"Now, his paper workshop will continue to grow, not limited to the business in Chang'an City, but also expand to the other four capitals, Taiyuan and Fengxiang. He has bought the land and plans to build a paper workshop."

"Why did he dare to take such a risk? Let him say it himself." Li Mu signaled Feng Si to come to him, and Feng Si took out a sheepskin roll from his arms. Sheepskin has always been one of the carriers of writing. In order to preserve it for a long time, important contracts are still copied in sheepskin.

Feng Si unfolded the parchment scroll for everyone to show it, and said, "I have two reliances on how I dare to act so risky. First, with the help of the Marquis, my paper shop has signed a contract with the Datang Daily. From now on, all the papers used to print the Datang Daily come from my paper shop. Next year, the Datang Daily will set up newspapers in Fengxiang, Taiyuan and other five cities, so I will invest and build a paper shop on the spot."

Someone couldn't help asking, "Then where does your money come from? Even if you have earned some money during this period, it is not enough to support the construction of paper workshops in various places at the same time, right?"

Feng Si glanced at the person who was asking, and happened to meet him and said, "Shopkeeper Zhao asked well, this is my second reliance. Because my paper shop has signed a contract with Datang Daily and has guaranteed the guarantee for the next five years, it was recognized by the Ministry of Internal Affairs as a "good prospect". I exchanged 30% of the shares for the Ministry of Internal Affairs' injected 30,000 yuan of capital, and at the same time received a bank's interest-free loan amount of 50,000 yuan. My own money, plus the capital injection, plus the 50,000 yuan of loan, and building two paper shops at the same time is more than enough, and there is no burden."

Cheng Qian didn't know what Feng Si said. Li Mu did not say these things in his letter to him. It was the first time he heard about them, just like the merchants present.

This way of doing business is very fresh. First sign a contract, and then use this as a means to borrow money from a bank to expand the paper shop, and there is no interest. Is there such good things in the world?

Cheng Qian, on behalf of the merchants, asked out the doubts in his heart.

Li Mu smiled and explained: "Of course, not all merchants can receive such favorable treatment as Feng Si. Feng Si was able to receive such treatment because I know all the details of his paper shop from the date of his birth to the present. I know his ability and can also predict the future prospects of the paper shop. The risks are within the controllable range, so he lends money. Moreover, there are risk clauses in the contract. If Feng Si cannot supply the paper required for the Tang Dynasty Daily, or privately raises prices and reduces quality, it is considered that he breached the contract. The cost of breach of contract is very high. In the contract agreed by the Ministry of Internal Affairs and he, if one party breaches the contract, the compensation is ten times the amount of funds injected!"

Ten times! That is 300,000 yuan! Everyone was shocked, and the price was almost unbearable. It seems that it takes very caution to sign this contract. If you are not careful, your own business will be the Ministry of Internal Affairs.

But at the same time, this temptation is also very great.

The first temptation is this "order" production model. Merchants are never afraid of not being able to produce things, but are afraid of not being able to sell them. When a contract is made before production, almost avoiding this risk. All merchants need to do is production.

The second temptation is this "interest-free" loan.

Nowadays, the interest rate for borrowing is generally more than 200%. Although the government offices in the government office have loans of 100% interest, they are basically the same. I have never heard of anyone borrowing it. The Tang Dynasty treasury is empty and money is used everywhere, so how can I put the money in the government office to lend it to others.

If you have this interest-free loan and the orders from the Ministry of Internal Affairs, your business will be booming, which is really not a luxury.

Even Cheng Qian, who is backed by Cheng's family and is not short of money, has also become concerned about it. If he can spend other people's money and do his own business, why not do it?

Without Li Mu's guidance, Cheng Qian asked what he thought: "Mr. Marquis, please tell me in detail how to get this order, and what kind of loan is this interest-free loan. Everyone is very interested in it."

"I will first explain to you that the order and loan are not bound together. If you invest, you can also talk about it. It is not that you cannot get the order and loan if you do not allow the investment. You can all separate the orders and loans."

When everyone heard this, they let go of their worries. Most of them were just agents, and the most fatal thing was that they could not make decisions. The big merchants were backing the clans, so who would want to let others invest in it?

"Let's talk about this order first." Li Mu paused for a moment and said, "Orders are divided into two aspects. One is the order of the Ministry of Works. Let me give you an example. Now everyone knows that the Ministry of Works has built a factory and is stepping up the construction of the ploughshares of Zhenguan Plow. It is well known that only the ploughshares cannot cultivate the land. They also need to plow walls, plow bottoms, pressing enemies, quotas, plow arrows, plow shafts, plow tips, plow reviews, plow construction and plow plates and other components. The Ministry of Works has limited staff and can only produce the most difficult ploughshares, and the remaining components also need someone to produce. This is an order."

Someone was thinking and asked with the courage to ask, "I wonder how many sets the marquis plan to order?"

Li Mu curled his lips and said, "Basically, how much can I make, I want. The first batch starts with 10,000 sets."

Everyone gasped!

Ten thousand sets, how much does it cost? Just take the cheapest price, and you always have one set. Of course, it is impossible to be so cheap and have a higher actual value. After all, Zhenguan Plow can replace oxen to a certain extent.

After roughly calculating the cost labor, taking the order, the net profit of the first batch can exceed 3,000 guan. There are nearly 2 million farmers in Datang. Even if only one-quarter of farmers use Zhenguan plows, they still have a size of 500,000 sets. Ten thousand sets are 3,000 guan and 500,000 sets-

Many people swallowed their saliva.

Li Mu took everyone's reaction and continued: "There is also the orders of the Office of the Internal Affairs. The orders of the Office of the Internal Affairs are of a variety. Let me talk about a common one, such as purchasing in the palace. For purchasing, as the Minister of the Office of the Internal Affairs, I naturally want to spend less money. But after all, it is a business and cannot make everyone lose money, so I will adopt a novel situation."

"The Ministry of Internal Affairs will regularly publish the list of purchased goods, for example, thirty nanmus are needed. Three days after the list is announced, everyone will gather together to bid. Those with the least bid will get the order."

The person with the least bid? Everyone was stunned and immediately reacted. This is not buying, but selling. The less you sell, the less you earn, the more money the Office of the Internal Affairs will save. The Marquis makes a good plan!

This is understandable. Li Mu is in a position to make as much money as possible and spend less money. And since it is a business, there will be profits. If the profit is too low, no one will do it.

How could they think of Li Mu's vicious thoughts? This purchase order from the Ministry of Internal Affairs will be the stepping stone for the Ministry of Industry in the future. If you want to eat fatty meat, you don't spit out any more, how could it be? Purchase orders are used to cheat people!

"The order is very simple, and those who are capable will know it. It will be announced at that time, and everyone will know it at a glance. Let me talk about the investment and loan matters, and these two things must be put together."

Li Mu smiled and said, "Don't think I don't know. Nowadays, the annual interest rate of loans on the market is generally more than three times the principal. Even the public government has doubled the interest rate. If you borrow ten trump cards, you will have twenty trump cards. Therefore, there are rumors among the people that once you borrow, you will never be able to turn over and be a slave for the rest of your life. "

"You are all businessmen and you will definitely not do such a loss-making business. But today will be different. Everyone must have seen the bank next to the Ministry of Industry. As long as there is a mortgage, you can borrow money. The interest per year is not more than three cents. In other words, you can borrow ten cents at the beginning of the year and repay thirteen cents at the end of the year. It is ten times less than the interest rate on the market! On this basis, there are also benefits. If you borrow short-term, you will have less interest in less than one year. If you borrow within three months, the interest rate will be only one cent. Such a low interest rate is not compared with Fan Li in the Spring and Autumn Period, but it is also the lowest interest rate after the Qin and Han Dynasties!"

The merchants nodded one after another. They were doing business and dealing with money every day. They knew more than anyone else about the interest on the loan. There were also those who were frowning, who all had loan business. Now that the bank had a "super low" interest loan, their loan with three times the principal interest was over.

"If you have spare money, you can also deposit it into the bank. The bank will help you release it. The interest rate is between 5% and 20% and 50 cents, and the bank will make a five-cent procedure." Li Mu smiled very angry: "As soon as the bank's lending is released, your lending business will come to an end. If you have spare money, you might as well consider it. Although it is not much more than you earn by yourself, it is better to be stable. The bank directly belongs to the Ministry of Internal Affairs and the Ministry of Internal Affairs, no one can owe it to the royal family or noble family. Please rest assured that you are."

No one doubted this, Li Mu's style of conduct was able to do it.

"When it comes to this, some people may feel that it is unfair. Why can Feng Si's paper mill have interest-free loans, but we need interest on loans? I also explain to you that the Office of the Internal Affairs is the most fair. Feng Si can get an interest-free loan for two reasons. First, Feng Si's paper mill supplies paper from the Printing Office. The Office of the Internal Affairs is also under the jurisdiction of the Office of the Internal Affairs, and Feng Si can also solve the problem for the Office of the Internal Affairs. In addition, the most important point is that after being reviewed by the Office of the Internal Affairs and meeting the standards of the Office of the Internal Affairs, if the Office of the Internal Affairs invests in the transaction, you can get interest-free loans of varying quotas. This is also one of the means by the Office of the Internal Affairs to support your business!"

When the merchants heard this, they completely understood Li Mu's routine.

The work he could not finish was distributed in the form of orders, such as the Zhenguan plow, which he made irreplaceable plowshares himself, and other wood parts were built together for him, and then he assembled it and sold it. The big money-making end was still there.
Chapter completed!