After dinner.

I watched TV in the living room and talked about some issues about my parents' affairs and work.

He politely declined Aunt He's invitation to stay.

It was past ten o'clock in the evening when Xu Ming returned to renting the house and appeared in the master bedroom of 701.

The vortex of time and space was opened again and connected to a router. Soon Xu Ming appeared on the grassy hill in the world.

Lying on the comfortable and soft slope grass.

I took out my phone and looked at the message, but someone had no reply to the message.

"Mr. Xu, today's international gold price has risen to 1,230 yuan/gram, and the high-grade sand gold recycling price has also risen to 980 yuan/gram. Mr. Xu, it's better to do this. Without waiting for the recycling price of sand gold to rise to 1,000. The remaining 372.7523 kilograms of sand gold will be recycled in advance at a price of 1,000 per gram, equivalent to 372 million yuan."

"Add to the 146 million accumulated in the previous area, the total is 518 million."

"This amount of more than 500 million yuan will be transferred to your commercial bank card at a rate of 1 million a day. At present, we have transferred a total of 28 million yuan. Add to the original balance of more than 6 million in your account. Your current deposit amount is more than 34 million. You can check the accounts at the bank or online banking. There are still 490 million yuan of untransferred funds, and the transfer will be completed within 490 days."

"Mr. Xu, please check whether these data are correct."

It turned out that it was sent by Chen Feiman and reported work once a day.

"See it, no problem."

Xu Ming replied to her.

He was a little surprised that the price of gold rose madly and it actually exceeded 1,000 per gram. This rare situation is probably a few decades or once in a hundred years, and may never happen in the future.

After a while.

Chen Feiman replied to him again: "Mr. Xu, there is another small question. I want to ask you, but I wonder if I can ask?"

"You ask." Xu Ming said.

"Does Mr. Xu report taxes to the tax authorities and pay 25% personal income tax on the money on that commercial bank card?"

"What's the matter?"

Xu Ming covered his head a little: "What tax? I took the initiative to take out 25% of the money lying in my own bank card to pay the tax? I gave it to others for nothing?"

It cannot be blamed for not having the good awareness and awareness of "duty payment". Instead, he has been in the society for so many years and has never had the concept of paying taxes. In other words, his income rarely reaches the tax threshold and is within the tax exemption range.

Or even if the monthly income exceeds 10,000, there will be no tax officer or the like to ask him to collect taxes. After all, it is only a few hundred yuan in taxes, so it is impossible to send someone to arrest Xu Ming and force him to collect it. The cost of execution is too high.

Moreover, within the Xia Kingdom, this is not an individual phenomenon, but a common phenomenon. Many people who earn more than 10,000 or more monthly incomes are unknown and have never paid a penny of tax due to unclear income channels and unclear transaction processes. The taxpayer accounts for only a small part.

Chen Feiman suddenly called Xu Ming to pay 25% tax. His first reaction was that he was confused. Who wanted to steal my money?

"Mr. Xu, I wanted to remind you about this matter for a long time. However, at that time, your account was not much, but now it has exceeded 10 million, reaching more than 34 million. The amount accumulated is very large. If you do not pay taxes in time, you will definitely be targeted by the tax agency and investigate you. At that time, not only will you directly deduct 25% of the tax, but you will also be fined twice. The more you default, the more you will be punished."

"Do you know that female star Mou Bing? She only owed 200 million yuan in taxes, but was fined 800 million yuan... The fooling genius among entrepreneurs is said to be a fool who "returned to China next week". Although she fooled hundreds of billions from others, she still took the initiative to pay 20% of the tax and consciously abides by the law."

"And your bank account has become an abnormal account, which means it has been included in the focus target and there is a great risk of not paying taxes."

"So I suggest you pay 25% of your personal income tax on your own initiative. The operation method is also simple. Just download a personal tax APP, fill in your relevant information and bank card number, then file taxes, and automatically deduct the money. The remaining 75% will be all your legal income and you can use it with confidence."

Chen Feiman patiently explained and analyzed.

"All right!"

Xu Ming gritted his teeth and said helplessly: "It seems that he can't escape it. Who made me so fat? Who told me to leave the bank account?"

This money cannot be paid. The state has severely cracked down on tax evasion. Either the sentence will be sentenced to more than ten years, or you will be fined to lose everything.

But... it's nearly 7 million, and this part of the money is entirely contributing to the country's national economy and people's livelihood fields such as pension, medical care, education, and national defense, and is entirely contributing to the country.

This is a matter of being proud and proud. The country is good, and it is very simple to you and yourself, right?

That being said, everyone is selfish and everyone will make a calculation in their hearts.

I paid 7 million yuan in taxes to the country. How much does the country spend on me? Is it one tenth?

Losing.

Xu Ming felt that he had suffered a great loss and was severely cut.

After all, the world of his company is not given to him by the country. The money he earns is not the credit of the country. He is not the capitalist who "has rich first but not wealth later, but runs away desperately". His money is clean and innocent. Without exploiting anyone, it should all belong to him.

but……

Forget it, everyone cares about whether the country is not a country, and patriotism cannot always be verbally a keyboard warrior. Since you have the ability, just donate money to poor students in the west. Paying taxes voluntarily is the most basic country to serve.

Xu Ming quickly adjusted his mentality.

"Mr. Xu, I have a way here to save more than 100 million in the remaining 490 million in addition to the more than 34 million yuan."

Perhaps after understanding Xu Ming’s thoughts, Chen Feiman suddenly said.

"What's the solution?"

Xu Ming was immediately excited and immediately cheered up. Compared to the small loss of 7 million, more than 100 million was really digging meat and bleeding, and his heart was so painful that he couldn't breathe.

In behavioral economics, this is called "loss aversion", which means that the pain of losing a hundred yuan is much greater than the happiness of picking up a hundred yuan. If you lose too much, you will be unable to think about it and commit suicide.

More than 100 million, would you be happy to take it away from you without doing anything?

"Stop transferring and temporarily send the money to the Chen family. I can sign an agreement. The money is temporarily here, but you can use it at any time. Just say hello. Whether it is buying a house, car or other expenses, you can ask us to reimburse you. The Chen family will send someone to serve you."

"In addition, your money will not be placed in us for free. If you haven't spent it, we will give an additional 1.5% interest every year, which is slightly higher than the bank interest."

"You don't have to worry about the Chen family lying to you. There are hundreds of gold shops in Chen's gold shops, as well as those gold and silver jewelry, and more than one billion fixed assets, which cannot be lost. You can feel at ease to entrust the funds with us."

"Mr. Xu, if you trust us, you can consider this plan."

The other end of the phone.

Chen Feiman looked at the screen nervously and said, "She has a slightly bold family expansion plan, and this "fund custody" plan has been brewing for quite a while.

But she lacks funds and needs funds!

490 million will be an excellent opportunity for the Chen family to rise against the trend and become a medium-sized gold jewelry brand.

Agree? Disagree?

"Yes, Manager Chen, you don't have to transfer money anymore, let the money be left there for the time being."

Xu Ming thought about it and nodded in agreement.
Chapter completed!