"Okay, then just think of it as saving money. At least the money is spent and the land is still there. At the worst, it can be used to build houses and rent it out."

"Yes, that's what I think. If we buy it anyway, it belongs to us. It's safer to exchange the cash for real estate."

"Well, okay, how much money do you have left with you?"

"Ahem, I...'plan' to deposit 200,000 in the bank."

Lin Xiuqing wondered, "Why do you want to deposit in the bank? You said last time that even if you can remit it back, the bank may not have the money to withdraw it? Are you still depositing? You may not have the money to withdraw it, so what else are you depositing?"

Ye Yaodong smiled and lied, "Haha, as I said before, it's not safe to keep money around. A few thousand dollars can buy a life. If I keep these hundreds of thousands around me, I will be the fattest sheep."

"What's more, the bank's interest rate is high. Think about it, don't I still owe the bank 200,000? Then if I deposit it in the bank, I won't lose money if I don't take it out? Right?"

"We just return this money to the bank, and we can still earn another interest before we pay it back!"

"Do you know how much interest there is? The annual interest rate for three years is 116,800 yuan. 200,000 yuan is equal to 23,360 yuan a year. If we leave it for three years, we will earn 70,000 yuan in vain! It is a guaranteed profit without losing any money!"

Ye Yaodong didn't dare to give her five years, only three years. After all, the loan was only for three years, and almost a year had passed since the loan was repaid.

Lin Xiuqing was surprised and said, "So much! Does the bank give so much interest?"

"Yes, if there is not so much interest, do I need to save?"

"Then what is it for? I loaned you 200,000 yuan without interest, and then you deposited the 200,000 yuan back and got more than 70,000 yuan in interest? Isn't this stupid? Giving you money for nothing?"

"That's right, you can't say stupid, you should say magical. That's the rule."

"Have you ever been cheated? Are you reliable? There are many scammers out there..."

"No, it's a state-owned bank. The bank that gave me a loan already gave me 200,000 yuan. What should I be afraid of?"

"Is that really... giving you money for free? Why is it so magical? If everyone can take out a loan and then deposit it back, wouldn't it be equivalent to giving money for free?"

Lin Xiuqing thought this was incredible, so she gave them tens of thousands of dollars in vain?

"But you have to think about it, how many ordinary people dare to borrow money from banks now? Let alone tens of thousands of dollars? If you dare to borrow money, the bank will not lend to you. You must have a work certificate, a work certificate, and a village certificate.

Only in this way can I borrow tens of millions of dollars, and you must have large assets before I can lend you more."

"That's true."

"So I will deposit it in two days, so that I don't have to worry about it. Anyway, I can still earn interest if I put it in, so the state-owned banks can still rest assured."

"That's fine. Anyway, we still owe it 200,000 yuan. You can deposit 200,000 yuan into it and then it can be deducted directly."

Innocent.

Wherever there is a deduction, you still have to pay it back. What is there will still be there, and you can only withdraw it when it expires.

"Okay, I'll listen to you."

"Why do you listen to me? You obviously brought it up yourself."

"I only deposited it with your permission. Anyway, we are guaranteed to make a profit. It would be better if we could save it for 5 years. Do you know how much interest we can get from saving it for 5 years?"

"How many?"

"I can get 140,000 back in five years."

"Ah? So much...then what's the purpose of this bank, giving us so much money for free? Isn't this money circulating around and still in their bank? They still have to pay us back."

"Anyway, it doesn't matter whether the bank is losing money or not, as long as we are making money..."

Ye Yaodong didn't dare to go into too much detail. Now he said three years, but he has actually been saving for five years!

He looked at his watch and said quickly: "Ah, let's not say it. It's too late. I have to go to the dock to collect the goods. The fishing boat will be back soon. Let's do this for now. When I finish collecting the goods, I can save the money when the time comes.

Call you..."

"Oh, okay, then hurry up and collect the goods. It's important to receive the goods. You can tell me after you deposit them."

"Okay, I'll let you know when I save it, then hang up first."

He had managed his time well, and after making the phone call, he took the workers to the dock to receive the goods.

In this way, when the time comes, you can just hang up and let her digest it alone. Later, he will call back and say that the money has been deposited and that he thinks 5 years is more cost-effective.

Anyway, I only saved two years longer than expected. I already have so much cash at home, and having another 200,000 cash in hand will not increase its usefulness.

Just keep this money to give yourself a way out.

He feels that at his current rate of making money, 200,000 yuan only takes one month, and his assets can double again this year, and it doesn't matter if he saves for two more years.

It was just that he had already saved it in advance to prevent her from having anything to say, so he took a roundabout way.

Wait for him to call me in two days and tell me that he has been saving for 5 years and tell me about a lot of free gifts, so there probably won't be much noise.

This cannot be regarded as his killing first and showing off later.

He was notified in advance, and then he compared it himself!

You get 130,000 for free, why don’t you want it?

He had informed him anyway, so what if he had to make the decision on such a trivial matter?

Who keeps calling his wife to ask for advice?

After Ye Yaodong hung up the phone, he felt that he was so smart and had avoided another family conflict!

The general was out and the military orders were not obeyed. You can't blame him for always killing first and then reporting. I thought of course and went ahead to do it.

"President Ye is always happy after making phone calls."

Ye Yaodong suppressed the smile on his face, "Of course I'm happy to call my family."

"Why did I think you were a little nervous when you first called me? Haha, did you spend 50,000 yuan to buy land and didn't let your wife know?"

"It's such a big deal, just call her and tell her. She supports everything I do. When I told her just now, she didn't say anything. She just said it was my decision."

"so good?"

Jin Laixi was a little suspicious because he obviously had a flattering tone when he spoke on the phone!

"Of course, she said she didn't understand this and just listened to me."

"If it were my wife, she would be scolded to death."

"Then you have to have 50,000 yuan. If you want a total of 50,000 yuan, and you use all of it to buy land, wouldn't you be scolded to death?"

"It must be President Ye's strength that makes his wife afraid to say anything."

Ye Yaodong couldn't help but straighten his back, "That's not true. My wife just believes in me. She supports everything I say, but she takes care of all my good wives at home."

"very nice."

"Stop talking, I have to go back and take the workers to the dock to wait for the fishing boat to come back and deliver the goods to you in the evening."

"OK."

Ye Yaodong walked out briskly.

The workers at home are waiting, the other fishing boats have not returned yet, and his land purchase has not caused a big uproar yet.

The sun had just set, the fishing boats had just returned and they still had to sell goods. No one got home so early, and it was already dark before the essential workers came back.

But after he finished collecting and delivering the goods, news spread to all the fishing boats that he had spent 50,000 to buy another land, and everyone was shocked.

As soon as Ye Yaodong entered the door after selling the goods, he heard the commotion inside, and everyone seemed to be talking about it.

"A Dong is back..."

"Dongzi..."

"Did you buy another piece of land?"

"Ang, that's right. It's not safe to keep the money in my hands, so I used it to buy land. I also deposited any leftovers in the bank. This way, I don't have any money lying around, and I feel at ease."

He also said this to everyone.

As the saying goes, people's hearts can't stand the test, and people have to know that they don't have much money at hand.

"Deposit in the bank?"

"Yes, the interest rate is quite high."

Ye Yaodong told everyone about the bank's deposit interest rate and also told everyone that it was the bank from which he took a loan last year.

It's up to everyone to decide what they think. Anyway, it's up to them to decide whether they will follow what they do or not.

Or you can keep a current account and withdraw it when you get home a few days later. It's also good for everyone. It's better than nothing.

People have this kind of mentality. When they don’t try something, they are always worried about various risks and accidents.

After you actually do it, you will feel it smells really good...

I would also like to share Amway with the people around me.

"Is this... safe and reliable? We have never saved any money in our lives, and we don't have much money to deposit in the bank..."

"Then I can't guarantee it. You can ask it yourself when you have free time. Anyway, I deposited it directly."

"It should be reliable. Didn't we all remit money back through the bank before? We all received it at home."

"State-owned banks should be trustworthy, right?"
To be continued...