Chapter 1181 1181: Layout and Closing the Network (Part 2) [Please vote for me](1/2)
People cannot, or at least should not, fall in love with illegal work!
You can't just pretend to fall in love with a gangster!
This fact is explosive from every angle.
Cui Zhi stroked his forehead and spent a stick of incense without thinking about what the meat bun was thinking. It was the dog's fault that the meat bun was taken away by the dog. The bun was not wrong, but the meat bun followed the dog voluntarily and he didn't mind.
If you are eaten, then both the dog and the meat bun deserve to be beaten!
"Have you gone to ask what's going on?"
Cui Zhi doesn't mind if a subordinate goes or stays. It's human nature for people to go to higher places and water to flow to lower places, but he can't help but mind that the other person leaves inexplicably. How could Mr. Cui treat him badly?
The confidant said: "I asked, but I didn't ask."
The communication between the two parties was inconvenient. The meat bun could do Tai Chi, and a single drag gesture could make people lose their patience. The other party did not explicitly say that they would abandon the Cui family. They just said that they would be loyal to Cui Mi, the Erlangjun.
Cui Xiong has been engaged to be married, and the marriage may be completed within two or three years. According to the custom of the aristocratic family, it is not far away for the men in the family to get married and separate. Brothers live their own lives, and rarely live together - they are not small families.
We cannot afford to buy a new home for the new couple.
It is reasonable for Rou Baozi to choose Cui Mi on his own initiative.
Well, Cui Mi gets some "family property" in advance.
Judging from the results, Roubaozi is still a vassal of the Cui family.
Cui Zhi, the head of the family, can't say anything. He can't just accuse this meat bun of trying to instigate internal fighting between the Cui Xiong brothers, right? Meat***** is not that important. This is equivalent to the separation of brothers.
Du Qiang took the initiative to talk to Cui Mi.
The problem is that--
This kid Cui Mi is special.
The so-called defection to Cui Mi is just to block Cui Zhi's accountability. In fact, he must have defected to Shen Zhongli! Cui Zhi thought for a moment and ordered: "Order someone to go there for an unannounced visit. Remember not to alert the snake. Also, the accounts over there are also
Bring them all to me!"
The head of the Cui family is a very busy man.
During the farce of Shen Zhongli's marriage competition, his life was similar every day. Cui Zhi also had a whole family to worry about, and he couldn't stare at the trivial things that a small county magistrate did every day.
Every time I ask someone, I take it seriously. I never expected that the other party would play like this!
Cui Zhi carefully read the contents of the report twice.
A keen eye can spot some details.
"Grain seeds? Who did Shen Zhongli borrow grain seeds from?" It was not a good time for farming at that time. What was Shen Zhongli buying so many grain seeds for? To prepare for next spring plowing? Then it is too early to prepare."
Did Madam intervene? Or did Ermi come forward?"
The original intention of Mei Meng and the king's reform is good, but how many people's interests will be harmed in the process? These people will be obstacles! Even if Cui Zhi comes to suppress some big families and allows the new policy to be implemented at all levels, it does not mean that everyone
They will all cooperate.
The policy was pushed down step by step, and the main force in the final implementation was the subordinate officials from various places. These subordinate officials are basically local people and have intricate connections in the local area. In this three-acre land, their face may be more effective than that of a big family, but not as good as that of the county magistrate.
Currently in charge.
Common people want to borrow money from the government to buy grain seeds?
Isn’t it these people who have the final say whether to borrow or not?
The area under Shen Zhongli's jurisdiction has accumulated bad debts for three years. If the Cui family hadn't come forward to fill it, the bad debts would have been filled by the next level. Now that the Cui family has shown that she doesn't care, the tax revenue will not be paid in the new year, how can the county government pay it back? Dare you lend money to Shen Tang to borrow grain? If you don't lend grain, you will at most have another year of bad debts in the coming year. If you lend grain, the bad debt will not just be taxes that cannot be collected.
Shen Zhongli borrowed grain seeds and was destined to be in trouble.
Unless Cui Mi or Cui Hui secretly come forward to sell face.
Cui Zhi did not object to this development.
Shen Zhongli can make full use of existing connections to achieve her own goals, which is considered her ability, but she is more or less disappointed - Qi Yuanliang has only this ability?
The confidant said: "Not yet."
After a pause, he said: "I borrowed it from a private merchant."
Cui Zhi was slightly stunned. He fiddled with a few jade beads with his fingers and asked his confidant: "Did she borrow money from private merchants? How much interest did she get? When the time is up, will she return grain seeds? Or grain?"
There is interest on the returned grain seeds.
There is interest on the returned food when the food is returned.
But no matter what it is, the interest rate is much higher than the interest rate of the government's new policy. If the weather is good and you are lucky, there is a small chance that you can save your capital, but more likely you will lose everything! Farmers have to sweat and have less land. In order to gain fertility, the county government assumed the risk of borrowing money, and in the end they made wedding dresses for merchants. Most of these merchants were attached to aristocratic families and had very dark hearts!
A little bit of arithmetic will almost kill you.
as expected--
The confidant looked complicated and said: "It's five points and two cents!"
Cui Zhi's fingers that moved the abacus paused.
She looked at the abacus amount in disbelief and almost couldn't hold her breath: "Five cents and two cents? Shen Zhongli really dares to borrow it! Is her brain full of straw? Even the aristocratic family dare not secretly release the interest of five cents and two cents. How dare she borrow such loan money?"
What is the concept of five points and two cents?
When the government lends grain, the highest interest rate is only one cent and seven cents!
At the beginning of the New Deal, it was stipulated that the common people could only borrow from the government. After encountering heavy resistance, Mei Meng had to take a step back from the aristocratic families and allowed the common people to borrow from the private sector instead of the government. However, it was stipulated that the annual interest rate should not exceed one cent and seven cents. red line.
Once you find that it exceeds one point and seventy cents, you can report it to the official.
[One minute and seven cents is approximately equal to an annual interest rate of 20%]
This interest rate is not low, but even this seven percent interest rate affects the interests of many people. As a result, Shen Zhongli was desperate and borrowed an interest rate of five percent and two cents. How much more than the private sector? Before Shen Zhongli borrowed grain, Didn’t you calculate the yield per mu in previous years?
Cui Zhi could almost foresee the scenario where this guy would lose the money on the coffin.
The confidants also smacked their lips: "Who would have thought of this..."
If it is an interest of 1.7%, Shen Zhongli may still be able to turn the account from a loss to a profit. At an interest of 3.4%, there is a very small chance that he will not lose or make a profit, but the interest of 5.2%...private borrowing interest It won't take more than two years for her to finish it.
Cui Zhi asked, holding back his headache.
"Did you find out who she borrowed it from?"
Cui Zhi thought of another possibility.
If Shen Zhongli borrowed money from a merchant named Qi Shan to grow grain, it would be understandable for him to charge such a high interest rate and make false accounts.
A confidant handed over a piece of information: "I found it."
Cui Zhi opened it and took a look and fell silent.
Haha, merchants are not from other places, but local from Qi State.
What troubled Cui Zhi the most was that he knew this businessman, who was attached to a second-rate family in the southwest, and paid "protection money" to this family every now and then. Cui Zhi murmured: "It's okay to be stupid, but how could he be so stupid? He's not rich enough.
A foreigner's land!"
A high interest rate of five cents and two cents!
Borrowing from outsiders is better than borrowing from Cui's people.
At least Mr. Cui will be polite when collecting debts and will not violently collect money from her husband Erlang. It is hard for others to tell.
Cui Zhi took another sip of herbal tea to calm down his shock.
He said: "Order someone to investigate this merchant thoroughly."
The confidant asked in confusion: "Continue to investigate this person?"
Cui Zhi's eyes flickered: "Well, let's see if this merchant has anything to do with Northwestern Kang State. I won't comment on Shen Zhongli's abilities, but she is Qi Yuanliang's person after all. I can still comment on Qi Yuanliang.
Just a few sentences. I don’t quite believe that Qi Yuanliang would raise such a stupid waste. Interest rate of five cents and two cents? Humph!”
s??????.???
Is this really a false account?
The confidant ordered to retreat.
The interest rate of 5.2% is indeed outrageous.
Roubaozi, who was beaten by Mr. Cui, also felt that Shen Tang was looking for death. He stopped talking several times, and when he couldn't sit still, he approached his Erlangjun: "Erlangjun, you can't borrow this grain seed!"
Young people don't know how to settle accounts at all.
Compared to Rou Baozi's anxiety, Cui Mi was calm.
[At the interest rate of five cents and two cents, we can still make money.]
Rou Baozi was so anxious that cold sweat broke out on his forehead. Kukoupo wanted to settle the account for Cui Mi and tell him what five cents and two cents meant. The government's interest of one cent and seven cents was barely enough to make ends meet! Five cents and two cents was equivalent to
Borrow 100 Wen at the beginning of the year and pay back 163 Wen at the end of the year! When these profiteers lend out grain seeds, they calculate the yield per acre of land, and it is impossible for anyone to make money.
Cui Mi said calmly: [I have learned planning.]
His grades are definitely better than the other person’s, so there’s no need to count them for him.
Rou Baozi was a little weak: [I may say something offensive, but even if Erlangjun is proficient in planning, you still can’t do it if you don’t understand farming! You must not borrow this amount of grain. If you borrow it, it will be over!]
To be continued...