【223】Young people do not know the fragrance of soft rice
Fang Chang'an came out of the kitchen and asked, "It's already eleven o'clock, why don't we eat here at noon."
The two girls looked at each other, nodded at the same time, and then remained silent for a moment. Shen Moben was waiting for Wang Ke to speak habitually. Seeing that she didn't say anything, he nodded gently. Seeing Fang Changan turned around and went back to the kitchen, he asked Wang Ke with some surprise: "What's wrong?"
Wang Ke smiled, shook his head gently, and his voice softly: "It's okay."
Shen Mo sensedly that her mood seemed a little depressed, but Wang Ke didn't want to say it, and he didn't want to ask now. He heard Fang Chang'an say there: "Brother Liang, three bowls of soup, eight buns, half meat and half vegetable..."
Chen Chengyan said strangely: "Don't they both eat?"
"Uh... Uncle Chen, are you eating here too? Those four bowls of soup and two more buns are not enough to add them back."
"You didn't count me just now, right?"
"Aren't I afraid you'll go back for dinner?"
"When is it time for me to go back to have dinner? Your teacher Cheng is right. You are just a heartless person and you can forget about eating..."
"Oh, I'll let you eat a bun later?"
...
The two girls looked at each other and couldn't help but smile. Fang Changan and Shen Chengyan came over and sat down opposite them. Chen Chengyan was facing Shen Mo, and Fang Changan was facing Wang Ke.
Chen Chengyan was still worried about Fang Changan's failure to order him buns, so Fang Changan changed the topic and said, "Uncle Chen, how are the stocks?"
“It’s still like that.”
Chen Chengyan also nagged him casually. When he heard him talk about his serious business, he shook his head and replied, "It's still like that. Tencent has more than three yuan, Moutai has more than forty yuan, and Apple has more than two yuan. Why do you ask this?"
"Care for a moment."
Fang Changan vaguely remembered that there was a bull market in A-shares before the economic crisis, mainly in 2007. He knew this, but he didn't know when it started... In order to get on this wave of high-speed cars, he was already planning how much money he could borrow... It wouldn't be necessary to get it in 2007, right?
Since there was no beginning, it was useless to be anxious. Fang Changan thought about it and asked again: "I remember you said there are houses in the city?"
"There are three sets, but only one is renovated and I haven't lived in them. What's wrong?"
"It's okay, I'll ask."
Fang Chang'an smiled, "I want to buy a house in the city and ask you for consultation."
"You have been honest for two years and thought you were really calm and studied hard. You just arrived in high school and started to get in love again?"
Chen Chengyan also smiled, but his tone was not blamed. "If you bought it two years earlier, you would have doubled your price. It has increased a lot in the past two years, especially this year. It should be more than 2,000 now, but it is not too late. Mo Mo's father said that after the 2008 Olympics, the national housing prices should rise, and it is still too late to buy it now."
“Did I have money to buy it two years ago?”
Fang Changan rolled his eyes, "That is, if it means one hundred square meters, it will cost more than 200,000 yuan?"
"It's almost the same, but it depends on which house you want to buy. If you are a little bit biased, it's okay to have more than 100,000 yuan. If you are a little biased, it's tens of thousands of yuan."
"Where are your three houses?"
"One is in the community where Momo and his family live now, one is next to the municipal building, and one is next to Dalong Lake. When I bought it, it would cost more than 100,000 yuan, and now it should cost 200,000 yuan. Momo and his family are the most expensive, and it is estimated to cost 300,000 yuan."
“When did you buy it?”
"When I was in college, Momo's father bought it. I didn't know this at that time."
Fang Changan didn't want to complain and asked again: "If you buy the full amount, can you get a mortgage immediately after the transfer?"
"Can."
Chen Chengyan looked at him and said, "Do you move stocks?"
"I haven't thought about it yet."
Fang Changan is indeed a little hesitant, mainly because he is afraid that the stocks here will be sold, and the bull market will begin. At that time, if you make a lot of money, you may directly make a less house, and you will buy this house in vain.
Chen Chengyan understood his thoughts when he heard his mortgage loan. He thought for a while and said, "Don't touch stocks anymore. I haven't invested in the dividends for you last month. I don't need to pay you in advance anyway. It's more than 80,000 yuan to add one on both sides. Your parents should have to make up for the rest. I'll make up for you. Why is the money for a house enough?"
Fang Changan thought for a moment and smiled and said, "Thank you, Uncle Chen."
"Be kind to me."
Chen Chengyan pretended to pat him, Fang Changan leaned over and hid for a while, and said, "But I want to buy two more units."
"Why did you buy so much?"
"Why don't you buy it if it can appreciate?"
Chen Chengyan was choked and said angrily: "What if it falls?"
"impossible!"
"Why is it impossible?"
Peng Liangliang and a female clerk brought soup and buns over. Fang Chang'an helped to push the two girls and said, "Because China wants to develop and urbanize, more and more people will enter the city, and they all have to buy houses in the city, and of course the price will be increased."
"To put it another way, if a country's economy wants to develop, it requires money to flow. But we Chinese like to save money. We save money by making money, and we are reluctant to eat or drink. We can save all the money in the bank. What should we do?"
"On the one hand, publicity promotes consumption, whether it is human etiquette, dating, or various festivals, I just want to find a way to make you spend money, but it is too slow to make everyone take out their old capital. Isn't this just going to be urbanized? Do people in rural areas want to go to cities? Do people in small cities want to go to big cities? It's very simple, buy a house."
"The country is becoming more and more prosperous, and people are becoming richer. They cannot save money. Of course, housing prices will rise. Take out all the money saved by parents and grandparents. Make a meager contribution to the prosperity of the market economy and GDP growth. It doesn't matter if you can't afford it. In installments, you pay 30% of the down payment, and the remaining loans will be paid off in 30 or 40 years. Be honest and work with the mortgage on your back and make another meager contribution to the economic boom of the motherland. You can't be lazy. If you can't pay the mortgage, you will lose your house. It won't be too long. Then you will be old and can't do it..."
"Do you know Shang Yang's reform? Through military merits and titles, everyone in Qin State was tied to war and forced you to kill the enemy. This is almost the same. Of course, it is actually a lot worse. This is what it means. Use a house to tie you to work and make money, don't be lazy... In short, don't listen to the nonsense of experts on the Internet, what kind of housing prices will fall? Let me tell you this, unless the world is in turmoil, housing prices will not fall."
"And it will keep rising until the country is truly prosperous and strong, and there is no need to use housing prices to kidnap everyone. At that time, the driving force of the real estate economy has probably been almost squeezed. If it rises, it will really make all those who want to buy a house despair. If something happens, it will definitely delay the trouble... More importantly, the path we take is rich first to drive wealth and then wealth. We cannot expand the gap between the rich and the poor, nor can we ignore the needs of the general public for housing... Of course, only God and I know how much housing prices will rise at that time..."
Fang Chang'an was drinking soup and eating buns, and he talked irrelevantly. Many of them were his resentment about the high housing prices in his previous life, and he vented it. The two girls blinked their eyes, as if they were listening to books, and they didn't understand what he was saying. They knew that he said that housing prices would definitely rise, and buying now can make money.
Chen Chengyan was also a little confused. Fang Chang'an's words were naturally wrong. Many of them were made up by him after reading some books. However, Chen Chengyan knew less about this dish. Moreover, he knew that Fang Chang'an had read many economic books. One dared to say it and the other dared to believe it. He pretended to think about it, nodded and said, "According to what you said, I can buy two more houses?"
"If you have spare money, buying a house is more reliable than stocks, because the stock may fall, but the houses will not. Moreover, some second-tier cities, those outside Beijing, Shanghai and Guangzhou are not very expensive. You know the name, Wuhan, Chengdu, Chongqing, Hangzhou, Nanjing... If you can buy anything you can, you will definitely not lose."
Chen Chengyan thought for a while and asked Shen Mo: "How many houses do your parents have?"
The little girl didn't know about this, she blinked innocently and said, "I only knew the set I live in..."
"It's not as good as me."
Chen Chengyan curled his lips in disgust, "Your father has only got two houses in the community where you live now, and your mother has two houses. They are at least six or seven houses in the city, and there must be some outside the province... Do you know which one you live in? Can you be more careful? These are all yours in the future..."
Shen Mo curled his lips, raised his chin, and said proudly: "I don't care. I will make money by myself in the future."
"I don't care!"
Fang Changan silently complained beside him, "The little girl is still too young. A typical young man doesn't know that the soft rice is fragrant. If I can eat soft rice, I actually gave up rebirth... Who is willing to go through the high school entrance examination again... Of course, it's still very good to pick up two girls, but unfortunately, they haven't even gotten into their mouths yet, so they may run away at any time... Did Ke Ke find something, why do she feel that her expression is not right?"
Wang Ke didn't understand Fang Chang'an's words much, but Fang Chang'an still understood the core idea that Fang Chang'an wanted to express: house prices will become more and more expensive, and the sooner you buy, the better.
"I don't know how much money my parents have, and can I afford a house... Do I need installment? My parents will definitely not agree..."
The little girl is not very clear about her family's financial situation, but although she sometimes even imagines that I am not my parents' biological child when watching some idol dramas. One day, my biological parents, or the housekeeper, nanny, etc., would drive a luxury car at her door or at the school gate - in short, I came to find herself and let herself go back to inherit billions of property - but when she returned to her rationality, she still knew very well that even if her family was in a good situation in the village, 200,000 was really an astronomical number, and 200,000 was still about the same...
Thinking of this, I couldn't help but feel a little discouraged. I felt that the gap with Shen Mo's family was even more obvious. There were only a few bungalows in my family. Her family had six or seven houses in that community alone. Even outside the province, her parents and companies were all big bosses...
Thinking of this, I think Shen Mo was brought into the TV series, like a princess who was favored by everyone after graduation, with money and beauty... But this kind of girl who seems to be the second female lead, but she is not very rich, and is the first female lead... Of course, in addition to being poor, she also has to be beautiful and upright and kind, and she is honest and kind, and she is beautiful...
Her thinking spread. When she thought about it, her depressed mood improved a lot. She couldn't help but want to laugh, pursed her lips and told herself not to laugh so boredly. It would be too embarrassing. Even if she was not discovered, she would be embarrassed, like Ah Q...
She glanced at Fang Chang'an and glanced at Shen Mo again, and found that Shen Mo was also looking at her. It was obvious that she was giggling. Confusion and inquiries appeared in her bright eyes. Wang Ke blushed a little, but she wanted to laugh even more. So she turned her head and smiled secretly, then tried to re-tighten her expression, turned her head and glanced at Shen Mo, and then quickly lowered her head to continue gnawing on the buns.
Chen Chengyan didn't know much about houses in the city. He chatted with Fang Chang'an for a few words and said to him: "I don't know much about buying a house. If you have time, please ask Mo Mo's father... Have you ever seen it?"
He asked Fang Chang'an, but his eyes looked at Shen Mo. Shen Mo lowered his head and gnawed the buns with guilt. Fang Chang'an said, "The three of us went there two days ago, met each other and greeted him... I asked him for help directly, wouldn't it be a bit presumptuous?"
"If you look for me, I have to look for him. It's not a big deal, he's doing this."
Chen Chengyan didn't care, "I'll call him later and say it, and he doesn't have to pay for it. Don't worry, don't look at my face, and Mo Mo's face."
Shen Mo looked at Fang Chang'an, then at his uncle, and muttered in a low voice: "What does it have to do with me?"
"Aren't you classmates, helping each other."
Three years ago, Shen Mo was only ten years old. Chen Chengyan and Cheng Mengfei muttered whether there were any signs or suspicions of the two little guys. At that time, it was naturally pure boring and didn't take it seriously. Later, Shen Mo transferred to school, which was naturally even more impossible.
However, Fang Chang'an is now admitted to No. 1 Middle School in the city, and it seems that the two have no gap due to the two years of separation. Chen Chengyan is still quite happy in terms of selfishness. If Fang Chang'an can really get along with Shen Mo, he would be happy to see it.
Naturally, he did not support early love, but Shen Mo was well-behaved and obedient, and Fang Chang'an was steady and sensible. He would not have any problems in high school. It was a good thing to get closer in his eyes.
After dinner, Chen Chengyan was about to send the three of them back. Fang Chang'an declined and smiled and said, "Don't you have something to do, so don't bother. We will take the bus back or take a taxi later. It's mainly because it's rare to come over. If you want to stroll around, of course I don't care, mainly because of the two girls."
Shen Mo said dissatisfiedly: "We didn't say anything. You obviously want to go shopping, but you still want to bring us on."
Fang Changan smiled and said, "Why don't we just take the bus back?"
Shen Mo snorted: "If you go back, go back."
Chen Chengyan said, "Since I'm going back, I'll send you there."
"Need not."
Shen Mo immediately refused, "Uncle, please go home, aunt is waiting at home, we can just go back by ourselves."
"Okay, I won't care about you."
Chen Chengyan took a few buns out of the store to take the elevator. Fang Changan and the other two watched him walk into the elevator, then looked at each other. Fang Changan asked, "Do you want to go shopping?"
Shen Mo looked at Wang Ke, blinking his eyes, and a cunning smile passed. Wang Ke rolled his eyes, and Fang Changan asked next to him: "Are you going to go shopping?"
"Don't go shopping!" The two girls said in unison.
"That wouldn't be said earlier."
Fang Changan curled his lips and walked towards the elevator. After walking a few steps, he found that there was no one around him. When he turned around, he walked in the opposite direction with his hands in his arms and was still looking back at him and laughing. When he saw him turning around, he quickly turned back, and a low laugh came.
Chapter completed!