"Here, what's the matter?" Xu Ming asked.

"Well, I don't know how to speak, I don't know whether to say it or not." The other party stammered.

"It's money again? Isn't it enough?" Xu Ming said.

"How do you know, Mr. Xu?"

"You haven't harassed me for almost a month, and you're still calm. This time you took the initiative to speak, but you can only be short of money again." Xu Ming said lightly.

"Hahaha, Mr. Xu really knows me very well."

Chen Feiman smiled awkwardly, "Actually, I really didn't think about disturbing you, Mr. Xu. The batch of jewelry you gave me before has been very popular during this period. It has won a very good reputation in the high-end market and has received huge recognition."

"But... high-end users are only a few, and our sales staff and even the store managers are working hard to promote it. However, the batch of jewelry you gave me has only been sold for 150 million yuan, and it has been sold for less than one-third, and it will take two or three months to sell it all."

"This result is not very bad, but it is already quite good. However, jewelry is not hard currency after all, and sales require a certain period of time. However, the Chen family is in a critical period of expansion and the capital chain has been very tight. However, we have solved most of the capital problems through various methods, and all 300 chain stores have been opened now."

"It's just that more than 300 stores have to be grandly opened and operate normally, and there is still a little bit of something missing."

"One is goods, especially gold jewelry. We have very little in our hands. On average, each store can only get more than 100 grams. Although some jewelry factories can buy gold jewelry, the purchase price is very expensive and we don't have that much money to buy."

"Mr. Xu, Fuwan Ruijin Store, after all, is a brand that mainly focuses on gold and silver jewelry, not a pure jewelry store. If you want to be true, the store must have enough gold jewelry. In addition, it is almost the peak season of the year. On average, each gold store must prepare more than 2 kilograms of gold jewelry to be considered a big deal. In addition, it is also equipped with some fake gold for sale, which should be able to cope with the peak season at the end of the year."

"If Mr. Xu doesn't have gold in his hands, he can also borrow some cash."

"If there is no cash, we don't need too much money to apply for the use of the principal account. It's about 50 million yuan. Just don't hold the official opening ceremony of Chen Jiafu Wanruijin Store."

Chen Feiman introduced the situation and said.

"Fake gold? Now in real gold shops, can you sell fake gold?" Xu Ming asked with a strange feeling.

"Yes, except for first-tier brands, many second- and third-tier brands are doing it. The inequality miscellaneous gold stores basically sell fake gold, because real gold is too expensive. Now it is still more than 800 per gram, so I don't know when it will drop." Chen Feiman said with a wry smile.

"You just said that there are more than 300 gold stores, each store has at least 2 kilograms of gold, and that's not going to cost more than 600 kilograms of gold. This is worth nearly 500 million yuan. Later, I said that it's okay to borrow 50 million yuan in cash, which is a full ten times difference. How much do your Chen family want to borrow?" Xu Ming asked.

"Of course, the more, the better! It is best to borrow 600 kilograms of gold, so that we can make all chain gold stores open grandly on the same day, but if you don't have gold, we can only embezzle 50 million yuan in principal and find a bank to buy a batch of gold to ensure that the flagship store in Fuwanrui is grandly opened in the city center, with a smaller scale, and other chain stores open in a low-key manner, which is not the solution."

"improvise?"

"Well, do it, the advertising effect is a little worse." Chen Feiman said.

"500 million yuan, does your Chen family have enough collateral?" Xu Ming suddenly asked indifferently.

"Yes! We still have more than 50 stores, a jewelry factory with a cumulative investment of more than 800 million yuan. The combined value of these assets exceeds 1.5 billion, and there are enough collateral."

"If you continue to mortgage it, your entire Chen family will belong to me." Xu Ming shook his head and said.

"When we go through this most difficult stage, we will slowly redeem everything. Mr. Xu, we will make money and make profits in the later stage. When we recover, the funds in the principal account will soon increase."

"Well……"

Xu Ming fell into a while of thinking.

"Dear, why aren't you sleeping yet? Who are you chatting with?" Lan Mengxin put on an arm, opened her eyes and looked at him and said.

"Well, nothing, an ordinary business partner."

Xu Ming said to Chen Feiman on his phone again: "I will tell you about this tomorrow. I want to rest now and talk about it tomorrow."

"Okay, good night, Mr. Xu."

...

The next morning.

Villa No. 32, Jinxiu Shuhua Garden.

Xu Ming was holding a wall brush in his hand and was painting the wall... In the past few days, he had laid the mahogany floors of four rooms, but only the paint was left.

"Ding Dong~"

The cell phone in my pocket rang, and Chen Feiman sent another message: "Mr. Xu, can you discuss it now?"

"Can you clean it?" Xu Ming thought for a while and suddenly asked.

"Uh, will!"

"Come to me."

"Is it the Taoyuan County of Xianhu? Building 701? " Chen Feiman asked with excitement and surprise.

"No, it's Jinxiu Shuhuayuan Villa Community, Villa No. 32, come here quickly, I need staff here."

"Jinxiu Shuhua Garden? Is it the Jinxiu Shuhua Garden in Huping District?"

“Yes, it’s here.”

"That's great. This place is not far from where I live. I will arrive in five...ten minutes!"

Jinxiu Shuhua Garden is an old villa community built twenty years ago. Lishui Garden was built ten years ago. It is separated from each other by two roads, and the straight line distance is no more than two kilometers.

...

Fifteen minutes later.

Chen Feiman, dressed in red right-sided summer clothes on the upper body, and dressed in white white dress on the lower body. She followed Xu Ming and entered Villa No. 32.

Then.

A mop, a broom, and a garbage bucket were handed to her.

"This kind of villa is too dirty. I haven't cleaned it for a long time. Please help me clean one."

Chen Feiman's smile became stiff. She swept around, then looked at the clothes she was wearing, and said, "It's not convenient for me to clean."

"You can change your clothes and come back. In addition, from the first floor to the third floor, you have to clean every corner, clean it up."

"Can I ask my mother to come and help? Or, spend money to hire a few hours of worker?" Chen Feiman said with a puzzled look on his face.

"When you said you wanted to be my personal maid before, didn't you say you could do anything? Just clean it up and ask someone else to help you? Forget it if you can't do it, go home now."

"Do it, I can do it!"

Chen Feiman quickly rolled up her sleeves. She didn't know if Xu Ming was deliberately making things difficult for her, but she knew that if she left like this, she wouldn't mention the borrowing of money. This was a test.

So she wore her most beautiful clothes and did dirty and tiring work.

...

Three days.

Chen Feiman came here for three consecutive days.

From 9 am to 5 pm, I worked for three consecutive days.

During this period, Xu Ming really treated her like a maid, and asked her to clean up, take out the trash, and ask her to help take this and that, running around.

As for borrowing money, I never mention it and just focus on working.

If it weren't for seeing Xu Ming keep working like her, she would have complained a lot and even vented her dissatisfaction.

But unexpectedly, even though she was unwilling to do these dirty and tiring tasks, how could she be a sanitary lady like her be a cleaning material? She was all done by her parents at home, and she had never washed the bowl much.

This time, in order to borrow money, she endured it.

In addition, because he was helping the man with work, he saw his movements quickly and his hands and feet were quick to decorate the room. In a very short time, he even assembled pieces of mahogany furniture, which made her look so fast that she widened her eyes.

Her hands couldn't help but speed up a little, and she was a little unwilling to let the other side.

At the same time, a strange feeling arose in her heart. She felt that the scene of men and women working together was quite a bit like "You plow the fields and I weave cloth", which reminded her of the night when she was carrying sand gold. It was also a division of labor and cooperation, and a tacit and orderly cooperation.

And at noon, the man gave her a piece of bread that was long on the adult's arm. It tasted so delicious that she almost swallowed her tongue. Even though she felt overwhelmed after eating the whole piece, she still felt unsatisfied.

The next day's lunch was a box of bento, which contained more than a dozen patterns and half a box of fragrant rice, which made her overwhelmed again.

On the third day, the lunch was a bamboo tube rice. It was very delicious and made her eat it.

At this point, she almost forgot about borrowing money that made the senior management of the family anxious. Instead, she thought in her heart that if she could live such a life, it might be very good.

Sometimes she looked at the man in a daze, and then looked at the villa she cleaned up. In her mind, she began to think about the child's name, what should be better.

Of course, Xu Ming just needs a temporary help, and it will definitely not continue.

afternoon.

After everything is done.

He called Chen Feiman to the warehouse on the east side, and slowly opened a mahogany treasure chest in front of her, and said to her:

"Manager Chen, thank you for your hard work these days and have helped me a lot."

"It just so happened that I had 62 extra gold bricks here, which looked like about 600 kilograms."

"Your Chen family's opening ceremony can be grand and grand, but you still have to get the things that should be mortgaged to me, do you know?"

In addition to the full ten cubic meters of gold, Xu Ming did have these 62 gold bricks in his hand, and he didn't know how to store them.

Thinking about it now, it’s okay to lend it to the Chen family and get about 500 million yuan in funds (or assets).

Stayed.
Chapter completed!