Li Li was a little surprised when he heard Lu Quan's words. According to his memory, he knew that his family owed debts, but he didn't know the details, because it was all handled by his mother Wu.

He even didn't expect that the fish pond (fish pond) that the family relied on for a living had been used as collateral by his mother for loans.

If you cannot pay back the principal and interest, the fish pond will be taken away by the creditor.

According to the gossip he heard in his memory in this life, he found that the interest rate for lending money this year is not low, far exceeding the monthly interest rate of 3 minutes (3%).

In later generations, a monthly interest rate of more than 3 points is a legal loan shark.

Thinking of usury, Li Li felt an unknown fire in his heart. Looking at Lu Quan, his face was not changed, but he couldn't calm down.

In that life, his family was destroyed by usury.

Of course, in a society ruled by law, lenders are very good at taking advantage of loopholes and have various ways to avoid relevant legal provisions. In addition, many people do wait for money to be urgently used, so usury is actually a long time to ban it.

The origin of the matter was that his father runs a manufacturing factory. Although the scale was not very large, it had a good development momentum. As a result, it encountered the industry's cold winter, insufficient working capital, and the factory was not turning around properly, and it was about to end.

The bank refused to lend money to help, and in desperation, he had to borrow money to help him to help him.

As a result, the factory has not yet recovered the industry, and the debts that have been raised with the profits cannot be repaid. Creditors come to collect debts and use all kinds of means.

My father was desperate and finally went to the rooftop to jump off the building, but he tried to pull him to death, and the whole family hugged his head and cried bitterly.

In order to pay back the money, the factory was gone and the house was sold. The family rented a house and still owed a lot of debts. He went to society to make money to pay off his debts at a young age, and was beaten to death by society.

The family has been busy for many years, saving money and at least paying off their debts.

Now, the cannibal loan shark is here again!

Li Li stared at Lu Quan, hoping to tear the other party away, but he couldn't do it. Not to mention that he could not beat the other party's entourage, just say that the loan, judging from the current level of the times, the interest rate is not high.

In this era, some knowledgeable people realized the harm of high-interest lending, but the saying "usufi" is not popular. After all, "it is natural to pay back debts."

If you borrow money from someone, is it still possible to pay it back?

Not to mention that Lu Quan was lending money (loan) to the Poyang Prince's Mansion. The Poyang Prince's Mansion is in Poyang, which is equivalent to the supreme existence. How dare the people resist?

Liu Decai repeatedly reminded him yesterday that he could walk around when he saw the people from the Poyang Palace.

After hearing the news, Wu saw the creditor coming to the door, and his son was standing by, knowing that he could not hide the secret of his own debt, so he could only beg:

"Shopkeeper Lu, can this matter slow down? Until next summer, I will pay back the extra interest."

After hearing this, Lu Quan said with a smile: "Aunt Wu, where is I, I have always been easy to talk."

"What month or day is the loan deed? I will come to check the bill in the month or day. I will never go ahead or delay a day."

"You ask around and ask me, Mr. Lu, who is lending money and collecting debts. When did he talk too hard about borrowing debts? It has never been easy to borrow and repay?"

"I know you won't be able to pay back the debt, but I, Mr. Lu, agreed to the matter of postponing repayment of the debt. The manager of the royal palace also did not agree. Don't make it difficult for me to do it."

"At the end of this year, the royal palace will have to settle the bill. The debt is just a New Year. You either pay back the principal and interest, or use the fish pond to pay off the debt. This matter is just a matter of trouble. The loan contract is written in black and white. What do you think the government will say?"

"I know that your family has difficulties, but Mr. Lu is a little slight and can't speak in front of the manager. It's better..."

When Lu Quan said this, he looked at Li Li and smiled: "It's better to let Li Sanlang go to the palace and ask for mercy in person, and ask for mercy in person.

Be content with me?"

What is Poyang Palace? Ordinary people enter it, like fish on a chopping board.

When Wu heard this, his face turned pale. He looked at his son and couldn't say anything else.

Li Li was angry, but he was helpless. Seeing that the mother and son were mute, Lu Quan smiled: "Today, I will come to my door and bring the words. Once the deadline comes, I will go to Baishi Village to check out."

After Lu Quan left, Wu felt dizzy and his body was about to fall to the ground in a flash, and was supported by Li Li.

Li Li helped his mother sit down aside, trying to say something comforting, but he didn't know what to say. Wu couldn't help but sigh and complained about his pain.

Over the years, Wu has been in charge of housework, and Li Li is underage, so many things Wu has not let his son know about. Now he can't hide it anymore, and it's useless to say something.

Only complain.

The Li family suffered a series of changes. First in the first year of Datong, the Lu family's beauties and eldest son (i.e. Li Li's father and elder brother) were killed, and the parents' family was over.

Then last year, the second son of the Lü family, Li Li's second brother, suffered from cold and got sick while fishing. He survived until the beginning of this year and disappeared.

In just a few years, three middle-aged men were lost at home, and their savings were gradually exhausted.

Not only that, in order to treat Li Erlang's illness, Lu gritted his teeth and used his own fish pond as collateral to borrow money from Lu Quan who was lending money.

Yuchi and his son are of course important to his son. Lu only hopes that his second son will survive, and then the family will work hard to make money this year and will be able to pay off the debt by the end of the year.

But my son's life was not saved, and the family had no money to buy a "shirt", which means he had no money to be exempted from service.

So the Wu family had to serve as a female official and serve as a chef in the county party committee. The youngest son Li Li wanted to take over Li Erlang's official service, and he was exhausted from fishing all day long.

Where can the family have extra time to fish and earn money to pay off their debts?

Now, creditors are not compatible, and it is only more than a month before the end of the year. Wu thought that even if he sells the fish in the fish pond at a low price, he would not be able to make up enough money to pay off his debts.

If you cannot pay back the debt, the creditor will take away the fish pond.

Although the house is still there and the Li family can live, it is just like the farmer who has lost the land, and life will only get worse and worse.

Although many people have also raised fish these days, the price of fish is not high, raising fish in the fish pond is a profitable life than fishing on a boat.

Not to mention that the Li family now has Li Li, the "pseudo-half-den" and has to rely on fish ponds to raise fish as their main income.

Moreover, if you have a fish pond on weekdays, you can keep the fish temporarily in the fish pond and sell it slowly. Otherwise, if you are in a hurry to sell the fish on the same day, you will definitely not be able to sell it at a good price.

If the fish pond is gone, the Li family will have no hope.

As Wu said, his heart was as if he was shattered, but he wanted to cry without tears. Li Li felt in love with the scene and did not care about it. After thinking about it, he asked:

"Mom, how much money will you pay for now, with capital and profit?"

Wu replied: "Forty thousand yuan, please remember it with good money."

Good money refers to intact copper coins. Li Li was speechless after hearing this. It was not that he was scared, but that he was thinking about what "price" 40,000 yuan was at this era.

About twenty years ago, the Liang Kingdom issued iron coins (Iron Wuzhu) on a large scale. Because iron is cheap and copper is expensive, a single penny copper coins (Copper Wuzhu) are several penny iron coins (Iron Wuzhu) on the top of the folk.

Of course, the person who lends money is smart. The amount of money on the loan emphasizes that when paying back, you must pay back "good money" (good copper coins).

Forty thousand coins, that is, forty thousand coins, are counted as one thousand coins, which is forty ten coins, or forty ten coins.

Guan and Shu both mean one thousand words. Li Li got the education of Liu Decai and knew that the usage of the two words was given particular attention:

In this era, when counting less than 10,000 coins, people are used to using "天", for example, nine thousand coins are nine cords.

When counting more than 10,000 coins, people are used to using "guan", for example, 20,000 coins is twenty guan.

Li Li was unable to associate the current currency value with the future currency value, but he knew that an ordinary horse riding on a bicycle would be sold for about 20,000 yuan in Poyang.

Not long ago, a wealthy family in the same village built a new tile house, which cost about 30,000 yuan.

If many villagers in the village encounter urgent problems, they can take out three or four thousand yuan directly without selling their property or borrowing money. It is good if they can exceed half of the family.

Baishi Village is an ordinary fishing village, with most villagers from ordinary families. So the number of three or four thousand coins can be regarded as the average savings level (not income level) of many ordinary families in Poyang County.

According to this reference standard, the 40,000 yuan owed by the Li family (with capital and profit) is probably the savings of ten civilian families (excluding fixed assets), and the value is equal to a new tile house.

This money seems to be a lot, but it is also very small, because it is said that those wealthy families are worth thousands of dollars when they eat a meal on weekdays.

The huge gap between the rich and the poor can be seen from this. Unfortunately, the Li family is not a wealthy family. Now, it is difficult to raise money to pay off debts in the short period of time.

The most valuable property of the Li family is the fish pond. If the fish pond is sold at the time, the income will be more than 40,000 yuan, but the fish pond has been used as collateral and cannot be sold.

Even if other properties are sold, they will definitely be sold at a low price and are not worth much.

It’s okay to sell a house. Use your own house to protect your own fish pond. At worst, the family can be crowded with a hut by the fish pond. As long as you keep the fish pond, you can keep hope.

However, no one in the same village bought the Li family's house, and outsiders would not come to buy it. Manager Lu, who was lent in the village, would buy it, but he would definitely take advantage of the situation to rob.

It seems that there is nothing we can do about it?

Unlike Wu, who was about to cry but not cry, Li Li's eyes became firm and he shouted in his heart: No, I have a way!

He was full of confidence and decided to give Wu a surprise: "Don't worry, mom, the child has a way to make a lot of money to pay off his debts."

Wu looked at her son and smiled bitterly, not taking this seriously, thinking that her son said this to comfort her. Li Li didn't say much and was eager to try it out.

In later generations, it was not easy for ordinary people who had no way to make a fortune, but it was different now.

He often looks at history. The protagonists of history will easily make their first pot of gold after returning to the past.

For example, the most popular way to make sand and glass can make money in a short time.

Sand is everywhere, isn't it easy to make glass?

The more Li Li thought about it, the happier he became: I also wanted to burn sand to make glassware to make money to pay off my debts.

Three-day preparation, three-day testing, three-day production, three-day cash-out, three-day cash-out.

At most, it will only take twelve days and you can make a lot of money. If you can't handle it, I will write my name in reverse!
Chapter completed!