned below - continue to invest money in it!"

"You have to invest money in it?"

"In addition to the scenery factor, land prices are also one of the important factors! These 50,000 acres of land are not small. First-class and second-class places can be sold to build houses, but there will be no fuel or misfortune in these third-class places. The suggestion below is to build restaurants, academies, workshops, inns, markets, etc. in these third-class places. You should know that although the prices of these third-class places are high, they are also lower than those in Hangzhou City. If you invest money here, the scenery is good and it is very close to Hangzhou City. It is easy to attract customers. As long as you gather popularity, think about the first-class places, the price of second-class places will naturally rise. It is reasonable to rise again. Moreover, it will not cost much money to invest in it. The land price can rise quickly, which is enough to recover the investment!" Wang Jinghui said with a smile.

"The prince consort is very good!" said everyone in the hall. They all knew that the prince consort was a big business expert, but when they thought of the prince consort's identity - everyone in Shilin, they always felt a little strange in their hearts. Scholars would never look down on the businessman who had the word "profit" on their lips. However, the prince consort kept talking about business, and the business skills were even more ruthless than those of their old fried dough sticks. After so many years of business, he grew up from the West Lake. Why didn't he think of using this to make a fortune?!

Wang Jinghui explained the whole West Lake real estate plan clearly like a bamboo tube pouring beans. This not only solved the suspicion of Hangzhou merchants for him, but also won their trust. After untiing the knot in his heart, Wang Jinghui and Hangzhou merchants became closer, and the atmosphere of the banquet was also warm. During the meal, everyone asked Wang Jinghui to name the bank. He pondered for a moment and said:

"Hangzhou has convenient transportation from north to south, and there are endless merchants. With Hangzhou's increasing prosperity, the establishment of new merchants is essential. In the future, the bank's focus on making money is to select small merchants with bright futures from these merchants at the beginning of their business, lend them loans, or share shares to share the profits! I think our bank is called "Da Song Industrial and Commercial Bank of China"!"

The English abbreviation of Industrial and Commercial Bank in later generations was homophonic to "Love to Save" but in this era, neither of the banks led by Wang Jinghui did not accept personal deposit business. In Wang Jinghui's view, personal savings are nothing more than concentrating idle funds in society to lend. Although the Chuzhou Bank now had very little equity at the beginning, it relied on overseas trade to double its capital in a short period of time, and now it is short of money to lend; while the Hangzhou local banks are even more exaggerated. The original capital is very high. It is estimated that after passing West Lake Real Estate, capital will also achieve a significant increase. Considering the current situation of the two banks, Wang Jinghui did not think about starting a personal savings business at all.

In Wang Jinghui's view, these two banks should bear more social responsibilities, especially providing generous loans to farmers and small businessmen. In this era, agriculture is the foundation of the country. If agriculture collapses, then nothing will be done. It is estimated that Wang Anshi will use the Qingmiao Method soon. Although Wang Anshi is interested in other banks, it is still unknown whether the banking system can be adopted to promote the Qingmiao Method. Now, with the Industrial and Commercial Bank of China, there is a large bank organization in the north and south of the Yangtze River in the Song Dynasty. After full development, it will be coordinated with the Qingmiao Method to avoid Comrade Wang's Qingmiao Method from harming the people in the hands of speculators.

As for business, this is the focus of banking business. Merchants who participate in banks are all for the sake of profit. If banks cannot bring them enough benefits, they will sooner or later break up. Wang Jinghui cannot always have new inventions to create new industries to make huge profits. The most realistic way is to borrow or participate in promising industries, especially those small businessmen who are just starting out.

"This is a bit of a venture capital investment in future generations!" Wang Jinghui was planning a future banking opportunity for Hangzhou merchants, while silently thinking about the function of this "bank" in his heart.

Prosperous business has always been Wang Jinghui's dominant idea. For this reason, he formed the Royal Maritime Transportation of the Song Dynasty to develop overseas trade in order to find a way out for product dumping for some excess handicrafts in the Song Dynasty. Only by developing business can the court's fiscal revenue be increased in a short time, and can the farmers who lost a large amount of real estate due to land annexation, thereby stabilizing the social environment.

"Father. What does Wang Gaizhi mean?!" Just as Wang Jinghui was naming the bank of a merchant in Hangzhou, Wang Anshi and his son sat opposite each other in the residence of Wang Anshi in Kaifeng, Biandu, the Bian capital of the Song Dynasty, and looked at the letters written by Wang Jinghui.

Wang Anshi was silent for a long time at the letter written by Wang Jinghui on the table. He knew that Emperor Zhao Xu had written to the prince-consort. In fact, the reason why the court was so quiet these days was that both sides were waiting for the prince-consort's reply. All the ministers knew that before the letter came back, the two sides were not very useful. If it was a quarrel, it would probably be the ending of a group of officials dismounted and fished. No matter who the prince-consort's reply was for speaking for, it could at least avoid the situation of losing both sides.

In contrast, Wang Anshi seemed more calm. The prince-consort's attitude of cultivating water conservancy was very clear. Not to mention the matter of Chuzhou, he asked the emperor to ask the Xiang army to dredge the West Lake some time ago. Although everyone laughed at the prince-consort as a lover and built the lake embankment for the prince, he didn't think so. Wang Jinghui asked the prince-in-law to dredge the West Lake to use the name of a princess, but it was just an excuse for the princess to dredge the West Lake. The prince-consort's name was not changed at all. In addition, he often had contact with the prince-consort. The prince-consort once publicly pointed out that the court relied on agriculture and agriculture relied on water conservancy!

However, when Wang Jinghui's letter came to Wang Anshi, Wang Anshi was shocked and sweated in a cold sweat. The prince-in-law agreed to the construction of water conservancy and legislation encouraged him, but he bluntly pointed out that it is very dangerous to use Changping or even Guanghui warehouses. If a disaster occurs, the court is unable to provide disaster relief, which will shake the foundation of the country!

"People say that the prince consort has a long-term vision, and my father once praised him, but in my son's eyes, Wang Gaizhi is just like this! As long as the farmland water conservancy is completed, where can I be afraid of disasters in the local area?!" Wang Li said disdainfully.

"Spinned—two young people are the same age, but how is this knowledge and mind so far apart!

"Father, are you wrong?! Wang Gaizhi built water conservancy in Chuzhou, so he was not afraid of having no money to provide disaster relief. Dredging the West Lake was just a smile on his face..."

"He is not against the farmland water conservancy law, but he is just worried! He is indeed a little mistake to use Changping Cangkeng and Guanghui Cang as collateral to repair water conservancy. I think that although there are no major disasters in the Song Dynasty in recent years, there have been no minor droughts and minor floods. If one day a severe drought comes suddenly, it is definitely not just a joke. Who can guarantee that such a thing will not happen?!"

"Wang Gaizhi completely ignored the kindness of Ah Father's help to save him some time ago. He had offended Sima Guang and Wen Yanbo before. If it weren't for Ah Father's help, he would have retreated to Hangzhou to enjoy the good fortune? Now he is standing by Sima Guang's side to arrange the new method, and he is actually a villain after repeated repetition!"

"Who can do anything to Wang Gaizhi except the emperor in the court? He doesn't care about the level of his official position. If he is released from Biandu, he is asking for it. The emperor is also thinking about when he will bring him back to Biandu!" Wang Anshi and Emperor Zhao Xu have been together for several years. As the emperor's favorite minister, he can naturally roughly guess the emperor's meaning in his heart - Wang Gaizhi tries his best to get out of the center of power.

The emperor valued his talents and wanted to stay by his side, but unfortunately the prince-consort was unpredictable. Otherwise, citing it as a pioneer of reform would be a great help to him, Wang Anshi.

"No matter what, although Wang Gaizhi's letter was somewhat opposed to the new law, he still proposed a solution, and basically thought of it from people to money. I believe Sima Junshi also received his letter. At least Sima Junshi would not object because of insufficient financial expenditure in the court. This was also a helper for the father. Fang'er discussed matters, and for the father, he could use this letter to make the emperor make up his mind early!" Wang Anshi said silently.

Wang Li wanted to say something, but he always felt that his throat was blocked and could not speak. Finally, he turned around and returned to his study to write letters based on Wang Jinghui's letter. When Wang Li walked out, Goodnight Shi walked to the side of the fake book and pulled it out - a stack of manuscripts - this was all the manuscripts he could get related to Wang Jinghui. When there was nothing to do, Wang Anshi always had to take out these manuscripts to read. Some of them were written by Wang Jinghui himself. Looking at the font that was really unsightly, Wang Anshi's eyes appeared in Wang Anshi's eyes again. In the eyes of this young man, something that Wang Anshi couldn't understand...

As Wang Anshi expected, Emperor Zhao Xu indeed summoned important officials from the two central governments to discuss farmland water conservancy laws the day after receiving Wang Jinghui's letter. Compared with Wang Anshi, Emperor Zhao Xu was very satisfied with the reply of the son-in-law - but it was very important for an emperor to pick up the shortcomings. Emperor Zhao Xu knew that the conservatives led by Sima Guang, Wang Anshi's reform faction and a son-in-law were neutral and slowed down. It was impossible for them to reconcile together, especially when the checks and balances of the son-in-law, the conservatives and the reform faction were simply opposite.

After spending more than a few years with the son-in-law, Emperor Zhao Xu knew very well about his brother-in-law's character. For some reason, the son-in-law was always unwilling to face Sima Guang and Wang Anshi head-on, and maintained a very respectful attitude towards these two people. This is not the respect of ordinary scholars for the two, but more like the respect of students for teachers. However, the son-in-law obviously has his own style of doing things and has a very accurate grasp of the overall situation. If you say that in terms of governing the country, you will be very respectful of the strategy.

The prince consort was closer to Sima Guang. Although this was not in line with his own wishes, the prince consort said he was taking it slowly, but he never slowed down. The various strategies he had made over the years have basically stabilized the northwest where the empire was troubled by. After two failures, the Dangxiang people had almost no power to fight back. The empire's finances also reversed the situation of more than ten years of losses. I believe that in just four or five years, the Song Dynasty would have enough strength to win over the Dangxiang.

Originally, Emperor Zhao Xu was very satisfied with Wang Anshi's report on the Farmland Water Conservancy Law this time. He thought that he could pass it easily, but he didn't expect that he would be a mess in the Secretariat. When his brother-in-law was about to go to Jiangnan, he mentioned again that the ministers should try to maintain a eased relationship, so he did not force it through. The answers obtained from seeking the advice of the son-in-law this time were also very insightful. Not only did the Farmland Water Conservancy Law, but also picked out several serious loopholes, making the Farmland Water Conservancy Law more practical. However, compared with the search, Emperor Zhao Xu still felt that it was best that Wang Jinghui could return to him earlier. Without this brother-in-law, he was really struggling to reconcile the relationship between Wang Anshi and Sima Guang.
Chapter completed!