Chapter 258 Saving money is king
Compared to the payments paid by his comrades to salvage the wreck, he seemed a little excited and even began to think about how to spend the money. As the boss, Zhuang Haiyang seemed relatively calm. Even if the money belonged to him was actually much more than his comrades.
Perhaps as Zhao Penglin said, wealth accumulation requires a process. But when wealth accumulation reaches a certain level and there is no big expense, the money earned is actually stored in the bank account and becomes a bunch of so-called numbers.
After having extra savings from other people, they began to find ways to manage their finances. Whether it is Zhuang Haiyang or Li Zixian, they seemed to be not interested in the so-called financial management. To be precise, the two of them had not yet learned how to be rich people.
Perhaps for the two, it’s good to have enough money. Leaving more money on your personal account is considered as good as a precaution!
Fortunately, my comrades who set sail for one night and set off for the sea again became relatively calm again. Although the extra income of less than 200,000 was not much, it was not much. Compared with the long-term fishing flow, the share of salvage of the wrecked ship can only be considered extra money.
Taking advantage of the opportunity to chat in the sea, Zhuang Haiyang, who was staying at the bow of the boat, suddenly said, "Pengzi, how are you talking about this holiday with your fellow villager? Is it time to go home this year, should I book a flight ticket to your hometown together?"
Qian Yunpeng, who knew that he could hide from other comrades, would definitely not be able to hide from Zhuang Haiyang. He looked at other comrades and said with a blushing look: "It's okay! Let's just stay like this for now, I don't know if it can be done!"
"This style of speaking is a bit different from your usual ones! Could it be that you are afraid that your family will not look down on you?"
"It's a bit! Her father, in my hometown, I heard that he even became a small official."
"If you don't have an official position, you just treat him as a civil servant. After all, you are in love with her and not having a partner with her parents. As long as you make her parents think you are reliable and will not let their daughters suffer grievances, wouldn't that be enough?"
"You're so light, but when you really face it, is that easy?"
"Don't worry, there are still two months left before the Chinese New Year. As long as the situation does not change much, I believe that your personal account will have at least a million yuan in deposit during the Chinese New Year. This money may not be enough to buy a house in the state, but the down payment should not be a problem, right?
Actually, in my opinion, compared to buying a house, I suggest you to invest in a shop. Of course, it is necessary to buy a house for future marriage. If you really have to lose money, it would be okay for me to lend it to you at that time."
Faced with Zhuang Haiyang's promise, Qian Yunpeng nodded without refusing and said, "Thank you first! I have indeed considered buying a house. However, this year I plan to spend money to repair the old house at home.
Although my hometown is in the mountains, the road conditions are pretty good. The cement roads were built in the village two years ago. Compared to getting married, I hope to rely on my own abilities to make my parents' lives easier without having to work so hard.
In recent years, the rich people in our hometown have chosen to buy land and villas in the village. They don’t spend much money. Not to mention the beautiful houses, the key is that they live comfortably and gain face. If you really want to buy a house, it should be fine if you wait for a year or two."
For Qian Yunpeng, the arrival of Lin Wan during the National Day holiday can only prove that his assessment period has passed. But in fact, the intimacy between the two is not as good as Qian Yunpeng expected, and he may have to wait for a private opportunity.
It is not necessary to talk about marriage for the time being, so Qian Yunpeng naturally does not need to show his financial resources to Lin Wan's parents. First settle the house so that others can think that he, a retired soldier, can still make a lot of money and is no worse than others.
If his fame is better, I believe that my parents will feel their faces shining. Of course, with Lin Wan, he will no longer think about going on a blind date. What he really needs to do may be to embrace the beauty and make more plans for the future of getting married.
After listening to Qian Yunpeng’s idea, Zhuang Haiyang also agreed with it: “If you only care about your own enjoyment, but forget to find ways to improve your family’s living conditions, it really seems a bit too much. I agree with you if you can think like this.
If nothing unexpected happens, your income next year will be higher than this year. And I will try my best to find ways to ensure that your annual income is not worse than those so-called gold-collar workers. If you work for a few years, maybe we can all retire.
In fact, I am currently opening these three companies to pay taxes legally. If I really have children in the future, maybe I would rather drive a small fishing boat and fishing on the beach in my hometown every day. I don’t want to live as hard as I am now.
If I really have the chance, I might buy a sea-to-sea ranch overseas. It’s okay, fishing on the farm and riding horses. I believe that life should be very good. Compared to being a boss, I feel more comfortable being a salted fish!"
Regarding Zhuang Haiyang's thoughts, Qian Yunpeng also smiled bitterly: "It seems that you know how to enjoy life better than us!"
"In my opinion, you can actually do it too! If you wait for me to retire, you will have a deposit of millions. You can build a diversified farm or orchard in your hometown. If you are too busy, please ask someone to help.
Compared to making money, I think being with my family is more important. Although I don’t know if my ideas will change in the future. But I think the process of growing up with my children should be very interesting. How much money is enough?”
"That's true! But, I'll talk about this kind of thing when I have money!"
If they could have hundreds of thousands of dollars in their personal account when they first came, they would think they were rich. Now that they came to Nanshan Island and saw Zhuang Haiyang's profit speed, they would think they were rich people?
Even people like Zhuang Haiyang, who have a net worth of billions, live so low-key and simple, how can they have the nerve to spend a lot of money and think they are rich? Working honestly and saving more money is the king!
In order to avoid some bad ideas from some comrades-in-arms due to money, Zhuang Haiyang would occasionally chat with comrades on the way to sea to discuss how to manage their finances. Through chatting, explore the psychological status of these comrades-in-arms.
Fortunately, many comrades think of the wealth they now have at most to improve their own living conditions. In fact, these comrades will pay their families almost every month, but the amount is not large but it is enough to improve their lives.
Occasionally, some comrades received packages from their hometowns, which contained local specialties specially prepared for Zhuang Haiyang by their comrades’ parents. For these comrades’ parents, this may be the only way they can thank Zhuang Haiyang.
Most of the parents of comrades would warn their sons on the phone to work hard and not let Zhuang Haiyang down. It is really not easy to find such a free and generous job these days!
When he arrived at the cockpit and accompanied Wang Yanming to have tea, the old squad leader also smiled and said, "What? Have you played a guest role as an instructor?"
"That's right! Actually, if you want to hear what your brothers think, can you avoid some unnecessary trouble, isn't it better?"
"It seems that you are really mature! In fact, you don't have to worry too much. Even if one or two people are worried, it must be temporary. In your opinion, you may not have much money. But for them, this money is really a lot!"
For many comrades who have retired from the army and worked outside, they felt very satisfied if they had a monthly salary of over 10,000 yuan in the past. Now they earn more money in a month, even a year ago, so it is normal for them to have some ideas.
Fortunately, they are all adults, and their emotional adjustment and life atmosphere are very good. Chatting with comrades can also alleviate this impetuous heart that suddenly grows too fast in wealth. Not to mention anything else, just compare it with Zhuang Haiyang.
As the saying goes, "I don't know, what else can I have to be excited and proud of when comparing?"
Facing Wang Yanming's feelings, Zhuang Haiyang smiled and said, "Squad leader, what are you going to do when you come home for the New Year?"
"I haven't thought about it yet! However, I feel much more relaxed when I pay off the money I owe you. If I really have extra money, I might buy a shop or something in my hometown and rent it to someone else as a landlord, which should be good!"
"This idea is really good! Anyway, you have bought a house, and unless you want to change a house, there is no need to buy another house. You can maintain a shop for three generations, buy a few more shops, and be a landlord in the future. The days of collecting and collecting rents should be good."
"Yes! Let's plan for this first! Now our family of three lives in your house. How many years will the girl be before going to school? If you don't dislike me for being old, I will plan to let the girl go to kindergarten on your side in the future.
When I really have to wait for you to disband everyone, maybe I will go back to my hometown and buy a piece of land to invest in an orchard or farm. I can do all kinds of flowers and breeding, so I can find something to do without being too busy to pay.”
Maybe he has been with Zhuang Haiyang for a long time, and Wang Yanming actually has no ambitions. For him, accompanying his wife to watch his daughter grow up healthily is his greatest wish. The rest are all over the clouds!
After parting and reuniting, the friendship between Zhuang Haiyang and these comrades naturally became deeper and deeper. Even if these comrades left one after another in the future, I believe they will not forget who gave help in their most difficult times.
On the other hand, Zhuang Haiyang is actually more concerned about improving his cultivation than making money. But from the current situation, it is probably impossible to improve his cultivation in the short term. The only thing he can do is continue to work hard day by day.
Zhuang Haiyang, who does not have to worry about life, should spend more time on family and practice. If he stays on the island for a long time, even if he is not annoyed, his family will definitely feel that life is too monotonous.
If he could buy a ranch adjacent to the ocean overseas, it would be more suitable for him to use Dinghaizhu's abilities and give his family more space to move around and have fun in life. In China, it is difficult to do this.
I believe that the price of small islands or seaside ranches will not be too low. It seems that they have a net worth of hundreds of millions, but if you really want to buy the islands or ranches you like, Zhuang Haiyang feels that even if you buy them, the remaining construction funds will not be too much.
Chapter completed!