Hu Quan angrily shouted: "Nonsense! Who allowed you to borrow money at three times the interest!"

"This is the Guo family's business!"

"The imperial court stipulates that the maximum loan interest cannot exceed double!" Hu Quan said.

What he said is true. Business in the Song Dynasty developed too fast and land annexation was not curbed. Private loan sharking increased explosively. Even people like Wen Tianxiang in the Southern Song Dynasty borrowed money from usury.

Regarding private lending, the Northern Song Dynasty court had been arguing endlessly.

Ouyang Xiu, Wang Anshi and others hated private loan sharking.

After many struggles, the Song Dynasty finally stipulated that the annual interest rate on loans could not exceed 100%.

But in fact, how can private interest groups comply with this?

Zhao Ning finally felt for himself why Wang Anshi was reviled by countless people for promoting the "Young Seedling Law".

What is the Green Seeding Method?

The Young Crops Law allowed local governments to uniformly lend money to farmers during the lean season. The annual interest rate on the loans was 30%. Although it was very high compared to later generations, it was much lower than private usury!

The Young Crops Law aims to seize 300% of profits from the mouths of officials, businessmen and landowners.

Who said that?

When the profit reaches 10%, some people are ready to take action. When the profit reaches 50%, some people dare to take risks. When the profit reaches 100%, they dare to trample all laws in the world. When the profit reaches 300%, they even go to the gallows.

None of them were afraid.

Zhao Ning watched these farmers lining up to buy the grain provided by the landlords and officials with money borrowed from them, and he felt an unprecedented crisis.

Black! So fucking dark!

What should these farmers do if they cannot repay their debts to the landlords?

what to do?

When did the landlords ever do business at a loss?

Even if they can't repay it, the landlords still make money, because the money they borrowed is quickly spent by the landlords.

But the landowners got a bill for the money the farmers owed them.

This is a powerful life-binding contract, and you must be obedient in the future.

If you disobey, the landlord will sue you. According to the laws of the Song Dynasty, if you owe money, you will still have to go to jail.

From the commercial level, the moral level, and the legal level, these farmers are locked up at all levels, allowing them to farm for themselves for generations and become actual slaves.

Therefore, when local owners, officials, or businessmen encounter obstacles in buying land in Jiangling Prefecture on Jinghu North Road, they can mobilize a large number of farmers who owe money at any time.

Whoever disobeys will have his whole family jailed.

Landlord: Do you want to borrow money? The kind that puts the whole family in jail!

This is the fundamental reason for the large-scale private fighting on Jinghu North Road.

Guo Chang said: "This is Guo Guanren's intention, not mine, and the government has acquiesced. Do you have the ability to play with the government? Don't think that having more people means you are great. The government can play with you to death! You won't even spit out your bones."

Do not believe!"

Zhao Ning felt a little surprised.

The people sent by Guo Daguan dared to say such things openly in front of everyone. What does this mean?

This shows that people are not worried about these words reaching the ears of the officials.

Either it doesn't spread at all, or even if it reaches the ears of the government, the government won't care.

Zhao Ning said in Hu Quan's ear: "First take a group of people to the Guo family to talk about the grain business and ask how much grain the Guo family can sell."

"yes."

Hu Quan left first with more than thirty people.

Zhao Ning's attention returned to Guo Chang and asked: "The government acquiesces?"

Guo Chang rolled up his sleeves and said: "I'm not afraid to tell you the truth today. Among the money that their family owes is the money of the official of Xiangyang City. Since ancient times, only the people owe the officials, how can the officials owe the people! If they don't pay back

, if you insist on meddling in other people’s business, then go to court and see how the government decides!”

As soon as they heard about the lawsuit, the family immediately became frightened and said quickly: "We are not leaving. Give us a while and be accommodating!"

Guo Chang said: "I also want to give you time, but you actually teamed up with outsiders to cause trouble. This matter must be reported to the official!"

The man quickly kowtowed to Guo Chang.

Zhao Ning also said: "Sue the official, you must sue the official!"

When Guo met Zhao Ning and said he wanted to sue the officials, he laughed: "That's what you said, let's go! sue the officials! No one can try to prevaricate this matter today! Just go to the court and let Mr. Qingtian judge!"

"

The family immediately burst into tears: "Please don't sue the officials. Our family is farming here. We eat a little less every day and save the rest!"

"Go away! It's useless for anyone to speak today!" Guo Chang said angrily, "I just want to show all of you what will happen if you dare to run away without paying back the money! I tell you, I have done my best to be benevolent and righteous, Mr. Guo

You have done your best to be kind and righteous!"

This matter seemed to be a big deal, so the family was taken into custody and everyone rushed to Xiangyang City in the south.

Not long after, Hu Quan had arrived at the Guo family manor.

Seeing the luxurious Guo family manor, Hu Quan couldn't help but sigh: "This is really a wealthy family!"

After Hu Quan made the announcement, he entered Guo's house.

After being introduced by Guo Jun, I met Guo Rong.

Guo Rong warmly received Hu Quan.

"From your accent, do you think you are from Jiangnanxi Road?"

Hu Quan said: "Guo Daguan is a very powerful person. I am from Luling County on Jiangnan West Road."

"I also did business with people from Jiangnan this year. I walked from the Han River to the Yangtze River and arrived in Jiangzhou."

"Oh, I wonder what business Guo Daguan does."

Guo Rong said with a smile: "I make a little bit of everything, such as cloth and tea. What kind of business does this Hu official do?"

"I also do a little bit of everything. This time I came here with my family member Zhao Guan, mainly to buy food."

"How much food is needed?"

"Not much, one hundred thousand stones!"

"What's it for?"

"We went to fight in the north and shipped it to Taiyuan. As you know, the imperial court took back Taiyuan Mansion. There is an urgent need for food there. Now the imperial court is willing to buy food at a high price."

Guo Rong knew the routine here. Some private businessmen had taken the targets set by the imperial court, and ordinary people couldn't get involved at all.

"I'm afraid I don't have that much food."

Hu Quan's mind was racing. He stood up and said, "In that case, I won't bother you. I'll go ask elsewhere."

"I wonder how much Mr. Hu is willing to pay to buy grain?"

"What price can Guo Daguan sell for?"

"Three sticks and one stone."

"Don't be too shady when doing business, otherwise no one will make money." Hu Quan said with a smile, "I'm afraid I can't accept this price, so I'll say goodbye."

"Two pieces for one stone, the lowest price."

Hu Quan said: "I heard that the grain that officials sell to the government is always priced at five qian. Why does it cost two qian when it comes to me?"

Guo Rong said: "When doing business for the first time, you must show some sincerity first."

Hu Quan immediately understood in his heart that Guo Rong really did trade grain with the government, and the grain in Changping Division might really be sold by businessmen like Guo Rong.

In fact, Guo Rong had been testing Hu Quan until Hu Quan said he wanted to leave. He was sure that Hu Quan was really in urgent need of food.

"Can you provide one hundred thousand stones?"

"But if we provide thirty thousand dan, there is no problem. With some friends, 100,000 dan should be no problem."

"really?"

"I, Guo, will naturally not lie when I speak."

"Okay! It's settled, I'll go talk to my family, Mr. Zhao."

"etc!"

Hu Quan turned and looked at Guo Rong.
Chapter completed!