As the Sansi Envoy, Bao Zheng had to worry about a lot of things, and most of the execution of Qingmiaodai was controlled by Wang Anshi.

Therefore, Ouyang Bian has a lot of opportunities to observe the various advantages and disadvantages of Qingmiao Loan in the implementation process from a close distance.

It has to be said that the participation of private business organizations is a very great initiative.

Because several money shops participated and the government supervised, the lending staff was very cautious in their implementation. The customers they faced were farmers who really needed loans to reclaim their farming, and they did not dare to raise interest rates privately. It was not entirely impossible. However, under the thunder of the government, the huge fines shocked other money shops.

The censors of the Song Dynasty had performance requirements. If the newly appointed censors were not impeached within a hundred days, they would be removed from office.

There were also censors who stared at Qingmiaodai with magnifying glasses, but they did not find any violations. They could only criticize them by saying that officials did not compete with the people for profit. However, this criticism was not painful and did not cause much trouble at all.

The reason for this is of course not that this statement is not important, but that most literati and officials have shares in the Agricultural Bank of China and are simply unwilling to respond to it.

Bao Zheng knew this well and couldn't help but admire Ouyang Bian.

Ouyang Bian didn't feel very proud of this.

These are just lessons from history, and they involve the least painful things.

If we want to use the official system and the military to stop the attack, I am afraid that Wen Yanbo and Fu Bi will be knocked down.

Isn’t Fan Zhongyan’s new policy of Qingli dead so much?

But no matter what, this is a meaningful and successful attempt after all, which gives Ouyang Bian a lot of confidence.

As time goes by, farmers' autumn harvest is imminent. According to reports from various places, the first autumn harvest after the disaster should be a bumper harvest.

This situation is normal. Without fertilizers, floods will bring a lot of nutrients to the barren land, and it is natural to have a bumper harvest this year.

However, Sansi became more and more busy.

A bad harvest is a big problem, but a good harvest is also a problem.

The problem that every dynasty will encounter is that every dynasty will encounter.

When the Sansi Envoy learned that this year's bumper harvest, they immediately arranged for the official purchase of grain, but encountered a problem, that was, the money in the treasury was not enough, and Bao Zheng was very troubled by this. Fortunately, Wang Anshi reminded him to ask the Sansi Envoy to borrow from the Agricultural Bank of China.

This is also a big innovation.

This is a big breakthrough for the Agricultural Bank of China, and the Agricultural Bank of China has therefore opened up other types of lending to both the government and the private sector.

Nowadays, most local governments are operating bankruptly, and their desire for funds is simply no bottom line. Ordinary money banks avoid the government's loans because they can see that it is difficult for the government to exchange. The key is that if the government breaches the contract, they dare not file a lawsuit.

But the Agricultural Bank is not afraid. They have the confidence. The condition for their loan is that the local government uses land or salt tax to mortgage it. If the loan is not paid back, they can just use salt tax to repay it.

This gives the Agricultural Bank more confidence to store private deposits.

The bigger breakthrough comes from the official organization, Dasong is a very strange excessive.

There is no money in the treasury, and there is no money in the local governments and counties, but some institutions are very rich.

For example, institutions such as Dushui Supervisor, Military Supervisor, Law School, Martial Arts, and Imperial College have a lot of funds that have no investment.

After seeing the interest from the Agricultural Bank, they invested a large amount of funds on the Agricultural Bank to earn interest, which made the Agricultural Bank a huge financial monster!

These funds are all cash flow, and they are sunk in the money warehouse or buried in the ground without seeing the light of day, so that the people are very rich, but the market is extremely lacking in copper coins.

The reason for this is that there is no need for storage fees at home, but there is a large amount of storage fees in the money house every year. It is better to have rust at home. Otherwise, a large amount of money will be owned by the money house for decades, and only a fool will do such things.

Nowadays, there are an alien Agriculture Bank, so of course they have to take it out and save it. They don’t have to spend a lot of effort to keep it, and they can also earn a lot of interest. Whoever does such a good thing is a fool.

Therefore, the virtuous cycle formed is that through lending to governments and merchants, the Agricultural Bank of China has increased the world's copper coins, and with the circulation of copper coins, business has become more prosperous.

Bao Zheng is optimistic about this. He predicted that after the autumn harvest is completed, the loaned Qingmiao loan will be recovered, and the huge interest generated, as well as the taxes brought to Kaifeng Prefecture this year by the construction of West Lake City, as well as the taxes brought to the active economy on the market. In the second year of Jiayou, the Song Dynasty will have a big fat year!

And this all comes from Ouyang Bian!

West Lake City, Qingmiaodai, and Agricultural Bank all came to Ouyang Bian!

It was precisely because of Ouyang Bian and Jiayou of the Song Dynasty that he spent the year without any danger.

Ouyang Bian's reputation for financial management has also been circulated among many senior officials, especially those who are Wen Yanbo, Fu Bi, and Han Qi.

With the arrival of autumn, Ouyang Bian became even busier.

Because Ouyang Bian was banned by Ouyang Xiu and Wang Anshi, it was not because he made any mistake, but because he wanted to prepare for the exam wholeheartedly.

That’s right, the autumn examination that was about to be the first to fight for the spring examination in Jiayou in the second year is coming.

Ouyang Bian was preparing for the exam with a frown, but what he didn't know was that Wen Yanbo and Fu Bi had already greeted the examiner and should pay attention to Ouyang Bian.

The implication is that Ouyang Bian must pass the autumn examination in order to participate in the grand exam next spring.

This is the compensation for the Prime Ministers' contributions made by Ouyang Bian in Jiayou for one year, and they also hope to bring Ouyang Bian into the court as soon as possible, and it is best to let Ouyang Bian take charge of the work of the Third Department.

Their idea was that Ouyang Bian's talent in financial management was far from being displayed. Now he just gave Bao Zheng an idea behind the scenes, which made the treasury of the Song Dynasty be filled with the eyes, and even their own wallets filled with them. If Ouyang Bian was in charge of the Sansi... tsk, wouldn't he spend it casually in the future?

So, this time, Ouyang Bian must be allowed to become a Jinshi and be the third-year senior high school student to arrange his appointment.

Ouyang Bian didn't know about this, nor did other candidates, nor did Ouyang Xiu know about this.

In order to arrange for Ouyang Bian to pass the imperial examination, Ouyang Xiu, the prefect of Kaifeng Prefecture, was not appointed as the chief examiner, but Wu Kui, the chief examiner of the autumn examination, so that Ouyang Xiu and his son could avoid suspicion. This was also a great effort.

There are many people taking the Kaifeng Prefecture Examination and their level is high. It has always been difficult to take the exam. Ouyang Bian covered his head and passed the exam. After making the list, he actually got a dozen exams, which is considered a big name. After all, Ouyang Bian is the youngest candidate in this Kaifeng Prefecture Examination. He passed the exam in one go and even got the top few exams. It is really rare.

Of course, Ouyang Bian's level is also worth it. His experience and knowledge in later generations, coupled with the teachings of several great writers and educators in this life, are naturally not much different.

"So...I am a juren?"

When Ouyang Bian saw the list, he couldn't help but feel a little stunned.
Chapter completed!