If it were a few years ago or a few years later, people like Liu Changming who could enjoy the official position could easily borrow money from the bank after getting the land. They rely on connections to acquire land, use land to borrow from the bank, then start building buildings, and then sell houses to recover funds. Many real estate developers do this, and they are almost profitable transactions.

Liu Changming also made this abacus two years ago, but just last year, the real estate bubble in Hai/Nan shocked the whole country. Mr. Zhu personally spoke to terminate the listing of real estate companies and limit the control of bank funds into the real estate industry.

Because of the real estate bubble, the bad debts of the four major state-owned commercial banks reached 30 billion yuan. This money was nothing ten years later, but it was definitely astronomical in the early 1990s. As soon as Mr. Zhu said, banks not only did not lend to real estate developers, but some of the completed real estate loans were even terminated.

This is the case with Liu Changming's Rose Garden Villa project. He originally had a loan, but the subsequent funds were directly blocked by the bank and he was not given. Without the support of the bank, he could not sell the property. The capital chain of the Rose Garden project was broken suddenly, and Liu Changming had no choice but to find Kaizi to take over.

"Mr. Kang, look at this. This is a map of the capital. From the city center to Changping, it is actually only a little distance. It is not remote for the rich people with cars," Liu Changming took out a lot of maps, photos and renderings. "I specially invited famous foreign designers to make the planning and design of the rose garden. Look at the renderings, garden villas, surrounded by green water, and the environment is 10,000 times better than in the city. We want to make the rose garden a brand and make it a half-mountain villa area in the capital. Those who live in it are either rich or noble, and they will definitely become celebrity projects..."

Liu Changming is very talkative. He speaks one by one and one must fool Kang Jianfei into the game.

Kang Jianfei asked with a smile: "Since the Rose Garden project is so promising, why should Mr. Liu ask me to do it? Isn't it better to spend one person less?"

Liu Changming smiled awkwardly and said, "The Ming people don't say secret words. I can't get the loan from the bank for national policy issues. Mr. Kang, you are a rich man. You can just miss some money and it will be enough to complete the Rose Garden villa smoothly."

Kang Jianfei smiled: "Although I don't understand real estate, I also know that this thing tests capital and operational capabilities. The Rose Garden project is too big. Mr. Liu, this is your first time in real estate. To be honest, I don't want to cooperate with a novice to develop real estate."

Liu Changming's smile stagnated. If Kang Jianfei was questioning the Rose Garden project, he could continue to fool him. But Kang Jianfei directly questioned his ability to run real estate. Ming said that he didn't want to play with you, a novice, how did Liu Changming respond?

Kang Jianfei stood up and prepared to leave the restaurant, saying, "If you want to take out this project, I still have a little interest, but if you want to work with me, I'm sorry. You, haha, don't have that qualification yet!"

Liu Changming's face was so angry that his face turned red. Just as Kang Jianfei was about to leave the restaurant, he shouted: "Mr. Kang, wait a moment!"

"Have you thought about it?" Kang Jianfei turned around and asked.

"Think about it." Liu Changming nodded weakly.

Because of the Hai/Nan real estate bubble in the past two years, the country has clearly suppressed real estate, and it is difficult to play without strong funds. Liu Changming has invested all the money he earned in his ten years in business into this project. Now it is not up or down, so how could he not agree if someone takes over?

...

A few years ago, when developing tourist areas such as Wudang Mountain and Danxia Mountain, Hu Juncai also built a company called Xinda Real Estate, which mainly engages in real estate development projects in scenic spots.

After Kang Jianfei and Liu Changming agreed, he spent some money to invest in Hu Juncai's Xinda Real Estate. Then, in the name of Xinda Real Estate, he spent 25 million to buy 45% of the shares of the Rose Garden project from Liu Changming and another shareholder. As for the remaining 55% of the shares of this project, it belongs to the real estate development company of Changping County Government, which invests with land.

Liu Changming had been working hard for two years, and not only did he not make any profit, but he lost more than one million yuan. Kang Jianfei was still very kind and did not suppress the price too ruthlessly, otherwise his project would have to be ruined.

At Hu Juncai's house, Ye Zishan, who had a big belly, cooked and cooked in person.

Kang Jianfei and Hu Juncai sat in the living room playing chess. Hu Juncai took a fancy and asked, "Why did you suddenly remember to do real estate?"

Kang Jianfei said pretentiously: "It's not that I haven't done it before. Nanluoguxiang Commercial Pedestrian Street is my business."

Hu Juncai said contemptly: "Come on, just come up with an idea. It's the Zheng family who is doing it. This time, you can quietly take over the bad plate of Rose Garden, a real estate project covering an area of ​​500,000 square meters, which is enough for us to work hard for many years."

"No hurry, the villa is slowly repaired, the more valuable it goes." Kang Jian jumped off his horse and ate Hu Juncai's soldiers.

Hu Juncai shook his head: "It would be strange if a villa that can be sold for several million yuan. There are many millionaires in the capital, but they have money to invest. Who would buy a house with millions? Besides, the place is so biased."

"It's nothing wrong with being biased." Kang Jianfei smiled. He traveled through Beijing for many years and was very familiar with the territory of the capital. It will take a few years to build the Shahe Higher Education Park. Key universities such as the Central University of Finance and Economics, Beihang University, Beiwai, and Beiyou University have built the campus in Changping, making the Rose Garden the only villa area in Beijing located in the university town, and the housing prices are rising sharply.

A villa that costs several million per unit may not be easy to sell now. But China's economic development speed is too fast. After two years, the first phase of the Rose Garden will be built, and it will be a different scene. As long as the brand is hot, I wonder how many wealthy people are rushing to buy the "No. 1 villa in Beijing". When the second phase of the Rose Garden is completed, those villas will become school district houses, and the speed of making money is similar to snatching money.

Kang Jianfei didn't talk about real estate anymore and asked: "By the way, how are our mobile phones doing?"

Hu Juncai went back to the study and took out a box, handed it to Kang Jianfei and said, "Here, this is the prototype. It will be put on the market after the test is completed."

Kang Jianfei opened the packaging box and saw that it contained a blue and white mobile phone. This phone not only has a technical counterfeit Motorola, but also has similar appearance designs, only with different thickness and details.

"I said, who designed the appearance? You're too lazy." Kang Jianfei complained while holding his phone.

Hu Juncai said: "I think it's pretty good, it's grand and heavy."

Kang Jianfei corrected: "Our technology is not as good as Motorola, and the brand is not as good as Motorola. If you want to seize market share, you have to start with the appearance. What does the mobile phone represent? High technology! The appearance design must be fashionable and has a sense of technology."

Kang Jianfei stopped playing chess, so he ran to Hu Juncai's study to get paper and pen, and drew various beautiful and fashionable mobile phones based on his memory.

After drawing more than twenty models, Hu Juncai was stunned and then smiled bitterly: "When you move the pen like this, the person below will have to run away. However, the phones you draw are indeed beautiful, and they are more beautiful than Motorola's."

Nonsense, this is a classic design in various brand mobile phones in the future. It would be strange if it is not beautiful.

Kang Jianfei continued: "No matter whether the appearance design needs to be modified, we can also divide the phone into several levels. For example, inlaid diamonds for the phone and making a rich gold version, the rich will definitely like it."

What are diamonds and rich gold? They are very vulgar when they hear it. But domestic bigwigs recognize this, with gold chains tied around their necks and ten gold rings on their hands. They can do whatever they want.

Hu Juncai said speechlessly: "Is that necessary? There may not be many people who will buy a diamond-mounted mobile phone."

Kang Jianfei woke up and said, "Diamond-infused mobile phones are not used to make money, but to build a brand. We can do this. The local rich gold version of mobile phones are sold in limited quantities, and the diamond-infused Supreme mobile phones require advance payment and customized, claiming to be fully handmade. This news is used to hype, and combined with the gimmick of national brand mobile phones, it will definitely cause heated discussions across the country, and its popularity will be opened up all at once."

Hu Juncai sincerely praised: "I have been in business for so many years, but I am still not as good as you, a complete profiteer."

"I can understand that you are praising me." Kang Jianfei said seriously.

The two began to hype and operate. It was certain that they asked Hong Kong and Taiwan celebrities to advertise. Kang Jianfei had thought about the advertising slogan: "Use BBK mobile phones, win step by step, and rise step by step!"

People who do business and serve as officials are absolutely happy to hear this ad slogan. What Chinese people want is just a verbal lottery, just like "Jinlilai". How many people use Jinlilai's tie for their whole life because of this name.

As for inlaid diamonds and gold plating on antique mobile phones with black and white screens, Kang Jianfei thought that the picture was too intoxicating. (To be continued...)

...
Chapter completed!