When it comes to pawn shops, people's impression is generally that the poor and gambling men visit.

In many film and television dramas, we can see that it is often the one who can’t get rid of the money, the one who loses all the money in gambling, wants to see a doctor but looks down on it... They just rummaged through the boxes and cabinets, took out some messy things, and took them to the pawnshop to exchange for some silver for emergency treatment; some are used as jewelry, some are used as antiques, some are used as clothing, and even as tables, chairs, benches, water tanks and straw mats...

So is there really such a thing?

Yes, but our impression is not accurate.

In fact, pawnshops are also divided into grades, including big and big deposits, big deposits, big deposits and small deposits, and interest rates from low to high.

Pawnshops of the level of "Da Dang" not only need strong funds, but also have power, because they basically serve rich people on weekdays.

Some people may ask, what are the rich people doing as things?

Then you can go and see which of the big companies outside does not borrow from the bank? If you borrow money from the bank, you have to mortgage something, right? Isn’t that a similar nature to pawning?

In fact, pawn shop placing in ancient times was similar to modern banks’ lending; rich people, especially those who do business, needed cash flow. When the cash flow was insufficient, it was normal to mortgage some things and turn over.

In addition, some rich people send valuables to pawn shops not for money, but for safety. This is called "sending"; because they think that the pawn shop's vault is more insured than their own family, they treat things as here for a long time, and the interest paid during redemption is regarded as storage fees; and if the things are lost during the "sending" period, they not only do not have to pay the interest, but also get another compensation... This is similar to the vault business of modern banks.

As for the pawnshops we often use in film and television dramas, they are generally the lowest-level "little obsess".

What is a small mortgage? To put it bluntly, it is to use collateral to replace usury loans for violent debt collection...

The deposit period provided by this kind of pawnshop is usually very short. If you don’t come to redeem it for three months, the things will be given to him; and in terms of interest, nine out of thirteen returns is also common.

Therefore, this kind of place is indeed frequented by only the desperate poor and gamblers. These people did not intend to redeem the things they had gone out. Some people even didn't want to be votes and left after taking the money.

Xiao Bei is also very clear about who his customers are, so he also does his best to take advantage of others' dangers, lower the price and bluff, and maximize his interests.

Otherwise, why did ordinary people call pawnshops "Lei Gong Bo" in ancient times? Because the pawnshops they can come into contact with are all small guards.

And a young master like Song Xiang would definitely not take the small deposit as a thing; with the financial resources of the small deposit, he would not take out the thousands of taels of silver.

Their Song family is a place for things, whether it is a place for delivery or a turnover, they all go to the largest pawn shop in Runan City, "Tongquanjian".

If you want to talk about this, it is really famous.

The meaning of the word "tongquan" in the appraisal industry is roughly the same as the meaning of saying that you are "invincible" when playing games. If you dare to hang this sign and can really do business, there will definitely be experts in charge.

The master of Tongquanjian is named Liu, named Yu Fang, and is known as "Mr. Tongquan".

This person is unknown, and he never tells people about his own affairs. He should be from the south, but seeing his white hair and skinny hair, his skinny hair should be at least over 65 years old. As for other things... For example, whether he has had children, where to get his job, what he has done before, where he learned his knowledge, etc., everyone doesn't know anything, and he never mentions it.

When Liu Yufang came to this pawn shop to apply for an appraiser, he clearly told the shopkeeper here: "The salary is easy to discuss, and the work is not difficult. I only have one request. It is best for everyone not to ask about my past matters."

The shopkeeper thought: This old man is so old. Even if he was a thief before, he is no threat now. Besides, he looks weak and doesn’t look like a robber.

Thinking of this, the shopkeeper left Liu Yufang behind.

Unexpectedly, this old man had an unparalleled vision and excellent skills. He helped the shopkeeper to make the business bigger and bigger. Within a few years, he changed from a "big bet" to a "big bet".

So, the shopkeeper also became a little inflated, and he hung up the sign "Tongquanjian" and publicly stated that we have a "Mr. Tongquan" here, and can tell you all the treasures, and you can get any good things to me, and you will definitely not lose money.

This caused dissatisfaction among his colleagues, and many people came to ask for trouble.

Don’t you gentlemen know everything? Then let’s take the test of you. If you really know it, we will convince you and cannot tell it. There is nothing else, but we will ruin our signature.

During that time, people came to find fault with some strange things that they had found from some corner, such as the saws used by Lu Ban, the straw sandals woven by Liu Bei, the white silk that Wu Yong hangs himself, and the sword that Wu Zixu hindered his neck... The most bizarre thing was that a piece of noodles came over and said that this was the old noodles left by Zhuge Liang's bun.

But no matter how outrageous these guys were, Liu Yufang was still calm and responded freely, accurately telling the true origin of each thing.

More than half a year later, everyone was really convinced and admitted that Mr. Liu could indeed afford the word "Tongquan".

I never thought about it... The storm and waves came, but today, Liu Yufang was in trouble.

Because today, someone brought the Jiuyu Sun-Chasing Furnace to him.

In fact, Liu Yufang recognized this thing at first sight. He knew very well what this thing was for, but it was because of this that he felt a stir in his heart.

"Hiss" Liu Yufang was silent for a long time before he said to the waiter of the shop, "Who brought this?"

The shop clerk has been working in Tongquanjian for many years, and it was the first time he saw Mr. Liu showing a look of discomfort, so he hesitated for a moment before replying: "Uh... it's from the Song Mansion."

In Runan City, when you talk about the Song Mansion, everyone understands that it refers to the Song Yuanwai family, which is the Song Xiang family.

This wealthy family is a good person, and generally he doesn't need to come forward. He just sends a servant with his things. Because the "big bell" period and interest are relatively reasonable, and old customers can make corresponding adjustments if they have any requirements. Therefore, I just need to say the lowest psychological expected price and let the servant talk to the pawn shop based on this as the bottom line. There is no need to go there specially.

Of course, this approach has hidden dangers...

For example, if the housekeeper of a wealthy family has evil intentions, he can steal some valuables from the mansion, cash out in the big doll, and then escape with the money.

For example, at present, the guard of Song Xiang stole a treasure from his own warehouse and handed it over to the servants, who asked the servants to use it for pawns. The outsiders naturally couldn't understand the reason.

"Well..." Liu Yufang pondered again and asked again, "How much do you want to be?"

"Three thousand taels." The shop guy replied.

"Three thousand taels..." Liu Yufang repeated the number, sneered in his heart, and said to himself, "Ha... It's a pity that this thing falls into the hands of the ignorant person. It's obviously a priceless treasure, but they only have three thousand taels."

After thinking about it, he still calmly said on the surface, "How long will it take to bet?"

"One day." said the shop guy.

"What? One day?" Liu Yufang thought he had heard it wrong.

"It's a bit strange." The shopkeeper also felt something was wrong. There was no such thing as "betting for one day" for any regular pawn shop. The gambler would only say such things when he went to Xiaobali to get money. "But the other party said it personally, just one day, and he would come back to get it tomorrow evening. He also said that it would be okay to give more money."

"Oh?" Liu Yufang fell into thinking, and he felt something was strange about this.

After thinking for a while, he asked again: "What do you say about the shopkeeper's side?"

"Hi, what can I say..." said the shop assistant, "The Song family, the shopkeeper, dare not offend him. He just waited for you to say that if this thing is worth this price, he would give it to him. If the profit is worth it, he would like to collect some profits, which is also considered a business."

"Yes." Liu Yufang nodded, "Okay, let's put it in." He paused and picked up the small incense burner, "This... I'll send it to the warehouse in person."

"Hey, okay, please wait." The shop assistant got a positive answer and went out quickly.

After the other party left, there was a rare look of greed in Liu Yufang's eyes.

…………

It was night, the moon was shining.

A figure slowly walked into an inconspicuous courtyard in Runan City.

This person is not someone else, it is Liu Yufang.

At this moment, Liu Yufang was still carrying a tightly wrapped bag in his arms. In the bag was the Jiuyu Sun Chasing Furnace.

Dongdongdongdongdong

After entering the yard, Liu Yu walked straight to the door and knocked on the door a few times.

The room was originally black, and he knocked it a few times, but there was no movement inside.

But Liu Yufang seemed to be sure that there must be someone inside, knocked a few more times and whispered to the room through the door panel: "Dear friends from the Five Spirit Sect, can you open the door and meet me at first?"

However, what responded to him was still silence and tranquility.

"Oh...forget it." Liu Yufang shook his head, "You can't force things that are not destined to be together."

After saying that, he turned around and wanted to leave.

Unexpectedly, as soon as he turned around, he found that someone was standing in front of him.

This man was wearing black clothes walking at night, covered with a medium figure, and his voice was very ordinary: "The brothers inside were all doing things according to the rules, and they would never respond if they didn't hear the code... If you have anything, you can tell me."

In the middle of the night, someone suddenly came to you silently like a ghost. Ordinary people were already scared and screaming, but Liu Yufang was very calm: "You are..."

"Aren't you looking for someone from the Five Spirit Sect? I am the one." The masked man said again.

Liu Yufang said: "I know you are from the Five Spirit Sect. I want to ask who you are from the Five Spirit Sect and what position you hold?"

"Ha..." the masked man smiled, "I'm afraid it's inconvenient to tell you this."

"Well..." Liu Yufang thought for a while, "It's better not to say it... I think you have good martial arts skills. Even if you are not a banner owner or deputy banner owner, you can at least be in the top five seats of any banner, and you should be able to talk to each other."

When the masked man heard this, his expression under the black cloth changed a little.

Yes, this is indeed one of the five major banner masters of the Five Spirit Sect, namely the White Tiger Banner Lord Tang Fu, who appeared in the previous article. At this moment, three things surprised Tang Fu: First, the old man in front of him who seemed to have no internal strength at all could actually see his general martial arts level; second, this old man not only could find their secret stronghold in the city, but also seemed to have a good understanding of the internal organization of the Five Spirit Sect; third, this old man has always been very calm since he was just now, and he can even be said to be fearless.

"Brother-in-law, I'm sorry, I don't know if you are..." Tang Fu thought it would be better to ask first.

Liu Yufang said bluntly: "The old Liu Yufang is just a friend in Tongquanjian."

He was so humble that even Tang Fu had heard of his name: "Oh? It turned out to be the famous Mr. Tongquan, who was disrespectful..." Seeing the master, he still had to be polite and polite. After holding his fists, he said again, "I don't know what is the price for me to come here at night, and I'm going to find the people of my Five Spirits?"

Liu Yufang gently patted the bag in his arms with his hands: "I want to do business with you."

"Oh..." Tang Fu thought for a moment and continued, "Sir, this is not a place to speak, please follow me first..."

After saying that, Tang Fu led the way and led Liu Yufang out of the courtyard, walked around the ground and walked through several alleys.

No one saw them this evening. Soon, the two of them arrived at the back door of a shop selling incense, candles and wax tags. Tang Fu put his right hand on the door panel and left it for a few seconds. Then he knocked three times. After a while, someone finally opened the door inside.

"Sir, please come in." Tang Fu lit a candle after entering the door, and then waved to Liu Yu, who was still standing in the back alley.

Liu Yufang still looked very calm, unable to see the alertness or fear, so he followed in like this.

After entering the house, he didn't see anyone else besides Tang Fu. It was probably because the people inside didn't want him to see him, so they all retreated to other rooms first.

Tang Fu closed the door and asked Liu Yu to sit down, then sat down himself, and then said, "Sir, what business is it going to do?"

Liu Yufang was not vague. Without saying a word, he put the bag on the table and untied it, revealing the small incense burner inside: "I want to sell this to you."

Tang Fu couldn't see what's unique about this thing, so he said suspiciously: "This is..."

"Nine Feathers Chasing the Sun Furnace." Liu Yu said squarely.
Chapter completed!