Chapter 607 I want a loan of 4 billion!
In the next month, Lin Yatong brought two good news to Ruan Bin. The first one was that the Guanghui Pharmaceutical Company, which Ruan Bin asked her to help register, was established!
The second good news is that next month, the first [Ruzhitang] in the United States will open!
"The first overseas [Ruzhitang] opened. Do you want to attend the opening ceremony?" Lin Yatong called Ruan Bin and asked.
"I can't go there. I've been very busy recently, and you know that I'm busy doing research." Ruan Bin refused with a smile.
These things are enough to let Lin Yatong do it alone, but he is too lazy to get over them.
In the past, it only took a day and a half to open, and then there was nothing to do, so I didn't go.
Moreover, Jiang Yurong is very pregnant now, and he still has to take care of his wife.
"Okay, what's going on with my cousin now? I'm pregnant for many months, a boy or a girl." Lin Yatong asked with concern.
"Well, I'm almost 5 months pregnant. I'm in good health and am still at work! There are only boys or girls, I don't know, let it go." Ruan Bin said.
"As a doctor, don't you ask your colleagues to check it out?"
"No, girls are better!"
“Geehhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
"My cousin is still at work? Are you not resting at home?" Lin Yatong felt a little sorry for her cousin.
"Yurong insists on going to work and plans to rest at home again in 7 months. As long as she supports her body, I'll do it as she pleases." Ruan Bin did not order Jiang Yurong to go home to take care of her baby.
It's just that I don't work night shifts now.
Sometimes it is not necessarily the best to stay at home to take care of your baby. It is also good to let her move around every day and find something to do.
Besides, she is also an angel in white, not so delicate!
"All right!"
"By the way, I want to tell you something. I plan to use my shares in Ruzhitang to borrow from the bank!" Ruan Bin said to Lin Yatong. Let's talk to her about this.
Although I knew that I had taken his shares, I didn’t take a small part of Lin Yatong.
"You want to have a loan? How much do you have to do? What do you want?" Lin Yatong asked curiously.
Now Ruan Bin has a deposit of at least 1.2 billion yuan, why are he taking a loan?
No shortage of money, probably!
"Didn't I set up Guanghui Pharmaceutical Company? I plan to produce my KE Summer by myself! So I need some funds!" Ruan Bin said.
"You want to produce yourself? Wouldn't you have to invest a huge amount of money to study the production line?" Lin Yatong said in surprise.
"Yes, so I can only borrow money. With my current income, I have a loan of 4 billion yuan and I should be able to pay it off in a few years." Ruan Bin said. He Fengjie Traditional Chinese Medicine has a strong ability to absorb money. Besides, he is now starting to open up overseas markets. By then, the overseas market will also be opened, which will definitely be better.
"Okay, I still support you." Lin Yatong didn't say anything cautious, she also knew that Ruan Bin had always been a very cautious person.
Besides, since Fengxiao Chinese Medicine Ruan Bin can currently have more than one billion dividend profits a year, it is not as difficult to repay the loan of 4 billion yuan as expected!
...
Next Monday.
Ruan Bin came to a bank.
Ruan Bin’s deposit is the highest-level member here!
"Call your president out, I have something to talk to him about!" Ruan Bin said to the lobby manager.
The lobby manager saw the card in Ruan Bin's hand and immediately went to the president with tactful tact.
Soon, the president named Zhang smiled and took Ruan Bin into his office and personally made tea for Ruan Bin.
"Mr. Ruan, do you know if you have any business to handle when you come here?" President Zhang asked Ruan Bin with a smile.
"Well, there is indeed something to talk to you about with President Zhang. I want to take out a loan!" Ruan Bin explained his purpose.
"Loan?" When he heard it was a loan, President Zhang's eyes lit up.
The other party has a deposit of 1.2 billion in the bank card, and this is a super big customer!
When he heard that the other party was asking for a loan, he knew in his heart that another increase in business this year would be possible!
"I wonder how much Mr. Ruan wants to borrow?" President Zhang looked at Ruan Bin and asked eagerly.
"I plan to borrow 4 billion yuan!" Ruan Bin said.
"Hiss... a loan of 4 billion?" President Zhang was delighted when he heard this.
He has known Ruan Bin as a man. He works in the hospital and is famous for his KE Su.
And I also have this store in my hand [Ruzhitang], known as the "God of Fierceness" of women, and is from more than a dozen chain stores in China.
If the other party wants to borrow 4 billion yuan, he has to take out the things to mortgage it!
Otherwise, the 4 billion yuan would be difficult to approve, and he would also need to communicate with the headquarters.
"Yes, can I do it?" Ruan Bin said.
"This may require mortgage!" said President Zhang.
"I use my shares in [Ruzhitang] to mortgage it. Can I get a loan? And my house and car..." Ruan Bin said.
In the end, after some detailed negotiations, the two parties finally agreed on this matter. After all, Ruan Bin's share mortgage is almost done.
And I heard from above that Ruan Bin is working on the research and development of KE Su's production line, and some people are willing to lend money!
In the end, Ruan Bin planned to borrow 4 billion yuan and pay it off in 5 years!
In this way, the interest rate will not be that high.
...
Home.
"Hahaha, the 4 billion yuan has finally been obtained!" Ruan Bin looked at the money in the bank account and felt happy. He never had so much money in his life.
"system!"
【System Points】: 36,000
Tsk tsk!
He now has a total of 5.23 billion yuan in bank deposits.
"Since you have all the money, please buy KE Su's production line." Ruan Bin didn't plan to endure it.
Finally, I have money, so buy it!
After buying it, hehe, you can produce your own KE stock in your own pharmaceutical company. You don’t need to rely on others, and you can also make the best interests. You can completely control your own things!
"Recharge 5 billion and get in!" Ruan Bin recharged 5 billion and got in in one breath.
The system is very powerful, so the whereabouts of your money will naturally be covered up.
He has never been worried about this.
Soon the points soared to over 5 billion.
"Enter the mall!"
"Search for KE cancer treatment agent production line!"
Soon, the production line came out.
KE cancer treatment drug production line: 5 billion (one)
Ruan Bin immediately checked how much KE pharmacy can be produced in this production line in a year.
Annual output: 3 million copies.
It's barely possible, but it's still a little less.
However, he knew that this KE product was troublesome, so he could have 5 million copies a year, which was already a very large production line for a production line.
"purchase!"
In an instant, his points were cleared to the original 36,000 points.
"Oh, I've become a pauper all of a sudden!" He still has 230 million yuan left. This amount of funds still needs to be invested in recruiting some scientific and technological personnel, building factories, etc.
All need money!
Chapter completed!