February 16th.

The twelfth day of the first lunar month.

Saturday.

At ten o'clock in the morning, Bai He and Song Xiaoya took the high-speed train to Hangzhou.

The two took a taxi and left the high-speed rail station, went directly to the Hangzhou commercial building, and started shopping.

At noon, the two had lunch in the mall.

In the afternoon, continue shopping in the mall.

They didn't leave the mall until around four o'clock in the afternoon.

Take a taxi to the Four Seasons Hotel at West Lake.

After checking in, the two entered the hotel room and took a hot bath together.

After taking a shower and putting on the newly bought clothes, the two of them went to the Sands Hall for dinner.

After dinner, the two of them didn't plan to go out to the mall for shopping or fun, so they ordered a bottle of red wine.

After eating and drinking, the two returned to the hotel room.

"Xiaoya, I love you."

"Husband, I love you, I love you to death, please love me well."

After applauding for love, the two hugged each other and lay on the bed.

After the two chatted for a few harmonious words, Bai He asked: "You said that the year before last, after Li Yanyu's birthday, I pursued you. Do you think I can catch up with you?"

"Can."

"I think it's very difficult."

"Were you not confident before?"

"I'm definitely not as confident as I am now. Qian Zhuang is a coward."

"If you are willing to spend money for me, it will indeed add points to you."

"I know, money is a good thing. If I pursued you before, I would feel..."

"What does it feel like?"

"Stop talking. From now on, we will love each other and live a good life."

"Were you a member of the Moonlight Clan before?"

"No. I used to be very frugal with my money. I often cook dinner at home just to save money."

"After buying the house, will you live alone?"

"Before, a friend lived in my house for half a year, and then he moved out."

"Do you charge rent?"

"Collect the rent according to the market price."

"Is there any conflict?"

"No, he moved out and lived with his girlfriend."

"You used to engage in gardening and landscape design. Did you know many rich people?"

"I know some of them, but I'm not familiar with them. They are familiar with my previous boss."

"When working, do you encounter unreasonable customers?"

"Yes. I have a good attitude and I will not ask customers to fully agree with my design concept."

"Design according to customer preferences?"

"Watch people order the dishes."

"Have you done any projects in other places?"

"Many projects are in other places. How big is Qucheng? It can't support the company I worked for before."

"Qucheng, a fourth-tier city, has housing prices comparable to many second-tier cities."

"If you don't pursue the school district and buy a house in the suburbs, the housing prices in Qucheng are quite expensive. In some third-tier cities in non-coastal provinces, housing prices are really cheap. There is no way, who made Qucheng a prefecture-level city in Zhejiang Province!"

"Every place has its pros and cons."

"Yes, to be honest, I quite like Qucheng. Living in Qucheng is quite comfortable. Tomorrow, we will go to the Bentley 4S store and order a Continental GT in your name."

"Volvo, Porsche Cayenne, and Continental GT, there are three cars. You and I both have cars now..."

"Miss," Bai He interrupted with a smile, "our family has a net worth of several billion."

"Brother," Song Xiaoya said with a smile, "Don't you want others to know that you are so rich? Keep a low profile. Let's keep a low profile."

"I will order a car this time. I hope my parents won't feel embarrassed when we get married next month."

"Our parents?"

"Your parents, my future father-in-law and mother-in-law."

"No."

"After booking the car, let's go to the Hästens store and buy a bed. After that, we'll go to the mall and buy some bedding. The day after tomorrow, we'll go sell jewelry and return to Qucheng in the afternoon."

"Okay, follow your husband's arrangements!"

"Why are you so obedient!" Bai He smiled and pinched his girlfriend's cheek.

"What my husband and brother said makes sense, of course I have to listen." Song Xiaoya said delicately.

"Haha!" Bai He smiled happily, "The day after tomorrow in the morning, after we check out, we go to the mall to buy jewelry."

"You can go to the jewelry store tomorrow to check it out, make your selection first, and then go pay and pick up the goods the day after tomorrow."

"Okay. Do you have a safe at home?"

"Yes. There is a safe in my room."

"It's good to have it."

"Tomorrow, you can buy a safe. You need to install a safe in the villa you bought in Moon Bay."

"If you need it, buy it. I also need a safe in my home."

"Does the house we stayed in last night have a mortgage?"

"I had it before. After I got the bonus, I paid it back in advance."

"Houses... houses are being built more and more in Qucheng, and the urban population is growing slowly. I feel that housing prices in Qucheng will fall."

“Will housing prices in the Linghu campus fall?”

"If the school district policy and school district divisions remain unchanged, the housing prices in the school district of Linghu Community should not fall."

"When we get married and our two families become one family, the real estate assets will account for less than 1% of the total family assets, which is a very low proportion."

"Are you interested in investing in a home?"

"I'm a little interested, but not very interested." Bai He smiled and said, "To be honest, if it weren't for pursuing you, I probably wouldn't consider buying a villa in Moon Bay."

"Regret it?"

"Nonsense." Bai He said with a smile, "Since we started dating, I have been extremely happy every day."

"Even if we don't date, you will still be happy."

"Yes, that's right, the happiness of rich people is not something ordinary people can experience." Bai He said.

"Show off!" Song Xiaoya said angrily.

"I'm not a person who particularly likes to show off. If I don't show off at all, life would be too boring."

"That makes sense, that makes sense!"

"On the sixteenth day of the first lunar month, school is about to start and you have to go to work."

"yes."

"On the Lantern Festival, don't you need to go to school?"

"No need, I'm not the head teacher, it's much easier."

"Have you never been a class teacher?"

"I don't want to be the head teacher yet."

"Does being a class teacher get extra salary?"

"There are additional subsidies."

"You drive a BMW Mini. Are there any teachers in the school who drive better cars?"

"Yes, not many. Some teachers' families are quite wealthy and they are willing to invest in buying a house, but are not willing to buy an expensive car."

"Buying a house is an investment, buying a car is a consumption."

"yes."

"How many houses do our parents have under their names?"

"It's just a townhouse and a hardware store. There are loans for both the house and the store."

"Next month, I will give you money so that our parents can repay the loan in advance."

"unnecessary."

"It's necessary." Bai He smiled and said, "You are an only child, and I am an only child. What belongs to our parents will belong to us from now on."

Song Xiaoya joked: "You are the richest man in Qucheng. Are you still thinking about the little money in my parents' names?"

"The sand accumulates in piles, and the armpits become fur. The richer the person, the better his abacus."

"Find some time, talk to my parents about these things."

Bai He chuckled and changed the subject: "If we have a wedding banquet on Sunday, do you want to take leave on the following Monday?"

"It's not convenient to ask for leave. You can change classes with other teachers."

"Yes, change the course, teach a few classes in a semester, it is indispensable. You are a math teacher, and I ask you to teach Chinese, can you teach it?"

"Prepare your lessons well and you will be able to teach."

"sharp."

"Have you ever been a tutor?"

"No."

"The kids next door have never asked you about their studies?"

"I asked. I taught them, but if I didn't charge a fee, it can't be considered a tutor."

"You are a free tutor. When we get married, how many relatives and friends do you think you will hire?"

"I talked with my parents and we decided to set up about twenty tables."

"Are you invited by your former colleagues?"

"Invite a few good friends."

"In the future, after the news that you won a huge lottery prize is announced, many people will probably talk about you."

"Go your own way and let others tell you!"

"Do you think... you are a free and easy person?"

"Not very free and easy, mortals, ordinary people, common people." Bai He paused and hummed, "You and I are both mortals, living in this world."

""Mortal Song", Li Zongsheng's "Mortal Song"."

"Do you like Li Zongsheng?"

"I quite like some of his songs."

"Xiaoya, our single-family villa has an actual usable area of ​​700 square meters. Is it too small?"

"It's very big." Song Xiaoya said with a smile, "Even if we have three children in the future, and all three children grow up, and our parents live with us, and we hire two nannies at home, it will be enough."

"Mom, dad, whose parents are these?"

"Our parents, four parents."

"In the future, I will definitely live in a bigger house."

"We'll talk about the next thing later."

"If you don't have long-term worries, you will have immediate worries."

"You plan to make arrangements this year?"

"No. Just say it casually." Bai He smiled and kissed Song Xiaoya's cheek, "Honey, your skin is so good."

"Your skin isn't bad either."

"Compared to you, it's far behind." Bai He muttered, "There are no purchase restrictions on commercial housing in Hangzhou. Should we buy a commercial housing unit?"

"I don't think it's necessary."

"You don't want to spend money."

"You want me to... lose my fortune?"

"No."

"Shopping without restraint can become addictive."

"I know. Recently, I bought a lot of things online, many of which were signed by my parents. They often said that I bought things randomly. I have to control it and don't buy things blindly."

"Whose idea was it to put most of the winnings in the bank for a fixed term?"

"My idea. My parents don't want to control everything about me. I just said that they said that I bought random things, and they said it in a joking tone. The things I bought are not extravagant and wasteful."

"How much do you think a family will spend in 2019?"

"Including you?"

"It can be excluded."

"It must be included." Bai He smiled and kissed his girlfriend on the lips, "No matter how much money is spent, it will definitely not be higher than the interest income."

"Hope you can make some money from the stock market."

"The stock market has been doing well recently, and all the stocks I hold are going up."

"Do you think it's easy to make money by stock trading?"

"No. Most small retail investors in China cannot make money."

"You are not a small retail investor, you are considered to be a high-end investor."

"What is hot money? It is hot money, speculative short-term funds. I don't like chasing hot spots. Basically, I am willing to hold the stocks for several months or even years in the stocks I invest in."

"Do you believe in value investing?"

"Although I have been trading in stocks for more than five years, I feel that I am still a novice."

"The stock market has been very popular in the past five years. Have you made money?"

"In the first half of the year, I made a lot of money. In order to buy a house, I sold most of my stocks and kept some funds in the stock market. Later, I would invest any spare money in the stock market. I made no money for more than three years."

"In 17 years, you didn't sell your stocks to cash out?"

"Yes, almost all the money was spent on renovating the house at home. I have told you about this before, right?"

"I think I said before you win the big prize by buying lottery tickets, did you make money by trading in the stock market?"

"It's a profit. It rose a lot in the first half of 2015. Recently, the stocks I bought with bonuses have risen quite a lot."

"I checked the information on the stocks you currently hold on the Internet, and they all seem pretty good."

"It depends on market conditions, sector rotation, and luck."

"Do you think it's difficult to make money from the stock market?"

"It's hard to say. I made money before, but I don't know if I will lose my capital in the future."

“Have you ever thought about making videos for self-media?”

"Yes, I have saved a lot of video materials. I went to Hangzhou to receive the award and took a few videos specially."

"Look back and look at me."

"OK."

“Do you still have the idea of ​​starting a self-media business now?”

"A little bit, in the future, if the news of my huge bonus becomes public, I might consider becoming a self-media person."

"If you run it well, you can gain millions of fans in a short period of time."
Chapter completed!