Zhao Yuanyuan and Wang Changhua have good family conditions. If you ask them to buy a computer worth 10,000 yuan and a mobile phone worth 10,000 yuan, they might just beg their parents.
However, if you lend 20,000 yuan to a friend for investment, especially if the friend is a minor, your parents will definitely not be able to justify it.
"Brother Chen Zhu~"
Zhao Yuanyuan asked curiously: "What are you planning to invest in?"
"stock."
Chen Zhu didn't hide anything.
"stock?!"
Huang Baihan spit out the straw in his mouth and raised his head in surprise.
Dahuang had always known that Chen Zhuo was planning to get a gift for entering a higher education, but he didn't know what his friend was planning to do.
Only now did I realize it was stocks.
However, that thing seems to be further away from me!
Huang Baihan originally thought that Chen Zhu was planning to buy some balloons, flowers, stationery... these trinkets cheaply, and sell them at night by the river or in front of the shopping mall.
Through the spread of small profits but quick turnover, you can earn thousands of dollars, and then you can have more pocket money in college.
Huang Baihan also plans to help his friends push the cart when he gets tired of the game. After all, this is the way for prospective college students to start a business.
As for stocks, shouldn't that thing be played by successful people wearing high-end suits, holding cell phones, and sitting in offices?
Huang Baihan's impression of the stock market is still in the Hong Kong dramas "Big Era" and "Genesis", but this is normal. Even in 2024, few high school students will think about stock trading.
"Can this... make money?"
Huang Baihan asked subconsciously, which was also a question that the other two people were concerned about.
"I'm very confident."
Chen Zhu said calmly: "But the stock market fluctuates greatly, and there is no 100% guarantee."
Chen Zhu had no intention of lying. There were many ways to make money, and he was unwilling to lose these lovely friends he had known since middle school and high school because of making money.
So he made it clear about the direction of investment, the interest rate for borrowing money, including the time and method of repayment, and then let everyone choose.
First, the money will flow to the stock market;
Second, the borrowing interest rate is based on the current bank’s highest interest rate*2;
Third, the principal and interest must be repaid by January next year at the latest. At the same time, you can also choose any one of mobile phones, computers, and electric vehicles as gifts;
Fourth, if you agree, I will write an IOU, and the above contents will be written on the IOU.
…
Chen Zhu said some terms and conditions, which were actually a bit difficult for Huang Baihan, Zhao Yuanyuan and Wang Changhua to understand based on their experience.
But looking at Chen Zhu's serious eyes, they all understood that this future high-achieving student majoring in economics at Zhongdaling Institute of Technology, with a score of 652 in the college entrance examination, was going to try his hand at it!
The three of them looked at each other, and Dahuang took the lead in asking: "Ask your parents directly, they probably won't give it to you."
This is a very good question. Let alone tens of thousands of dollars, even if it is only a few thousand dollars, the parents will most likely not agree to it.
So, Chen Zhu took out the Haier mobile phone he bought for 600 yuan, put it on the table and said:
"My mother and I spent 6,000 yuan to buy a mobile phone. In fact, we only bought a 600 yuan one. The money saved is mine. I also plan to use the laptop in the same way."
After saying this, several people laughed "haha". It seems that everyone has used the trick of "reporting false accounts" before.
But in the past it only cost 50 yuan and cost 20 yuan, and the price difference was only 30 yuan.
This time, the price difference may be an astronomical figure for a high school student.
what to do……
Huang Baihan picked up the 600 yuan Haier mobile phone and played with it for a while, and chewed his fingernails silently for a while. This problem was obviously more difficult than mathematics.
But in the end, Dahuang still picked up the orange juice and took a sip, wiped his mouth and said: "Then... let me try it."
Huang Baihan took a deep breath and made this decision, mostly because of his friendship with Chen Zhu. He actually didn't understand anything about investment behavior.
After saying that, under the gaze of everyone, Dahuang felt a little guilty again, his aura suddenly lost a bit, he scratched his head and said:
"Chen Zhu, I can only say that I will try my best. And you know my family situation. Don't even think about the red envelopes for the college entrance banquet. Even if I use my mobile phone and computer combined, I can save you about 10,000 at most."
"That's enough."
Chen Zhu knew that this number was almost Huang Baihan's limit.
After Dahuang made his decision, Zhao Yuanyuan and Wang Changhua looked at each other. Wang Changhua was about to speak, but Yuanyuan got there first.
"Brother Chen Zhu, I probably won't be able to save money on my mobile phone, because I have already spotted a very good-looking mobile phone."
Zhao Yuanyuan said sweetly: "But I can save all the money for the laptop. Our major doesn't need a computer. I also tried my best to ask for the red envelope for the entrance banquet from my parents, but I guess it's only part of it."
Zhao Yuanyuan majored in Chinese language and literature, so using a notebook in the later half of the year did not have much impact.
In addition, her family situation is similar to that of Chen Zhu, so even part of the red envelope for the college entrance banquet is probably worth over 10,000 yuan.
After Zhao Yuanyuan finished speaking, it was finally Wang Changhua's turn. He felt that Zhao Yuanyuan had stolen the limelight just now, so he waved his hand and said coolly: "Old classmate, I will give you at least 20,000!"
If this sentence was said by Huang Baihan or Zhao Yuanyuan, Chen Zhu could still believe it, but it was the classmate Wang Changhua who often brags...
Seeing Chen Zhu's suspicious look, Wang Changhua suddenly felt unhappy. He had always been a little unreliable. Couldn't he be more reliable for his friends this time?
"We are junior high school classmates, Chen Zhu!"
Wang Changhua said angrily: "Not to mention that in the past three years, I have come to you for answers every time I took the exam. In junior high school, I often copied your homework. Isn't this kind of friendship worth 20,000 yuan?"
While talking, Wang Changhua suddenly remembered something and suddenly said to Chen Zhu:
"My classmates in junior high school asked me to attend the class party before. I didn't get my college entrance examination results at that time and I didn't have much thought. Now I'm going to take a walk to see how everyone is doing. Are you going?"
"Junior high school reunion?"
Chen Zhu shook his head: "No one contacted me."
"You were just a little Karami in junior high school. Who will remember you?"
Wang Changhua began to brag to Huang Baihan and Zhao Yuanyuan again: "Don't look at how awesome Chen Zhu is now. He was fooling around with the school belle Yu while spreading rumors about the school belle Song. In fact, he was miserable in junior high school..."
"Chen Zhu's junior high school classmate was named Bian Xiaoliu. In terms of appearance and figure, she was not qualified to be Yu Xian's house girl. However, the boys at that time had never seen the world, so they thought she was quite cute..."
"In order to attract Bian Xiaoliu's attention, they often bully Chen Zhu..."
Hearing this kind of thing, Huang Baihan and Zhao Yuanyuan were obviously more interested than before.
What about stock investment interest? It’s so boring!
Huang Baihan had heard Chen Zhu mention the female classmate in junior high school before, and he couldn't help but ask: "Where is Bian Xiaoliu now... what university has he been admitted to... Song Shiwei can't compare with Yu Xian, how can he compare with Wu
Damn... Damn, I really want to see her..."
"A bunch of idiots~"
Chen Zhu smiled and did not refute. He picked up the Coke and slowly drank it.
Maybe these are friends. As long as they sit together, they will feel very happy, but I don't know how much money they will be able to collect in the end.
······
In the next few days, Chen Zhu kept urging Queen Mother Mao to hold a banquet for further education.
Mao Xiaoqin knew that her son was getting the gift for the entrance banquet, so she always said to take it easy.
After July 11, the admission score of CUHK was also announced. The score of 614 was not much different from Cao Jingjun’s guess. Chen Zhu’s score of 652 was almost certain.
Until then, Chen Peisong and Mao Xiaoqin finally held a college entrance banquet for their beloved son Chen Zhu. Due to the nature of their work, there were actually quite a few friends who were willing to come and support them.
After the college entrance banquet, the family ordered more than 44,000 red envelopes.
Chen Zhu's eyes lit up when he saw it, and he followed Mao Xiaoqin, nagging day and night to open an account.
Empress Dowager Mao really had no choice, and Chen Zhu had previously agreed to use her ID card to open an account, and under the strict management of her parents, she chose a time period and went to the securities company.
One afternoon, Chen Zhu and Yu Xian came back from dinner and saw an account name and account card from CITIC Securities.
"CITIC?"
Chen Zhu took the account card blankly and didn't react. Guangdong Fa Securities was obviously closer to his home.
As a real mother, why do I need to take a few more buses to go to CITIC, which is further away?
"Yes, CITIC."
While changing her shoes and hanging her bag, Queen Mother Mao said, "It's the company where Weiwei's father works. Isn't it because of Weiwei that you decided to go stock trading? Otherwise, why would you, a good high school student, think about these things?"
"Gudu~"
Chen Zhu swallowed hard. It didn't matter that he was misunderstood in school. Why did his own parents also misunderstand him like this?
Just when he was about to explain, Mao Xiaoqin said again: "Oh, I also met Song Zuomin today."
"Director Song?"
Chen Zhu asked: "Did you talk to him?"
"No."
Mao Xiaoqin said with a smile: "He saw me and came over to say hello. After hearing that you wanted to trade stocks, he also said that Weiwei was also learning to trade stocks during the summer vacation. He will keep a close eye on your two accounts in the future."
Song Shiwei's major is finance, and one of the courses is "Securities Investment Analysis." It's not impossible for her to understand how to open an account and enter the stock market.
But why should I be exposed to the father and daughter?
"Mom~"
Chen Zhu went to discuss with Empress Dowager Mao again: "Can you help me exchange for Guangdong hair."
"no!"
Mao Xiaoqin refused: "Guangdong Securities doesn't have many friends. What if I don't have time to check the account and all the money is lost by you? At least there is an acquaintance in CITIC who can help supervise. I also left Director Song's mobile phone number today.
Woolen cloth……"
"Hey~"
Chen Zhu sighed, he just wanted to earn some principal quietly, why was the process so difficult?
······
(Please give me a monthly ticket, please give me a monthly ticket, thank you everyone~)
Chapter completed!