In the afternoon, Zhang Xutuo came out of Rixingchang Cabinet, followed by his wife Xue, and the long queues lined up in the Cabinet, and the two couldn't help but breathe a sigh of relief: There are so many people!

Rixingchang Cabinet House in Xiyang City, where you can get interest when you save money here. After the initial wait and see, people found that the Cabinet House does have credit, so more and more people go to the Cabinet House to save money.

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Money can only be green when putting in the cellar at home, but money can make money. The only risk is that you are afraid of mistakes when depositing and withdrawing money. So Zhang Xutuo took his wife to the cabinet several times to handle deposit and withdrawing money, which is considered familiar with the process.

In other words, the so-called "financial management", Zhang Xutuo was originally literate and also served as a teacher in the Hulin Army to teach his classmates to read and read. His understanding of "financial management" was faster than that of others, so further "financial management" was also carried out.

The couple walked to the street, waiting for the two of them by a trolley, a servant who had been waiting for a long time. Zhang Xutuo asked them to follow and walked towards the bustling market on the other side of the street.

He came out of the cabinet and had a stack of circulation coupons in his arms. This was the payment for goods received by his relatives in Rangcheng, Jingzhou, and it would come in handy later.

After several years of military life, Zhang Xutuo was very strong. Because of his good food, he was obviously taller, dark skin, and Kong Wu was powerful.

Although he has "huge capital", Zhang Xutuo has nothing to worry about. If he meets someone who is not open to his eyes, he will not be able to steal or rob, not to mention how many people are following him, he will be alone in dealing with several thieves.

"Aguo, can you hurry up later?"

Xue asked, she passed by in the second half of last year, and now she is following her husband to "manage financial management" and first get familiar with the process, and then she has to do it herself.

"It doesn't matter. I had already paid a deposit half a month ago. If you have the evidence, you will definitely have the goods."

Zhang Xutuo comforted Xue. He was in the army and once the war broke out, he had to go out with the army. His wife stayed in Xiyang and she had to take care of her daily housework, so some things must be taught.

After several deposits and withdrawals in the cabinet, Xue has figured out the process. She just completed the withdrawal independently under Zhang Xutuo's sidelines. The next step is how to spend money, which is also a kind of financial management.

When the group came to a shop, they saw that the front desk was already surrounded by crowds. Many vendors were queuing up to buy the goods sold by the store, and they wanted as much as they wanted. There was no place to make this product except Xiyang City.

Seeing so many people, Xue was a little embarrassed. Zhang Xutuo took out an iron plate, took his wife's hand and walked up to the shop's shop staff, "My man, I've booked, this is the reservation license plate."

The man said with a smile: "Customer, the goods are ready, please come inside."

"Hey hey, why are you going to the line? We'll come first!"

Some vendors started yelling, and Xue heard this complaint, but the shop assistant quickly explained: "Make an appointment! Do you know if this is an appointment? Our store has discounts for the officers and soldiers, and you can book half a month in advance!"

"Don't stare at me! Go to another store to find out which one is not a discounted official army officer can book?"

After hearing this, the vendors calmed down. The shopkeeper led Zhang Xutuo and his wife into the store, asked them to sit for a while, and then transported a few wooden boxes to put them in front of them.

"Customer, please inspect the goods."

A wooden box was opened, and the fragrance came to his nose. Many wooden boxes were neatly placing them in the box. Zhang Xutuo took out one of them and placed them on the table and gently opened the lid. He saw an oval bright yellow object lying inside, the size of an egg.

This object has a fragrance that is neither gold nor stone. It is neither soft nor hard in the hand. It is called soap.

Zhang Xutuo signaled Xue to take out the list and the couple ordered the goods together. This was the soap they booked half a month in advance. After the inspection was completed, they would entrust the Huangzhou Chamber of Commerce to ship it to Rangcheng, Jingzhou.

Soap can be used to wash hands and bathe, it is clean and fragrant. It was sold in Xiyang City a few years ago, but at that time there were very few quantities on the market and it was not something that ordinary people could buy.

It’s different now. There are several stores that can make soap, soap is no longer a monopoly product by wealthy merchants. Ordinary vendors also have the opportunity to purchase goods, provided that they can be ranked first.

There is nothing else, because it's so easy to sell.

The uses of soap are divided into hand washing and bathing. The price is not low but it consumes quickly, so ordinary people cannot afford it. The rich families have huge demand for soap.

But it is not necessary for people with wealthy families to afford it. The price of soap is not low. Compared with ordinary people, those wealthy families with land and property do not care about the extra expenses.

Wash your hands and bathe with soap, and the fragrance will remain on your hands and body. It is especially popular among women. Although the sales are a little narrower, it is still easy to sell.

How is soap made? This is a mystery, but vendors know that soap profits are very high. If you invest a piece of money, you can make a profit of one penny.

This thing is resistant to storage and is not afraid of deterioration when trafficked from a distance. It is small in size and easy to carry, and has high profits. It is not much more expensive in unit price. It is a best commodity for small-price transactions.

Huangzhou soap is so good, why isn’t it very famous?

It was because at the beginning, only wealthy merchants could buy cloths and books. They came to Huangzhou to buy soaps "just" to buy goods, and they sold them rich people. Ordinary people were not very familiar with virtue, so they were easily overlooked.

But now that the output has increased, it is a good business opportunity for small vendors. Any country rich man can afford soap. Carrying the soap with you and running around the countryside will double the cost.

Therefore, small vendors like to buy soap the most, but there are too many monks and less porridge. The soap sold in each store does not have enough share, so the vendors can only queue up to buy it, and each person has a limit.

Things are popular, but they can be booked. The officers and soldiers can order half a month in advance if they have discounts. Ordinary vendors must be more than 20 days in advance. Many soldiers actively or passively order soap for relatives and friends, and Zhang Xutuo is one of them.

His hometown is Hongnongqi Township. His ancestor Zhang Wen was the Taiwei of Sikong in the Eastern Han Dynasty. However, that happened a long time ago. Zhang Xutuo's great-grandfather Zhang Qing was once an official of Qi in the Southern Dynasty and later joined the Northern Dynasty Wei State.

My grandfather Zhang Si was a native of the Secretariat of the Western Wei Dynasty. After the establishment of the Zhou State, he served as the governor of Shaanxi Province and was named the founding Duke of Nanyang County. His father was also the county magistrate in Jingzhou, so the Zhang family of his lineage had branches and leaves scattered in Nanyang, Jingzhou.

Zhang Xutuo's belonging to the Zhang family in Nanyang is actually the Zhang family. This is a major surname in Nanyang. Since it is a big surname, there are many clan members.

Ding Xinwang, a member of the Zhang family, some became officials, some studied and studied, some worked in farming, some went out to do business, or joined the army. Zhang Xutuo was one of them.

Now he has been appointed as the commander-in-chief of the military, and has left the Hulin Army and entered the sequence of the mansion. He has a seven-degree life and is already the best among the family, so it is inevitable to support his clan members. One of them is to do a "buyer" in Xiyang City.

The so-called "purchase agent" means taking advantage of the convenience of the geographical advantage to help relatives and friends far away in Jingzhou buy various goods in Xiyang City. Because they can transfer the payment to Huangzhou in Rangcheng, it is also very convenient for Zhang Xutuo to help people buy things in Xiyang.

The Zhang family in Nanyang actually has to rely on people to "purchase on behalf of others" to do business?

Of course not. The main branch of Zhang's family in Nanyang naturally has the ability to organize people to do business in Xiyang, Huangzhou, but those branches and distant families are a little short of it.

The ancestors were all family members, but they always had relatives and distant relatives. Many people from the Zhang family branch were unable to organize a caravan to sell goods from Xiyang, but they always thought about sharing a soup, so Zhang Xutuo extended a helping hand.

Selling soap is suitable for small-scale operations and basically won’t lose money, but it’s more troublesome to get the goods, so the “discounts” that Zhang Xutuo enjoys can solve this problem.

Relatives and friends transferred the payment to Xiyang in Rangcheng, Jingzhou. After receiving it, he bought soap in Xiyang according to the list, and then went to Jingzhou to check it out. Zhang Xutuo could finish the work without much effort during the whole process.

He actually didn't intend to make profits from it, but most of the relatives and friends who asked him to purchase on behalf of him knew the worldly ways, and there would always be some "hard work" in the payment for the goods.

The popular selling of cloth and books in Xiyang City, but it takes a lot of purchases to make a lot of money. Many people cannot afford to spend too much money, so soap that cannot be made elsewhere is a big way for them.

Zhang Xutuo only relied on the hard work of "purchasing agents" to solve all the daily expenses at home, which made him quite moved, so he took his wife to "enter the industry".

Every few days I walk between the cabinet shop and the chamber of commerce. I can earn some hard work by spending half a day. After a month, I still have enough left after deducting my family’s daily expenses. Why not do it?

Zhang Xutuo and his wife tinted the soap carefully, and after confirming that there was no damage, they handed over the money and picked up the goods with the other hand. The servant put the wooden box on the cart and advanced towards the Huangzhou Chamber of Commerce under Zhang Xutuo's leadership.

"How is it, is it simple?"

Zhang Xutuo asked, and when he saw Xue nodding, he was about to add a few words, but saw his friend Liu Hulu leading his wife over, followed by a cart behind him, and he was in a hurry.

"Hulu, are you here too?"

Liu Hulu is now transferred to the Xiyang Prince's Guard as a lieutenant. Seeing Zhang Xutuo greeting him, he nodded and pulled his wife forward quickly: "Aguo, let's talk about it later!"

Zhang Xutuo was wondering, but he saw many people walking towards him in the distance. He fixed his eyes on his comrade, who also came to ask for soap. Seeing this situation, Xue asked:

"Aguo, what are they doing in such a hurry? Can't they make reservations?"

"Ah, I remembered that it's true that you can book, but if you come late and have no goods that day, you have to wait a few more days."

"Governor Zhang!"

Several people who ran to the front greeted Zhang Xutuo and rushed to the store. Everyone followed them with trolleys, which were undoubtedly "purchasing agents", because the store sold soap, so there was no need to buy it and store it.

"Let's go, go to the Chamber of Commerce to check in."

Zhang Xutuo took Xue to continue moving forward. The discounts given to the soldiers by Wang Yuwen of Xiyang made many people's daily lives change, and the income from home increased another source.
Chapter completed!