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Chapter 38 Buying a Car Routine

When the female salesperson heard this, the faint smile on her face turned brighter, and she said with great certainty: "It's definitely possible. If you buy it in the morning, it will definitely be done this afternoon.

"This car is high-end, right? Do you have an existing car?"

"Most people can't afford this kind of car, so this is the only one in the store. If you choose other colors, you have to make a reservation. Do you plan to pick up the car today, sir?"

Mu Yangba pouted and said, "I have this plan, but the discounts are less, so I feel like I would rather buy from other brands."

When the female salesperson heard that Mu Yang had a strong desire to buy, she spoke with all her strength.

After some haggling, the price of the naked car was basically set, and the discount was increased from 30,000 to 50,000.

If you have selected a certain car, compare it with other 4S stores in the same city to bargain, the effect is really good.

But something needs to be noted, it may be the same dealer.

The Mercedes-Benz G-Class is sold in relatively small quantities, and other Mercedes-Benz 4S stores really don’t have it in stock.

After the discount price was agreed upon, Mu Yang wanted to take advantage of other gifts, and the salesperson also wanted to take advantage of other places.

After talking for so long, the female salesperson also knew Mu Yang's name and asked: "Mr. Mu, do you need a mortgage loan? No interest for two years."

"Oh, is the 30% off loan free of interest, or is only part of the loan free of interest?" If it really costs millions without interest, Mu Yang doesn't mind the extra several thousand yuan in loan fees.

Normally, for a car loan of around RMB 100,000, the handling fee is around RMB 3,000.

The higher the limit, the higher the handling fee.

Mu Yang does not plan to buy the car in full. If the full payment is included, including purchase tax, insurance and other expenses, it is estimated to cost 1.82 million yuan. If he takes a 70% loan to buy it, he can buy the car for 680,000 yuan. He can save 1.14 million yuan.

If you invest ten thousand yuan, it may double in a year, and the interest and handling fees will be nothing at all.

Of course, if the loan amount is in the millions, the loan will only be allowed if you provide proof of high income or other assets. Otherwise, it will not be easy to get a loan when the total price is so high.

If the car costs over RMB 100,000, just provide proof of income.

As for the interest-free loan mentioned by the salesperson, there is no such thing as a free lunch.

I would rather believe that there are ghosts in the world than believe the words of the 4S store salesperson. You must ask for clarification.

The salesman never imagined that this rich second generation knew these tricks and could control so much money by himself without his parents accompanying him when buying a car.

The female salesperson didn't blush and explained, "The free limit is only 100,000, and the mortgage interest on the rest of the loans is also very low.

Mu Yang reminded again: "I originally planned to buy the car with full payment. It is not impossible to buy a car with a loan. I know your 4S deal very well. I have bought cars several times. Please make an accurate list first.

Including the gift, what brand it is, don’t be different from what you said, and then sign it in black and white!”

The female salesperson nodded, with a bitter look on her face, turned around and left. After a while, she printed a list from the computer and showed it to Mu Yang.

Mu Yang checked each item one by one and found that there were still many differences from what he said at the beginning.

Some people were dissatisfied and said: "It says two-year insurance, but I only need one-year insurance."

"Mr. Mu, insurance is usually two years old."

Mu Yang said dissatisfied: "I have already said that if it is not the first time I buy a car, I only need one-year insurance. It is a rule. I don't understand the rules and I was tricked by you into asking for two-year car insurance. If it works, I will trade it today. If it doesn't work, I will switch to another brand.

"

Regarding car insurance, the 4S store must pay it, so there is no need to discuss this.

All the customer can discuss is the number of years.

Mu Yang bought a car with a friend in his previous life. The car cost RMB 130,000 and the two-year car insurance cost RMB 13,000.

You can choose the type of car insurance by yourself, but if you only pay for the first year, there are generally more types of insurance to choose from, which cost six to seven thousand yuan a year.

But renewing the policy in the second year may only cost 3,000 to 4,000 yuan, and you can also ask the insurance company for a rebate of 600 to 700 yuan, which can save thousands of dollars.

He asked for gifts that were not written in advance. Many configurations were delivered by the 4S store when he bought the car. The customer didn't ask, so he saved money.

Therefore, when buying a new car, it is best to have experienced friends to help. Otherwise, there are too many tricks in the 4S store, and it is difficult to guard against it, and it is normal for you to get ripped off.

"My time is limited, and the company still has business to discuss, so I just asked if it would be okay to buy insurance for one year."

The salesperson and the manager who came over to explain were holding their breath in their hearts. It was the first time they encountered such an unreasonable customer.

"Okay, just one year's insurance." The 4S manager agreed with a tearful face.

When Mu Yang sees bad things, he puts a cross mark on them, maintenance and gifts, which are easy to say. Some of them will be given, but they will earn less, which is easier to accept.

"The loan processing fee is up to RMB 6,000. Don't tell me that the loan percentage is 3%. Do I want to get a loan to buy a car?

It's up to you.

It’s just a handling fee of 6,000 yuan, okay, just trade, I will recommend my wealthy friends to buy from you next time;

No, then it’s full payment.”

"Okay, that's fine." The manager maintained a smile on the outside, but he was so angry at Mu Yang inside that he really didn't want to talk anymore, so he left directly, found a place to smoke a cigarette, and let his subordinates handle it.

If the car was only sold for RMB 100,000, the manager would definitely tell Mu Yang to go back to where he came from.

But even if a car worth millions is sold for full price, the profit is still very high.

After the two parties negotiated, they asked the salesperson to retype and sign. Otherwise, Mu Yang would not do it, as long as he paid, and finally said that there were some gifts that he had not mentioned before. He had never heard of such shameless remarks.

The female salesperson said that to go through the formalities, the agency would apply for a temporary residence permit and that she would need to pay 800 yuan. Mu Yang only paid 300 yuan. If it was more, she said she would let you figure it out on your own.

Just running down the road and getting a stamp, you don't need so much in the first place. Three hundred yuan is not bad, and it doesn't matter whether the car is expensive or not.

The final price of the car was about 1.822 million, 30% of the loan plus deed tax and other handling fees, which cost 680,000 yuan. The loan was for 2 years, and the monthly loan repayments were more than 50,000 yuan.

Sign the car purchase contract, swipe your card, and start the process.

The procedure still took a long time. Mu Yang sat in the VIP customer lounge of the 4S store for a long time, drinking tea and taking out the information in his backpack to read.

During this period, the female salesperson asked him to choose the official license plate number. If he paid more, he could get a better license plate. Mu Yang saw a good three-serial number, AM666Y, and spent some money.

Lunch is also a free box lunch at a 4S store.

By three o'clock in the afternoon, all the procedures were completed and the temporary license plate was obtained. The female salesperson came to Mu Yang and said that it was done and you could drive away.

The female salesperson brought a red cloth banner, hung it on the front hood of the new car, placed a red hydrangea, and took a photo with Mu Yang.

Mu Yang felt that the only thing missing was a red banner saying "Congratulations to Mr. Mu on the gift of a car", and it would feel like a micro-business.

After taking pictures, the salesperson handed the car keys to Mu Yang and asked him to count the gifts.

At this time, the car in front of him was truly owned by Mu Yang.

Car mats, steering wheel covers, on-board recorders, etc. were all installed by Muyang.

It's just that baking the car film is time-consuming. The female salesperson asked him to wait until the real license plate came out and then drive over to get it done when he had time. It would take about half a day.

Muyang tore off all the plastic protective film on the seat, started the car, left the 4S store, and stopped by the gas station to fill up the tank. Today's car purchase was considered complete.

The G500 is filled with No. 97 oil instead of No. 92 oil a few years later. The current oil price is 5.44 yuan per liter. A tank of more than 90 liters costs about 500 yuan to fill up.

If that happens in 2022, it will soar to nearly nine yuan!
Chapter completed!
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