"Chen Zhu."
Zheng Wenlong stopped beating around the bush and finally got to the point, his expression becoming serious again.
Chen Zhu also puffed up his chest and tried his best to capture every keyword.
"Actually, Director Lu and I had already discussed this before you came here in the morning."
Zheng Wenlong said directly: "For companies like this, 50 million is almost the upper limit. Any more may cause unnecessary trouble. After all, we all have to abide by the rules..."
Chen Zhu nodded to express his understanding.
Every loan from the bank needs to be reviewed to trace back to the current conditions. It is within the scope of directly approving 50 million yuan, which is not so high-profile, and Zheng Wenlong can explain and take care of it.
Beyond this number, it becomes a bit troublesome to explain.
However, Chen Zhu also heard that Zheng Wenlong still had half of what he said.
"but!"
As expected, Zheng Wenlong continued: "Retroactive loan is not limited to one loan. This is what I think. One loan in the first half of the year, and in the second half of the year, you apply again..."
"Damn it, it turns out it can still be like this."
Chen Zhu was a little stunned.
Since 100 million requires strict review, I will split it into two 50 million, which can not only meet the retroactive development needs, but also be within the reasonable scope of the relevant regulations.
This operation, at best, is called "the embodiment of the wisdom of the Chinese people"; at worst, it is called "policies from above and countermeasures from below."
"Thank you, Senior Brother Zheng, for your support."
Chen Zhu said sincerely that although Zheng Wenlong might not have been willing to do this without the appearance of "The Moon Falls on a Willow Top", he said that he would not care about his intentions.
Just looking at the final result, the hesitations and speculations in the middle are understandable.
"If the traceback was a nationally well-known company, there would actually be no need to go to such trouble. This is the only way it can be done for now."
Zheng Wenlong shook his head and sighed, his tone not too polite.
He did help with the retroactive loan. A loan of 100 million is enough to bring a company back to life.
If it is a newly founded emerging company, it can achieve a three-level jump in a short period of time.
"I strive to make traceability famous throughout the country within this year."
Chen Zhu responded to the situation and said: "We will live up to Brother Zheng's expectations of us and also increase reasonable revenue and performance for the Agricultural Bank of China."
"Let's take it step by step."
Zheng Wenlong waved his hand and said that he simply did not believe that a company that was still standing still in eastern Guangdong could suddenly become famous across the country.
Unless advertised on CCTV.
But CCTV advertisements are so expensive, even 100 million may not be enough.
"Stay steady, I think there will be a day. Principal Xu and Dean Shu are very supportive of you."
After Zheng Wenlong finished his encouragement, he jokingly said: "When you become successful in a few years, I have something to trouble you, so don't shirk it."
Zheng Wenlong is still thinking about the 100th anniversary of the school in 2024. He has already retired by then. If he can return as an honorary alumnus, then this life will have a beginning and an end.
Started from CUHK.
Belong to CUHK.
When a leader says, "You will be awesome in the future, but don't forget about me..." etc., how should you reply?
Probably most people would say: "No problem! Just ask if you need anything!"
Of course there's nothing wrong with answering like this, but I'm just a little immodest, and it feels like "I say you're fat and you're still breathing".
A more perfect answer is what Chen Zhu said:
"Senior Brother Zheng, you praise me too much. If I can really make a difference in some things with my humble moral skills, then you will give me a chance to show off and stand out."
"Hahaha... you, you, why are you so humble at such a young age..."
Zheng Wenlong tapped Chen Zhu with his finger.
Seems like criticism.
It’s actually a compliment.
At this point, the matter has basically been discussed, and it is basically a win-win situation.
"It's almost half past twelve."
Zheng Wenlong looked at the time, raised his head and said, "Chen, I won't let you eat in the cafeteria here at noon."
Chen Zhu knew that this was to avoid suspicion and avoid being said to have been discussed in advance when applying for a loan.
At present, there are still no problems with the overall loan process.
"Do you have time tonight?"
Chen Zhu planned to treat Zheng Wenlong to a meal again. After all, it was considered a cooperation agreement.
"I've postponed all social activities these past two days."
Zheng Wenlong said with a smile: "I want to go back and see the flowers."
"Looking at the flowers?"
Chen Zhu blinked and finally realized that this "flower" was actually the "Peony" painting.
"What a painting fanatic."
Chen Zhu thought to himself that this was the ultimate meaning of art. It could immerse people in it with its beautiful artistic conception, and at the same time record the changes of the times.
…
Just because Zheng Wenlong doesn't participate in social activities doesn't mean that Chen Zhu can go back to school.
President Zheng only made a general decision, but if he wanted to implement it, he had to rely on the specific managers below.
Chen Zhu witnessed a similar situation with his own eyes when he was temporarily employed.
A client asked the secretary to do something, and the secretary agreed.
But he was so busy at work that he couldn't keep an eye on it in detail, so he handed it over to the next deputy.
The client feels that the top leaders are nodding, how can you, a subordinate, obey obediently?
Therefore, he was so arrogant that he did not open up the relationship with his deputy.
As you can imagine, the client originally sought out the secretary to improve efficiency, but the deputy found a reason and a loophole, and the matter was finally settled half a month later than expected.
Can you say that the deputy was disobedient?
No, they are doing their best to help you find problems and improve projects. Even the secretary can't criticize you.
Can we say that the deputy is obedient?
No, he made it clear that he was making trouble and retaliating against his client's arrogance.
Do you really think that "The king of hell is easy to deal with, but the devil is difficult to deal with" is just an afterthought?
Wrong, that is the Jianghu experience summed up by countless lessons learned by the predecessors!
So today, Chen Zhu returned to the office of the director of the credit department on the 12th floor. Lu Jieying was the specific person in charge.
Lu Jieying seemed to be on the phone. After putting down the receiver, he looked at Chen Zhu at the door and said:
"President Zheng told me how to borrow 50 million yuan each in two installments. He also told me to do things impartially. If it works, it will work. If it doesn't work, it won't work... Oh..."
Lu Jieying sighed, it was not that he had never thought of this method.
Although the application procedure is a bit simpler, people with a discerning eye can still see it during the year-end accounting.
Unless the retroactive loan can quickly grow to the size of a qualified loan of 100 million in this year, there will still be discussions.
"I'm quite confident."
Chen Zhu said loudly: "Senior Brother Zheng also has great confidence in me."
"None of this matters."
Lu Jieying sighed deeply: "I am the director of the credit department. If there are any mistakes that need to be investigated, I will be the first person responsible."
"ah……"
Chen Zhu almost didn't laugh out loud, co-author Zheng Zheng, a senior brother, said something high-sounding, but in fact he couldn't bear too much responsibility. The main scapegoat turned out to be Lu Jieying.
But some positions are like this. If you don't want to take risks, a lot of people are eyeing this position.
"Brother Lu has paid so much for retrospection, I must toast a few more glasses tonight."
Chen Zhu once again extended an invitation to socialize, and changed his title unnoticeably, making him appear more approachable.
Lu Jieying is also the kind of person who never fails to have a drink or dinner 365 days in a row. His "schedule" has long been fully booked.
However, due to the relationship between Chen Zhu and President Zheng, and the fact that she had inexplicably become the person responsible for the retroactive loan risk, Lu Jieying did not hesitate to turn down other dinners and decided to further deepen her relationship with Chen Zhu.
…
Tonight's dinner was not attended by bigwigs like Principal Xu and President Zheng, so it was relatively casual. Chen Zhu even called Finance Jiang Fu on board.
In the future, Jiang Fu will have a lot of business dealings with the Agricultural Bank of China, so Jiang Fu needs to get familiar with him in advance so that he can handle things easily.
How to look familiar?
Women are the easiest!
When socializing, just pick up your glass and call me brother twice politely.
But what Jiang Fu couldn't understand was that after the dinner, Chen Zhu took out another "brick" and gave it to Lu Jieying.
Jiang Fu knew what was inside the brick because she was the one who took it out.
Lu Jieying also knew what was inside. It was exactly the same as the "brick" last night.
His drunken face hesitated for a moment.
"Brother Lu, did you drink too much today? Hahaha..."
Chen took advantage of the questioning and stuffed the "brick" directly into Lu Jieying's briefcase.
Lu Jieying hesitated for a moment, but finally did not take it out. He just replied with a "haha": "When I reach middle age, my hair is bald, and my ability to drink is not as good as before..."
Chen Zhu was not surprised. This was just like cheating, only zero or countless times.
Lu Jieying didn't refuse righteously and solemnly last night, so he won't refuse today, and he will still accept it tomorrow.
But retrospectively speaking, the director of the credit department was successfully "recruited."
However, on the way back from the entertainment, Jiang Fu looked quite troubled and hesitated several times.
Chen Zhu noticed it out of the corner of his eye and did not take the initiative to ask.
After arriving at the office, Jiang Fu sat silently on the chair for a moment. Finally, he couldn't hold it back anymore. He knocked on the door and found Chen Zhu and said, "Boss, I don't think this is good."
"Um?"
Chen Zhu raised his head and asked calmly: "What's wrong?"
"That's it...if anything happens to Director Lu, it will probably involve us..."
Jiang Fu may also be very nervous. After all, he made such a suggestion to his big boss less than a month after joining the company.
Not only did he speak intermittently, but his calves wrapped in white flesh also moved uneasily on the ground.
"Oh, you're talking about this."
Chen Zhu suddenly realized that this was what Jiang Fu was worried about.
He took a breath, walked over and closed the door gently under Jiang Fu's gaze.
Jiang Fu suddenly felt a little embarrassed. There were other colleagues working overtime in the hall, and he actually forgot to close the door.
At this time, the night is lonely, and the street lights in the Science and Technology Valley Park are dim and hazy. The interweaving of light and darkness is like frames of French movies from the 1980s and 1990s, extending a romantic and erratic artistic conception.
"You said that if something happens to Director Lu, we might be implicated..."
Chen's voice was calm, and his eyes were not sure whether they were reflecting the incandescent lamp on the ceiling, but they looked bright.
"I am very aware of the crisis, and I am very grateful to Minister Jiang for the reminder, but..."
Chen Zhu suddenly made a turning point:
"If an enterprise wants to stand out in the competition from Guo Jiang Zhiqing, in addition to innovation, direction, and capabilities, relationships are also essential."
"How to maintain these relationships? Is it just a mouth? It will definitely not work if you don't give."
"Those real estate companies, they have gone too far in this regard. Aren't they afraid of being implicated and held accountable afterwards?"
"this……"
Jiang Fu thought for a while and said with a little rebuttal: "The influence of real estate companies is different."
"That's the truth!"
Not only did Chen Zhu not object, he actually agreed and said:
"So in the final analysis, it's not what I did that was wrong, but the size and influence of the company."
"If it is a company worth RMB 30 to 50 million, and Lu Jieying is really involved, it will probably be taken down."
"If it were now 3.5 billion, we would be much more cautious when investigating and dealing with it, but we are still not out of danger."
"If it is 3 to 5 billion, it will have a positive effect on regional economic development. As long as you stand in the right direction, you will basically not be affected."
"If you reach 30 to 50 billion and become a member of the National People's Congress or the Chinese People's Political Consultative Conference, as long as you don't do anything stupid that endangers national security, you will be a guest everywhere."
"At that time..."
Chen Zhu paused and said meaningfully: "These actions tonight are not my dark history, but... the way I came here."
Looking at the young boss who was calm, confident, and even a little bit ambitious, Jiang Fu suddenly remembered a sentence:
At that time, I was young and vigorous, and I always felt that the whole world belonged to me.
······
Chapter completed!