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Chapter 169 Mortgage

Ning drove the car all the way to Zhongshan in Century, why didn't she go to the company? Because of Ye Feng, she wanted to talk to Zhou Kai alone, afraid that something would happen to Ye Feng next to her.

Zhou Kai kept silent about money all the way, but just asked Ye Ning about his experiences during this period, and from time to time he expressed his opinions, of course, they were all spoken from Ye Ning's standpoint. Ye Ning was very comfortable to listen. In addition, she knew the purpose of Zhou Kai's visit this time, so of course she suppressed her temper and did not ask for money.

When they arrived in Zhongshan, Ye Ning helped Zhou Kai open the room and went up with him to put his luggage. The two of them came to the leisure hall below and sat down.

Ye Ning sat down, suppressed his thoughts for a long time and could no longer suppress them. He said, "Brother Zhou, we will pay interest on the bank interest of the same period. I am really grateful to you for helping me at this time."

Zhou Kai smiled and said, "This is nothing. Are we friends? In case of trouble, I will certainly need help. As for the interest, don't mention it again in the future. If you still treat me as a friend, I will not accept it."

Ye Ning hurriedly said, "How can this be done? Such a huge sum of money. I am very happy that you can lend it to me. I can't let you suffer any more. You must accept the interest, otherwise I will be too frustrated."

Ye Ning and Zhou Kai refused for a while, and finally followed Ye Ning's suggestion to execute.

"Brother Zhou, we may have borrowed this money for a long time. I don't know if it's convenient for you. If you need it, I think I'll go to another place to ask." Ye Ning said that her loan period is relatively long, and the purpose is to give Zhou Kai a vaccination first. This will benefit everyone.

"It's not a problem to get the time. Anyway, our working capital is quite abundant. There should be no problem in two or three years." Zhou Kai said.

When Ye Ning heard this, she felt happy. Two or three years were not a problem, and she only needed one year to be about the same. So, Zhou Kai's words like this were equivalent to telling Ye Ning that you can use the money well, and it will be fine at that time anyway.

"Two or three years should not be used. We only need to borrow one year." Ye Ning paused, because it was a bit difficult to speak next, but she had to speak again, "No... I don't know when that money will be deposited." After Ye Ning finished speaking, he picked up the teacup in front of him and took a sip to hide her anxiety.

"The money can be received at any time!" Zhou Kai smiled and said, "What? Do you need it now? Is your company's funds so tight?"

Zhou Kai's words made Ye Ning a little embarrassed, but when he heard that he could get the account at any time, Ye Ning was a little happy. I thought that as long as Zhou Kai said something, the mountains facing Ye were about to be removed, and Ye could be proud again.

"I haven't been very nervous these days, but because of the magnetic levitation, Xinhai's current investment environment has changed. Many investors are preparing to withdraw all the remaining funds in the near future." Ye Ning confessed to Zhou Kai's current situation.

"Is the situation in Xinhai so bad? Does the Xinhai government ignore it? If so many companies withdraw their investments, it will have a great impact on Xinhai's development." Zhou Kai didn't know the current situation in Xinhai, so he paid attention to what Ye Ning said.

"It's a bit bad now, but a new policy should be introduced soon, at least to give investors enough confidence, otherwise it will be very unfavorable to the development of Xinhai. I think the government should know this more clearly than me." Ye Ning actually didn't want to talk about this, but Zhou Kai changed the topic, so she had to talk about it.

"Yes, of course, we businessmen are still based on interests. If there is no interest, which businessman is willing to throw away his money for nothing." Zhou Kai sighed. He just didn't know whether he was sighing about the businessmen who came to Xinhai to invest, or the money he was about to sell, because if he lent the money to Ye Ning, except for a thank you, there were only the interest. With such a low utilization rate, it would be impossible for companies like Zhou to do it.

Ye Ning also had the same idea. Since he received Zhou Kai, he has been avoiding this question. If he didn't want to borrow, he wouldn't mention it. Ye Ning shouldn't be able to speak to him. If he wanted to borrow, why did he avoid such a evasion? Ye Ning had already shown it very clearly just now. People like Zhou Kai should be able to feel it.

Could it be that Zhou Kai thought that Ye Ning only paid interest and that such a profit was too small, so he had the words he had just said?

"Brother Zhou, I know that the amount of money is relatively large, and it is also for your company. If you use this money for investment, you can earn more. If you have any difficulties, you can tell me that I will definitely find a way to satisfy it." Ye Ning felt a little uncomfortable, but after thinking about it, she didn't think about it.

If it were her, she would definitely have some worries.

"Ning'er, I'm really sorry!" Ye Ning knew about Zhou Kai's words. He was indeed embarrassed, but there were difficulties that could be said. It would be better to see how to solve them than to avoid them all the time, so Ye Ning listened carefully to Zhou Kai's next words.

"I originally thought I could make the decision, so I promised you. But when I got to the financial situation, my cousin was Zhou's financial manager. He was not very satisfied with this way of operation." Zhou Kai said apologetically.

"Well, I can understand this, so what does he have?" Ye Ning accepted it calmly because she was mentally prepared. Of course, there was no way to not accept it. Judging from Zhou Kai's appearance, you will know that if she didn't accept it, the money would be impossible to lend it to them.

"Don't get me wrong, Ning'er, my cousin is not talking about the income of this money, but the procedures for lending this money to you. Because we, Zhou, have their own person in charge, if you spend such money, my cousin always has an explanation, otherwise he will not be able to explain it when the account is checked." Zhou Kai of course knew Ye Ning's current thoughts. This is a very normal reaction. Anyone with a little social experience can see it.

"Procedure issues? What procedures issues?" Ye Ning was confused. It was not because of the income issue, but because of the procedures. What problems were there in the procedures? When accepting the money, she would sign a loan contract with Zhou Kai. She also understood this procedure, and it was a relatively basic issue. There should be nothing to make Zhou Kai embarrassed.

"My cousin means that when the money is out, he should have something of similar value to put into the account, so that his account can be leveled, and there is nothing to say when the above checks it." Zhou Kai explained.

"Things that are almost worth?" Ye Ning didn't understand for a moment, but she knew it as soon as she thought about it, "Does your cousin mean to ask us to provide some things as collateral?"

"Yes, that's it. I've talked to him again and again, but I'm embarrassed to make things difficult for him. Fortunately, my relationship with this cousin is pretty good, and he agreed. As long as the value is similar, we can do it as long as his account can be balanced." Zhou Kai said a little apologetically.

"The value is similar? It seems that I couldn't imagine that the fixed assets have been mortgaged to the bank, and there are marked by the government authorities on it. You can tell at a glance that it is very concealed. The others are cars, but these things are not worth much." Ye Ning thought for a long time, but he really couldn't think of something that could be worth about the same amount as this money.

"I agreed with my cousin that we are just doing the trick. Of course, there should be some procedures, otherwise it will be too easy to reveal flaws when checking. We took such things and just keep them for you. When you don't need money, or when you use these things, I can use them first, just make a trick, but you have to let us keep them after you use them." Zhou Kai said.

"But I really don't know what is worth about the same as the money. If so, I would have used it to mortgage the bank." Ye Ning was a little worried. Maybe it was a lot of good things. Seeing that the life-saving money was about to be obtained, such a request came out again.

Of course, Ye Ning complains, but what Zhou Kai said makes sense. If the money is missing on the book for no reason, there will definitely be a investigation. His cousin's request is not too much, but Ye Ning really couldn't think of what to use to mortgage it.

Ye Ning thought about it for a while, but he really couldn't imagine it.

Zhou Kai looked at it, and when he saw Ye Ning's appearance, he knew that she really couldn't think of anything to be mortgaged. So Zhou Kai said, "Generally, companies want to borrow money, they use fixed assets to mortgage them, but you have already mortgaged these things to the bank. Apart from these things, they are some relatively valuable things, like the company's shares, etc." Zhou Kai said while looking at Ye Ning.

Ye Ning was reminded by Zhou Kai's words. Didn't she still have some shares in the Ye Group? But her little bit is not enough. It must be similar to the value of this money, unless Ye Feng's shares are also mortgaged together.

Ye Ning did it as soon as he thought of it, and the money was indeed urgent, so Ye Ning immediately stood up and said, "I'll go back and discuss it with my brother immediately. If possible, use our shares as collateral." After that, Ye Ning greeted Zhou Kai and walked out.

Zhou Kai sat in the chair, looking at Ye Ning's back, and the smile in his eyes was very strong. ()

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