"Then it's up to you to decide."
"Um."
"You have so much money around you now, do you want to remit some back?"
"I can remit money, but can you withdraw it? Does our small bank have so much money that we can withdraw?"
Lin Xiuqing thought about it. Last year, she started to remit 5,000 and 5,000 intermittently, but then she didn't remit any more and just took it back in a sack.
"Then you might as well use some to build a house. After all, you can slowly collect rent."
"Well, I've collected rent this month, 520. I'm thinking that I can collect more than 6,000 a year. Wouldn't it take five or six years to get back the money? I'll make a steady profit in the future."
"That's true, then you should be careful and pay attention to safety. Just leave the work at sea to the workers. If you promote two people and increase their wages, you will save yourself the risk of going to sea."
"Well, it's nothing. That's it. If you need anything, call me and leave me a message."
"If I'm beaten, you'll have to come over and listen to the message when you're free."
"Yes, I will come and listen when I have time."
After Ye Yaodong finished speaking, he hung up and joined the card game next to him.
He only had time today to play cards with these people and bond with them, and he would go to sea tomorrow.
If he goes out tomorrow and the Harvest ships go out to sea on the next trip, he will follow them one last time to see them, and then he will leave all the rest to the person who promoted them.
In this way, he can also free up time to stay on the shore, and then he can also establish good relationships with these people. By the way, he can also get to know a few more people so that he can better ship goods.
He didn't go back at noon. The sun outside was as scorching as a stove, and there was no way he could walk in the sun.
He ate with everyone, and continued playing cards to kill time after eating. He waited until the sun went down and it was no longer so hot, then he went back.
As soon as he returned, he told everyone that he would invite the workers who built the house before to come back and continue to build another one.
There was no time to hire workers tomorrow. He was going to sea tomorrow, so he would hire them the day after tomorrow. He told them in advance so that everyone would know what they were doing and don't be too surprised when they see people coming to work.
He also plans to build a warehouse so that he can store the dried fish.
Now that the room is full, there is no place to put the dried fish, so they can only pile it up at the end of the corridor and wrap it in nylon bags.
But every boat had leftovers, and they were all brought back to dry. After only a few days, they were already piled everywhere, and some people had no choice but to move them back to their houses and pile them up.
You can't make money by selling this kind of thing. Although there are people who want it, you can't make money by selling it. There are a lot of fish at the wharf here, and the most indispensable thing is dried fish.
When Ye Yaopeng heard that he was going to build another house, he felt heartbroken, "Dongzi, do you want to build another house? It has already cost tens of thousands to build this row..."
"It's not enough to live in, so build another row."
Ye Yaohua also advised: "Why don't we wait until next year? The construction has just been completed. Can everyone live in it?"
"I can't even live here. I'll have five more boats in a few months, and then there will be dozens of workers. Where will they live?"
"It's okay to rent a few houses outside to live in."
Ye Yaodong waved his hand, "I've already called Ah Qing to discuss it. Just build it and collect rent anyway. I guess many people will continue to come here after the new year."
"Come back after the new year..."
"There is money to be made, why not make money if you can? Anyway, you can collect rent later if you leave it alone."
"Then are you coming over after the new year?"
"I don't know. It depends on the situation. Maybe I'll come here to collect the rent, stay for a few days and then go back? Or maybe I'll come back intermittently? Anyway, let's talk about it later."
He doesn't even think about it now, because it's really easy to make money here, but he also wants to rest at home.
So let’s wait a few months before we talk, or maybe he will bring people up and arrange workers to do the work, and he and his father will take turns delivering goods and collecting payments here.
I’m worried, when will it be more convenient to directly set up a private company, and then I can transfer funds to the company without having to collect the money myself?
Ye Yaodong planned to build it first anyway, and let's talk about what happened after it was built. Anyway, it must be built, and it would not be enough to live in it.
The two brothers are also a little entangled. They do make a lot of money. The number of fishermen and businessmen here is increasing every year. They all know that they can make money. It is indeed easier to make more money than at home.
They were a little anxious when they thought about it, but they still wanted to see what Dongzi had to say.
Ye Yaopeng said: "Then we will look at you then."
"Look what I'm doing!"
Ye Yaohua said: "Haha, if you want to stay here, we will stay with you. If you want to go back, we will follow you back."
"Yes, I feel more at ease following you. Anyway, the goods will be collected by your fishing boat."
"Then it's possible that I'll stay here with dad to collect goods and pay, and then we can take turns going home. It's also possible."
"Then since you plan to put the boat here for fishing, we will stay here."
"Let's see, we'll talk about it then."
He hasn't even thought about it yet.
But judging from his eldest and second brother’s intentions, they wanted to follow his example.
There must be many people watching him. If he puts the boat here to fish, probably a large number of people will just stay.
Others were very happy to hear that he was going to build another row of houses, so that when it was completed, everyone wouldn't have to be so crowded.
If you let them live outside, they will definitely not want to. It would be great to build another row.
Ye Yaodong waited for the next day to go to sea and collect the goods and come back. On the third day, he went to find the foreman, and then ordered bricks, cement and sand himself.
Before we go to sea, we can quickly order all these materials and start work immediately.
He was also very busy, never having a moment to spare.
After the waves calmed down in the past two days, the returning fishing boats and other small boats began to go out to sea again.
I only went there for three or four days and heard on the radio that the eye of another typhoon was forming, so everyone had to come back to rest.
Father Ye had been away for nearly 20 days and came back after hearing that there was another typhoon.
Fortunately, their fishing boat didn't go too far. If they went fishing, they would be in trouble if they went to the high seas, and they would have to return before they even started fishing.
It's almost the end of the month now.
Under the constant advice and restraint of the ship bosses, there is also a rule here that only entry and exit are allowed after 8 o'clock, so everyone goes out less, and there have been no conflicts this month.
Except for typhoon days, the weather is quite stable at other times. I leave early and come back late.
There are many typhoons in summer, which is also a common practice. Even if there is no head-on attack, there will be passing by. As long as the eye of the typhoon forms, the entire sea area will be affected.
Not to mention September, there are also many typhoons in October and November.
Their large and small fishing boats are also diligent and diligent. As long as the wind is not strong, they will fish at sea all day long, and the harvest is also very impressive.
No pain, no gain.
When the monthly bottom line was counted, Ocean One recorded a total of 140,000 yuan that month. When the other fishing boats came back in the middle of the month, they took inventory and probably recorded just over 100,000 yuan.
In the second half of the month, due to the typhoon, all the fishing boats came back, but the harvest was not so ideal. The total gas money for the month was also reduced by 20,000.
Several fishing boats also traveled a few days less than the Ocean 1. Through the harvesting boats, he also made about 50,000 yuan.
He has 17 small boats, and he has distributed nearly 20,000 yuan this month.
In total, in the whole month of September, he also earned about 190,000 yuan.
Big ships are the biggest killers!
Especially in places like fishing grounds where fish are densely packed, it's like picking up money.
Of course, you have to have many channels and be able to absorb such a large quantity. Otherwise, if you catch so much, you won't be able to sell it, and you'll just lose it in your hands.
Feeding large amounts of fish to pigs is not just a matter of course.
Last month, I just came here in the second half of the month and only went to sea for a few days, but I still made more than 10,000 yuan. However, this month's living expenses and buying materials to build a house also cost several thousands.
The materials for building a house were not all purchased at once, but the brick factory, sand factory, and cement factory were also successively called upon to deliver the goods, delivering batches for settlement.
Now that the general accounts have been calculated, another 190,000 yuan has been recorded this month. In total, he now has about 200,000 yuan on hand.
This is considered the net income for the past one and a half months.
When Ye Yaodong took the account book and took stock of the total income, his mouth was watering, but he was not overjoyed.
In the middle of the month, when other fishing boats came back due to heavy waves, he had already done the accounting for those fishing boats. The second half of the month only resulted in a few more days of income, not as much as the first half.
But Father Ye took the money after the reconciliation and counted it back and forth several times, but he still couldn't get enough of it.
This is only half of the net income, and the other half has been locked in the safe of the fresh-collecting ship for the first half of the month.
"Not finished counting yet?"
"I've told you several times that this is too much. It's only been here for a month and a half. What if I keep it until the Chinese New Year? It will have to be packed in sacks again."
Father Ye looked even more excited than him.
He did not tell his father that this was only half of the money, but said: "I will go back early at the end of October and bring the money back, and the total will not be enough for the New Year."
"There's still a month left, and we can still make a lot of money."
"Then work harder."
"What?" Father Ye's mind didn't change for a moment.
Ye Yaodong took the money from his hand and put it in the password box and locked it.
Only then did Ye's father realize that he was telling him to work hard.
"It's not like I haven't done it before. Isn't it all me?"
"Tomorrow is the 1st. If there is going to sea in the past two days, the fresh food ship will go out by then. I will not go out with the ship. I will pick up the goods on the shore and contact the customers."
"You won't go to sea anymore?"
"There are a lot of things to be busy on the shore. I also have to establish good relationships with other fishmongers and bosses, and get to know more people to ensure subsequent shipments."
"Okay, I'll do it now that you're so happy."
Ye Yaodong heard that his father was complaining, so he comforted him: "Aren't you training a few more sailors? You can also leave them to others."
"How can I rest assured? I wouldn't be willing to hand over such an expensive ship to someone else."
"I have so many boats, and there are still boats that will be handed over in the second half of the year, but they all have to be sailed by others. If I sail them all by myself, will I be able to sail them here?"
Father Ye continued to shake his head, "Then we'll wait until the boat arrives in the second half of the year. I'm not worried now. I have to drive it by myself. I just need one person to follow me for shifts."
"Okay, if you're worried, then you can keep driving and find someone else to take the helm. I'll have to give them a commission, and the promoted deputy will also have to give them a commission."
"Then it's better for me to help. Don't let others earn this money."
"Positions always need to be subdivided. Now everyone just allocates them voluntarily. When we have more ships, the corresponding positions on these ships will also have to be subdivided, and then they will have to be sent to the shipping unit for training."
It's just the beginning now. We all belong to the same village, so we can just shout and discuss things. Later, we will have to regulate things a little more, and those who have positions will have to increase their wages.
But the boss of this ship definitely does not get 10% of the share. Although the boss of the Dongsheng ship gets 10%, the cargo received by this ship is not comparable to that of the Dongsheng ship.
Father Ye was very distressed. The wages given to the boatmen were already very high. Do they still need to pay more?
"Then we'll talk about it later. I'll do it now so I don't have to pay for it. By the way, how much will Chen Laoqi get this month? Give him 10%?"
Chen Laoqi drove the Dongsheng Company, and it was agreed at the time that he would have no salary, but would be given a 10% commission on the profits. The deputy said it would be a salary plus a 1% commission.
This month, after the Dongsheng took 40% away from the fresh-carrying ship, they also deducted the gas money. Some sold it for more than 8,000 yuan. After deducting the basic salary of 675 yuan for the five crew members, some made more than 7,000 yuan.
Check out the correct version one by one!
This is equivalent to him being able to share more than 700 yuan, while workers are paid 135 yuan a month, so a 10% share is enough for him to make a lot of money.
"Well, if you calculate 10%, there are more than 700."
"So much! Do you want to give him so much?" Father Ye felt even more heartbroken.
"Of course, but I haven't given it yet. I will wait until the end of the year to calculate the general ledger and give him a lump sum settlement, or wait until he returns home at the end of next month to make a lump sum settlement."
"This is too much. A worker's salary of more than 100 yuan is already very high."
"The responsibilities are different. If the boss of the ship doesn't get more benefits, how can he do his best? Of course, if I catch more cargo, I will also benefit. This is equivalent to tying him to the Dongsheng. Now he is using that
He is more affectionate to the boat than his own son. I knew he would be able to split more than 700 yuan this month, and the corner of his mouth was almost split to the back of his head."
"Isn't it? This is the month when he gets the most. Last month he didn't get much more than the workers, but this month it suddenly increased dramatically."
"Then we came here in the second half of last month and encountered a typhoon within three or four days. There was nothing we could do."
Father Ye was still mumbling about giving so much.
"We can't bear to let the children catch the wolf, and we have no choice. We can sail every boat by ourselves. We should make big money at the expense of a little money. That's what we should do."
"Then when the time comes for the Ocean 1 ship, how much share do you plan to give to the ship owner?"
"This ship is awesome now."
"Isn't that?! More than 100,000 yuan a month! Each point costs more than 1,000 yuan."
Ye Yaodong thought for a moment and clicked on the computer again, "Normally it's not that much, and it's only here that it's so high. After deducting the gas money this month, this boat probably earns about 120,000, but the fresh boat still has
Forty percent has to be deducted, and the rest is earned by this ship."
"Oh, yes, the income from the harvesting ships must be deducted. Just because both ships are yours, it doesn't count."
"Well, so if you divide it, it will be 72,000 points. If you have one point, it will be more than 700. Of course, this number is not enough. Then it can be counted as two points. Then the deputy will be counted as one point."
It's equivalent to the boss of the ship getting eight to nine hundred to one thousand pieces a month, depending on the fluctuation, and the second-in-command can get four to five hundred.
If you go home, the amount of goods received will be reduced, and the money you will receive will definitely be reduced, but it is still much better than the workers on the deck, and it is relatively easy.
And other workers will look forward to it more when they see it. The number of ships on his side is increasing, and everyone will think about working hard to take over.
"The highest-level workers only earn so much..."
"They are also the most senior crew members. When the time comes, we will send them for training. Now if you are reluctant to hand over the ship to your deputy and promote someone to be the boss of the ship, if you do it yourself, I will earn the money for you."
Father Ye stared, "Ah? What!"
"The boss of this ship earns money for you, and you are the one doing the work anyway."
"real?"
Father Ye was pleasantly surprised, then put his expression away, and said calmly: "It doesn't matter so much, I get more salary than others. I also see that your stall is so big and you are busy, so I can help you a little."
, just do the math."
"It's okay if I didn't mention it before. Now that I've mentioned it, it's still money to make money for others anyway. If you do it for me, I feel more at ease."
"It doesn't take that much. I'm not someone else. How can I take that much from you?"
"Then I am saving this part of the money for you? Just like in previous years, I will hand over my salary to my mother. If you need money, just tell me. I will keep the accounts for you anyway."
Father Ye nodded quickly, "That's okay!"
"I originally wanted to make more money this year and give you a thicker gold bracelet..."
"No, no, why do you have so many of those things? I already had a necklace and a ring last year, which was fine. Why do I need a gold bracelet? That one is enough for me to show off for the rest of my life."
"Then I'll give you a commission?"
"Yes, yes, that's good. Don't buy me gold. If you buy it, you'll keep it with your mother."
"Ha ha……"
"What's so funny? I go out early and come back late all day long. I'm not at home, so it's just right for her to keep it."
Ye Yaodong laughed for a while and then stopped laughing, "You can teach a few more people by the way. When the new ship arrives, the old people will have to go on the new ship to lead the new ones."
"knew."
After the father and son talked, when Ye's father went to sea a few days later, Ye Yaodong clearly felt that his father was majestic and high-spirited, full of fighting spirit and with a hard-working face.
He felt that it wouldn't be a problem for his father to work hard for another 10 years, as he would only be in his sixties at that time.
Moreover, when the fresh goods ship went out to sea to collect the goods the next day, he did not go with him. He only asked the two young men who were promoted some time ago to arrange the weighing and accounting of the goods. He just waited on the shore and calculated the time to come out to pick up the goods.
.
The money on the ship was also asked to be packed in sacks and brought back one day in advance.
This has to be placed under his nose before he will feel at ease.
After Ye Yaodong came back, he struggled around the house again before stuffing the money into the mezzanine of the mattress where he slept.
Then I took another 10,000 yuan and went to the bank to exchange it for 50 yuan in new banknotes. I heard that the limit was 10,000 yuan.
As a result, I met Shen Ming'e at the bank, and I realized that the exchange of new banknotes was considered an achievement. Because they had just been issued, large-denomination banknotes were slow to circulate, and the people did not recognize the new banknotes, so they had to exchange the new banknotes for circulation.
He simply gave the girl a performance and said that he would exchange it for 200,000 yuan.
This made Shen Ming'e's eyes widen in shock!
"You want to exchange it for two hundred thousand?!"
"Yes, the denomination of 10 yuan is too small. Now it is better to have 50 yuan. After exchanging it, I will also reduce the storage space."
"Do you want to deposit? Or direct deposit! The interest is quite high. The annual interest rate is 6.3. It seems to be higher for your large amount. Do you want to deposit?"
Shen Ming'e looked at him like the God of Wealth with stars in her eyes.
"Did you achieve something again?"
She nodded, "Yes, yes."
"How much is your monthly salary?"
"60 yuan..."
Ye Yaodong couldn't help but twitch the corner of his mouth, "60 yuan, you are so active? How about you come to be my treasurer and help me keep accounts, and I will give you 80 yuan?"
"ah?"
She was stunned for a moment. How could anyone come to a bank to recruit people?
She quickly shook her head, "No, I am an iron rice bowl."
"I have a stainless steel rice bowl."
"Haha, how did you know there are stainless steel ones?"
"Are you willing? I'll give you more than the bank."
Although the words of invitation he just blurted out, he was not joking. If he really wanted to, he would do it. It would be a big task to calculate accounts every day.
Recording the goods requested by the boss, then recording the delivery and collection, checking the payment, calculating the share, and calculating how much one earns from each ship, all the orders had to be sorted out, which made my head full.
If he didn't have to do it, he might as well go to sea, it would save him trouble and not use his brain.
Shen Ming'e shook her head, her wavy hair also swaying.
"No, I don't go to work for money. The main thing is to have something to do, not to do nothing."
"That's great. I just need someone who can work for free."
"Hahaha, come on, do you want to make a deposit? I will help you apply for a VIP customer and open a VIP account. The interest rate on large deposits is the highest."
"Is it safe? I'm afraid that if I want to withdraw it, what should I do if you don't let me withdraw it? Or what should I do if the bank doesn't have that much cash and I can't withdraw it?"
"No, if you can deposit 200,000 yuan at a time, you are already a VIP customer, the highest-level customer of our bank."
"I can't believe it..."
There is a lot of shady information about the bank, and the terms are overbearing. Only the people will suffer, not the banks.
And since there was no Internet in this era, he was a little worried.
If the bank transfers the wrong money and it arrives in your account, and you don't take the initiative to return it, it's your fault. If you spend that money, you'll go to jail.
And if your money is transferred by bank employees or there is no record of it on file, it is also your responsibility.
Moreover, under the current deposit insurance system, the state does not provide compensation of 500,000 yuan.
The main thing is that I worry that I can save so much, but not be able to withdraw that much.
"Why can't you trust us? We are a state-owned bank. If you don't trust small private banks, forget it. What's wrong with state-owned banks? And if you make a deposit, we will also give you a deposit receipt and a passbook record. There is a passbook for you.
That is evidence. The passbook itself is a financial certificate and is recognized everywhere."
"I was worried that when I wanted to withdraw it, I would be told that there wasn't that much money and I wouldn't be able to withdraw it."
"No, if you deposit 200,000 yuan, you will be a VIP customer. There will be a dedicated business manager. You may not be able to withdraw it temporarily, but you can make an appointment in advance. If you make an appointment in advance, you will be able to withdraw it."
"Where's the other place?"
"In a different place... I can't guarantee that I can withdraw so much at once from a different place. I guess the handling fee for withdrawing any amount will be very high. But you can withdraw it here. If you deposit it with us, you must come to us to withdraw it. I have withdrawn it.
Take it back again."
"I'll think about it, what's the annual interest rate?"
During this period of time, he really hid money in a panic. It felt inappropriate to hide it anywhere, and he couldn't spend so much money.
I think about it every day when I put it on the boat. When I don't go out to sea, I have to go to the boat to take a look every day when I go in and out. I don't feel safe when I leave it at home.
Depositing in a bank is indeed the best option.
Chapter completed!