Chapter 1247 Xia Wenyang's correct judgment on the interest rate
In the evening, a group of girls who couldn't drink enough drank together, and Zeng Xiaoxiao couldn't drink enough. In order to accompany this group of female queens from Suzhou University, Zhao Changan called Yang Yixin and Yue Lu and asked them to come over and help out.
Yang Yixin brought a female classmate, Bi Qiongxian, and Yue Lu brought Zhao Xiaoxiao. When Zeng Xiaoxiao saw that they all called her sisters, she turned on the bp player and called the little sisters Xu Shasha and Qiao Jing'er in her dormitory.
In the words of Zeng Xiaoxiao, no matter whether you can drink it or not, your momentum cannot be weak!
The venue for the banquet was a five-star hotel. A group of girls drank brandy. Soon, some of them were defeated. As expected, the four queens of Su University were all heroes in the bar, and they remained standing until the end of the battle.
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So Zhao Changan started to work as a porter of happiness again.
Qiao Jing'er is slim and soft, Xu Shasha is as white and tender as jade, Yang Yixin is light and thin, Bi Qiongxian has a cherry mouth,——
Although Zhao Changan behaved like a gentleman and did not touch them while they were drunk, he still roughly knew the weight and body shape of several girls.
At night, Zhao Changan and Zeng Xiaoxiao slept in the same room. He gave her a bath first, and then played with her gently for a while, which was considered to be a comfort.
The next morning, Zhao Changan drove Zeng Xiaoxiao, Xu Shasha, and Qiao Jing'er to Lin'an.
Join Liu Cui and the others and continue to be the flower guardians.
Last night, Jing Xiu participated in Lin'an TV's New Year's Day party and sang a legendary theme song "Jiangnan", y video screen.
During the three-minute singing, above the stage curtain, Qi Xiaoqin, Pang Mei, Tang Shuang, Jing Xiu, Zeng Xiaoxiao, Xia He, Zhou Qiao, Tang Qin, Zhao Changan, Zhong Lianwei, Sun Yiyang, Su Xiangchen, all appeared in the mountains and rivers wearing distinctive costumes.
Among the pavilions and pavilions, various distinctive weapons appeared, posing in dancing or fighting poses.
In this era, as a very serious TV show, it is impossible for the game scene to appear in the camera, but Zhao Changan's side kick makes those who don't understand think that this is the background scene of a song "Jiangnan"
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Only netizens on the Internet know about the game meaning of "One Nano", "Jurassic", "Legendary World", "Cretaceous" and "wemade".
Of course, Lin'an TV station is not stupid. They proposed that the TV station should give Jingxiu an appearance fee of 60,000 yuan, and Yinnan would give the TV station an advertising fee of 60,000 yuan, a two-way offset.
Or if One Nano wants to raise Jingxiu's profile, the TV station can offer to pay an appearance fee of 100,000 yuan or more, and use this gimmick to raise Jingxiu's worth.
However, after Zhao Changan thought about it, he rejected this suggestion and instead directly signed a contract to offset each other when it was proposed. The advantage of this is to avoid falling into a tax trap.
At four o'clock in the afternoon, Liu Cui, Shan Cai, and Jing Xiu returned to Mingzhu. Shan Cai's car could not fit in, so Zhao Changan chartered a taxi.
Then he contacted Mi Xiaoyin and went to Yangmu Zhuhai.
Zhao Changan drove, Mi Xiaoyin sat in the passenger seat, and her assistant drove along with her.
When we entered the Bamboo Sea, it was already almost six o'clock in the evening. The sky was bright and clear. On the night of the 26th of Midwinter in the lunar calendar, there was only a thin eyebrow-like quarter moon in the sky. The sky was filled with twinkling stars, and the starlight of the stars was even greater than the thin glow of the quarter moon.
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On the winding mountain road, there are dense bamboo trees on both sides. Fortunately, it is winter, the road is very quiet, and there are no unexpected little animals standing in the middle of the road and fighting against the headlights.
"Chang'an, will you start to intervene in Wenyang Group's acquisition next month?"
Mi Xiaoyin suddenly opened this topic.
The two have known each other for so long, and this is the first time she has mentioned this topic.
"I will return to Shancheng around the 20th of the twelfth lunar month. I will not leave until the acquisition of Wenyang Group is completed. Xia Wenyang has three large due loans, one of 60 million, which is due on February 1st, but at that time
During the Spring Festival, he can postpone it to February 16th, with a stroke of 1.20
100 million, which is due at the end of February, that is, on the 29th, and there is another 30 million due on March 10th. In total, Wenyang Group needs to come up with 220 million in capital and interest for the three transactions. Once it arrives,
In March, he still needs to come up with about 10 million yuan to repay private loans."
"Why are they all short-term loans with a one-year term?"
This mystery has always puzzled Mi Xiaoyin: "The cement plant project will take two years from design to production. No matter how confident he is, he should set the loan period at three years."
"Sister Xiaoyin, you are a big business woman who makes huge profits quickly."
"You can just say that I am a person who does short-term business with huge profits. Why do I use the word "fast in, fast out" and focus on naming women?"
Mi Xiaoyin teased Zhao Changan: "Is it because I couldn't help myself when I saw how beautiful my sister is?"
"If you have a thief's heart, you don't have the thief's courage."
"That's right!"
Mi Xiaoyin smiled and said: "Keep it up."
Having a traitorous heart proves Mi Xiaoyin's charm, but not having a traitorous spirit is because she is a married woman and must abide by the etiquette between men and women.
"Xia Wenyang made three consecutive loans at the beginning of the year. The first one was 30 million, with a loan period of one and a half years, and the interest rate was 9.0%. The second one was 60 million, with a loan period of one year, and the interest rate was 6.93%. The third loan was 1.2
billion, the loan period is one year, and the interest rate is 5.85%. If the current borrowing interest rate is for a high-quality project, and it is hundreds of millions
For loans, the interest rate can be as high as 5.3%, or even lower. And when Xia Wenyang talked about the 120 million last year, if he borrowed it for three years, the interest rate should be 9.9%. If the 210 million were borrowed for three years directly and one year first
Then he can renegotiate the loan when it expires this year, and he can save at least 30 million in interest in three years."
Mi Xiaoyin understood what Zhao Changan meant.
In 1996, bank loans reached a peak, with six-month borrowing rates at 10.98%, six-month to one-year borrowing rates at 13.14%, and one-to-three-year borrowing rates at 14.94%. There was basically no need to talk about more than three years.
Moreover, it is difficult to get a loan, and the rent-seeking phenomenon is very serious. It requires a lot of investment to obtain it. It is a seller's market.
Over the past three years or so, both deposit and loan interest rates have fallen rapidly.
Banks have gradually changed from a housing market to a seller's market in terms of lending.
This year, I became a bank manager looking for high-quality corporate loans. As for how long I want to borrow, how much I want to borrow, and what the interest rate is, it is easy to discuss.
Xia Wenyang saw this clearly and dared to play like this.
Who would have thought that he would be sniped and strangled by Zhao Changan and Xing Dali, a group of people.
Seeing that Jingzhou was carelessly lost, I was full of anger and grievance, but there was nothing I could do.
"You are so cruel!"
Mi Xiaoyin looked at Zhao Changan with admiration and couldn't help but feel sympathy for each other.
"Sister Xiaoyin, if you believe me, just sell all the stocks and futures in your hands and hide for a while. I estimate that cash will be king this year, and then you will find that there are a lot of high-quality assets waiting for you.
Go to Xinglin."
"Including your one nanometer?"
"Yinami has been walking carefully. Sister Xiaoyin, you have no chance."
"There is a fierce debate in the market now about whether stocks, especially Internet stocks, are opportunities or bubbles. The Shanghai Composite Index has reached 2,000 points."
Mi Xiaoyin said: "I can't understand it now either."
Chapter completed!