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Chapter 88 Is this money really yours?

 The matter of investing in the oil industry with 10 billion Hong Kong dollars has caused a lot of controversy in Hong Kong.

At this time, Su Cheng and Shen Bi had already met in a tea room in Xiangjiang.

To be precise, it was not Chen Bi who made an appointment with Su Cheng, but Su Cheng who made an appointment with Chen Bi.

A powerful person like Sucheng is worthy of Huifeng Bank to win over it in a personal manner.

"Mr. Su, every time I see you, I refresh my understanding of you!" Chen Bi couldn't help but say as soon as he met.

"I wonder if Mr. Chen Bi asked me this time?" Su Cheng asked with a smile.

Originally, he planned to find some time to ask Chen Bi to talk about lending, but unexpectedly, Chen Bi actually came to him first, and now it would be even better.

"This time I invite Mr. Su out is a very important thing to tell Mr. Su that on behalf of Huifeng Group, I sincerely invite Mr. Su to serve as the director of our Huifeng Group. I hope Mr. Su can agree." Chen Bi said seriously.

"Well, Mr. Chen Bi, I am not a shareholder of your group, nor an employee of your group. Why do you want me to be a director of Huifeng Group?" Su Cheng was a little confused.

Now, the relationship between me and Huifeng Bank is probably the only thing left in Hutchison Whampoa and Huifeng Bank.

With this connection, Su Cheng couldn't figure out how he could serve as their director.

He knew that the ship charter king was a director of Huifeng Group, but that was because the ship charter king and Huifeng Bank were closely linked. Huifeng Bank and Global Shipping Company were almost like you and me. In the near future, the ship charter king even became the vice chairman of the board of directors of Huifeng Group.

"Mr. Su doesn't need to be so surprised. In fact, we Huifeng Bank does not have to be shareholders or employees to serve as directors. Even the Xiangjiang government has several officials serving as directors in our Huifeng Group. With talents like Mr. Su, we Huifeng Bank hope to have closer cooperation with you. The position of director is also our sincerity. If Mr. Su is willing, we can sell 1% of HSBC Group shares to Mr. Su at a price lower than the market price." Chen Bi explained.

"Mr. Chen Bi should know that I have also been involved in the banking industry?" Su Cheng asked in confusion.

Logically speaking, since he entered this industry, he formed a competition with Huifeng Bank.

"Of course, Mr. Su has acquired a small bank called Jiali Bank, and I heard that the transformation is currently underway, from an ordinary bank to a private bank. This is not much of a conflict of interest with our Huifeng Bank." Chen Bi smiled.

As the number one in the banking industry in Xiangjiang, Huifeng Bank is naturally the first to know what the various banks in Xiangjiang have made.

It is obvious that Huifeng Bank is actually not optimistic about the future of Jiali Bank and does not regard it as a rival at all.

Su Cheng began to think.

Your own bank must be developed, so that it will not be easier to mobilize funds when funds are in urgent need of use.

But Huifeng Bank also needs to make some relationships at present. After all, they are the veritable number one in the financial industry in Xiangjiang, and they still have to ask for them. It seems that it is nothing to be a director. Anyway, it is just a false position, so he has no interest in participating in the board of directors voting on Huifeng Group.

"Mr. Chen Bi, let's not talk about this for now. I want to borrow a short term. I wonder how much your bank can lend me at most?" Sucheng said.

"Loan? Does Mr. Su also want to take out a loan?" Chen Bi was surprised.

"Yes, I need a very large amount of funds for turnover. Currently, I only raised about half of it, so I want to ask, if I borrow from your bank, how much can I borrow at most?" Su Cheng asked again.

This time, it was Chen Bi's turn to think.

"I wonder how much Mr. Su wants to borrow?" Chen Bi asked simply.

"Hong Kong dollars, borrow for 1 year!" Su Cheng thought for a while and said a number that shocked Chen Bi.

"Mr. Su, I personally have no right to grant this number to you. Unless the shareholders' meeting agrees, the money is too high, and the shareholders' meeting may also refuse to loans, unless you have relevant mortgages. Because of Hutchison Whampoa, if there is no mortgage, I can only grant a loan of 1 billion to you at most." Chen Bi said clearly.

Su Cheng also knew that Chen Bi would most likely not be able to satisfy him in this money. After all, the risk was too great unless Su Cheng could prove that he was really capable.

Although Huifeng Bank has a lot of money, even they dare not move around. For example, they dare not use too much money when they are participating in the acquisition of the Beautiful Bank of China.

"What if I take out Hutchison Whampoa to mortgage it, how much can I borrow?" Su Cheng asked again.

He was very confident in this short-term investment, so even if he used Hutchison Whampoa mortgage, he was not worried that he could not afford to pay the money and would lose Hutchison Whampoa.

Xiao Ai’s information is very reliable. If he doesn’t even believe the information provided by Xiao Ai, he wouldn’t have the current family business.

What's more, even if crude oil does not have a second world oil crisis, it will still maintain its value. At most, it will only sell it at a small loss, and it will not reach a very loss.

"If you mortgage Hutchison Whampoa, you can borrow up to 3 billion yuan, and the shareholders' meeting basically agrees!" Chen Bi said again.

"If I have huge amounts of funds in my hands, can I get more funds for the loan?" Su Cheng asked suddenly.

Having funds means having strength and stronger repayment ability. This must be something that bank loans will consider.

"Of course, I wonder how much money Mr. Su has?" Chen Bi asked curiously.

Su Cheng didn't know anything, so he took out seven passbooks from his bag and handed them to Chen Bi to read.

Chen Bi was stunned when he looked at the names of the banks on these passbooks. Aren’t these all the top ten banks in the UK? And there are branches in Xiangjiang.

He opened his first passbook and saw the passbook on it with 80 million pounds.

This is exchanged for pounds, 1 to 9 with the Hong Kong dollar.

In other words, this passbook alone has HK$720 million.

Immediately, he opened his next passbook again, 70 million pounds.

Chen Bi opened it locally and finally calculated the total number to reach 500 million pounds.

In other words, the funds here alone have reached HK$4.5 billion.

Chen Bi said in a lost voice: "Mr. Su, is this money really yours?"

Previously, he didn't believe that Sucheng could invest 10 billion to enter the oil industry. At this time, he believed it a little.

After all, everyone knows that investing does not involve investing all the money in one go, but is usually done step by step.

He has never touched the money he has returned from Europe.

The money for purchasing Hutchison stocks in the company or the market is paid from Tianyuan Company.

Last time, I sold Hutchison Whampoa to the ship charter king and bought Hutchison Whampoa stocks from Huifeng Bank. This time, I made a net profit of more than 300 million yuan, so Tianyuan Company had very sufficient funds.

"Of course, Mr. Chen Bi can read the passbook, all my names are my names." Su Cheng replied with a smile.
Chapter completed!
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