Chapter 436 Financial Freedom
After returning home, Yihannuo had already prepared dinner.
Four people sat together to support Qin Feng.
"You don't know how delicious it is. This trip to the northwest made me sigh again at the richness of life here. I really don't want to go to that kind of place again!" Qin Feng introduced the girls to the northwest.
What you see and hear.
When the three women heard this, they all sighed.
That place is too poor. If they go there, they will definitely feel uncomfortable. This is not because they dislike the poor and love the rich, but it is a natural human reaction.
There is no way, people are like this, they like leisure and hate work. It is easy to go from frugality to luxury, but it is difficult to go from luxury to frugality.
If you really live in that kind of place and everything is inconvenient, how will you live your life?
sad!
"I think the current development speed of Beijing will surpass that of Xiangjiang in a few years. But some places are still so poor. I think that even in another 10 years, there won't be much change!" Lin Xiaoxiao
sigh.
"Not only in 10 years, but even in 20 years, there won't be much change!" Qin Feng shrugged.
Even in 2020, the places that should be poor are still poor. The northwest regions, especially the mountainous areas, are really poor. Their per capita GDP will not exceed US$100 per year.
The people there live on the corn and sweet potatoes they grow. They also grow their own food, so there is almost no surplus left in their lives.
The little money I had saved so hard that year was not enough to pay for traveling to the capital and paying homage to the imperial capital.
Even if you waive the carriage fee, even staying in the imperial capital for one night is not enough. Even if it is the worst hotel.
This was the current situation in China later. The gap between the rich and the poor widened, and people lived worse than dogs.
"Then we should do more good deeds!" Shen Manli said.
"Well, my hometown is also so poor. Now that I make so much money, I also want to use it for charity!" Yihannuo's eyes filled with tears.
Qin Feng has been to Yihannuo's hometown, which is also a place with poor mountains and harsh waters.
Otherwise, he would not have put Yi Hannuo under house arrest and forcibly married his wife.
"Well, I support you. However, I suggest that you save more money, invest, and have a stable income to ensure that you have no worries about food and clothing before doing charity!" Qin Feng said.
"But I already earn a lot now. Now I can earn 10,000 yuan every week." Yihannuo said seriously, "I don't count the rent every week. I can't spend 100 yuan by myself."
Qin Feng smiled.
"But prices will rise in the future, and what if the sushi god stops selling it one day? In other words, what substitute will he find?" Qin Feng said, "What will you do then? Are you ready to sit back and have nothing?"
"When I graduate, I will go to dance. After studying for so many years, I will definitely find a job!" Yihannuo said.
Qin Feng nodded.
"I know you can dance. But dancing is very tiring and depends on people's opinions. I just hope that you can be financially free in the future and then decide what you want to do by yourself! You don't need to look at anyone's opinions!"
Qin Feng said seriously.
Financial freedom! The three women all chewed on Qin Feng's words.
Today, this sentence is undoubtedly very avant-garde. People today have not summarized it in such a penetrating four words.
"Yes, what we want to achieve is financial freedom. Only with financial freedom can you have more choices in life. You will not wrong yourself because of money. Whether it is doing charity or being a passer-by in the world of games.
, No matter what you choose to do, financial freedom is the most critical!" Qin Feng said.
"I understand!" Yihannuo nodded.
"Then what should I do?" Yihannuo asked, "Now I have more than 200,000 yuan in hand. How should I invest it?"
Qin Feng smiled.
"Buy a house!" Lin Xiaoxiao added from the side.
Qin Feng shrugged.
"That's true. If you don't want to worry, just buy a house. Then try to choose a house close to the city center, preferably a small one, not a large one, and then rent it out. As far as your current funds are concerned, you can
You can definitely buy 10 units with a loan and rent them out. Basically, you only need a small subsidy every month to offset the monthly mortgage payment!" Qin Feng said.
"My money is enough to buy one set. You want me to take out a loan to buy ten sets?" Yihannuo frowned. She felt that this was too exaggerated.
"Only in this way can you achieve financial freedom!" Qin Feng smiled, "I'll settle an account with you. In the future, if you want to ensure a financially free life, then you must ensure that you eat every month, even if you do it yourself.
In terms of quality of life, the amount of money spent on groceries and all aspects of life should not be less than 3,000 yuan a month."
"3000!" Yihannuo exclaimed, "Now we buy vegetables every month. You like to eat mutton. I will buy more, so it's only 300 yuan!"
"Nono, prices will rise. Considering China's economic growth rate, prices will definitely skyrocket!" Qin Feng said, "We have to take a long-term view!"
"That's not that exaggerated!" Yihannuo muttered.
"Even 3,000 is too much!" Shen Manli also expressed disbelief.
"In the future, the imperial capital will rise so much?" Lin Xiaoxiao couldn't believe it. It was almost the same as Xiangjiang.
"Yes! Don't forget, our country's population is almost 1.3 billion." Qin Feng sighed, "With this size, it will definitely increase."
The girls agreed.
"Then, for clothes and other things, I have to buy some new clothes, cosmetics and the like every month, and save more. On average, I will need 2,000 yuan a month. Otherwise, there will be no quality of life." Qin Feng said.
The girls remained silent.
"Then I go out for fun. I always have to go out and relax myself every year. Calculated based on 3 months, the average cost of relaxing myself per month is 50,000. This is already very little, that is 150,000. So it is cost-effective, 10,000 per month.
3. Then, there is the corresponding social sophistication. This is calculated as 5,000 yuan a year, which is 420 yuan a month. Then there are things like going to restaurants to eat, calculated as 2,000 yuan a month. After all this, if you want to ensure a quality life
, or personal, it will cost 200 million a month. This is the most basic guarantee of quality life!" Qin Feng said.
20,000 a month! This makes Yihannuo feel a lot. The amount of money he makes now, in Qin Feng’s eyes, is just above the standard.
"There are so many people who only earn three to four hundred yuan a month!" Yi Hannuo couldn't help but say.
Chapter completed!