In the main room of Wuweizhai, the owners of the "VIP Courtyard" of Huangzhou Bufang gathered together to discuss major events. This matter has never happened in ancient times. Now it is the first time to create the world. Everyone is listening quietly to the person who spoke.

"Everyone, this is a sample of the circulation coupon, please give it a closer look."

After Wang Yue said that, he clapped his hands. The maids entered one by one and presented the exquisitely printed paper one by one to the owners. When everyone had samples on their hands, he continued:

"Huangzhou's cloth is now popular, and the owners ship less than a thousand pieces of cloth every month. The cloth needs to be weaved more, and hemp cannot be missing. Therefore, while a large amount of cloth is produced, a large amount of hemp and hemp must be purchased..."

Wang Yue was explaining a fact: Huangzhou's economy was booming, and cloth transactions were the first to be affected. What followed was the issue of payment during bulk goods transactions. It was very troublesome to use money, and most of the circulation of these money was carried out in Huangzhou.

So can a substitute for copper coins or cloth be circulated in Huangzhou cloth shops or other industries to facilitate everyone's business?

Yu Wen Wen, the Duke of Guo Guo, who has always been "heart-hearted", has now come up with a solution to use paper circulation coupons instead of copper coins and cloth to use them in Xiyang City, Huangzhou to facilitate huge amounts of money exchanges among various companies.

The idea is good, but it is really sensational to use paper to replace money and silk. My bosses have never seen anyone who is so shameless... Well, I have never seen anyone who cares about everyone so much.

This is a detailed idea, but there are three main problems we face. First, use paper to make circulation coupons, what is the face value? Secondly, the anti-counterfeiting problem of circulation coupons; thirdly, who is responsible for the issuance of circulation coupons?

As the spokesperson of Duke Zhu, Wang Yue gave a detailed solution, and he first started with a typical transaction.

A Jingzhou merchant organized a fleet to transport a large amount of copper coins to Huangzhou. After berthing in Bakou, he hired loaders and unloaders to unload the money, then loaded the rented carriage, and went to Xiyang City to buy cloth.

The money is handed over and the goods are delivered. The cloth shop has to count the copper coins, count them for a long time, and then transport them into the warehouse.

Then when the Bufang bought the Ge and the mahjong, it had to be moved out. It counted and handed over to the supplier for a long time. The supplier was sweating profusely and loaded the money into the car, and pulled it to nearby bookshops to buy books, or buy ham, soap and other things, which was time-consuming and labor-intensive.

Similarly, if the Jingzhou merchant wanted to buy other goods, he would also use a car to pull money around the city. When trading with the seller, he would have to count copper coins or weigh pounds, which would be the same time-consuming and labor-intensive.

To put it bluntly, it is troublesome. Huangzhou cloth shop does not accept cloth for business, but it is a lot of trouble to use copper coins.

If a Jingzhou merchant exchanges copper coins in Bakou and exchanges them into circulation coupons according to the price comparison, and after "circulating" in the city, he cashes out the remaining circulation coupons when leaving Huangzhou and leaves with the copper coins, it will be much more convenient.

The flow of funds for merchants in the city is also very convenient with circulation coupons. As long as everyone recognizes it, all walks of life can benefit from it without wasting time counting and transporting money all day long.

Wang Yue said that everyone can understand the owners of each Bufang, so he began to explain the first question: how to determine the face value of the circulation coupon.

It is very simple. The face value of the circulation coupon is determined based on cloth, which means that the circulation coupon is linked to Huangzhou cloth.

A set of circulation vouchers is divided into eight denominations, from large to small, one at a time is "one thousand pieces", "one hundred pieces", "one hundred pieces", "one hundred pieces", "whose", "single", "whose", "whose", and "one piece".

The circulation coupons are exchanged for Huangzhou fine cloth with the same face value as the same quantity.

Huangzhou fine woven fabric has many grades, and the circulation coupons are exchanged for complex flower and plant patterns. This is one of the characteristics of Huangzhou fabric. Each cloth shop can woven, with a market price of about 500 ciders per piece.

In other words, circulation coupons with a face value of "one thousand pieces" can be exchanged for one thousand pieces of Huangzhou fine cloth, and the value of this thousand pieces of cloth is about five hundred jin of copper coins. The weight of a "one thousand pieces" of circulation coupon can be ignored, while the weight of five hundred jin of copper coins is about two thousand jin.

The huge difference in weight brings extremely convenient capital circulation. Do you think it is good? Of course, but why?

"The circulating coupons must be circulated based on credit!" Wang Yue said loudly, "It depends on the credit of the joint guarantees of all the people here, and the credit of the despicable boss!"

"I'm a despicable suggestion that all the owners join forces to jointly guarantee the circulation voucher. No matter what kind of circulation voucher is worth, it can be fully exchanged for Huangzhou fine cloth in Xiyang City."

"As long as the credit can be guaranteed to be fully redeemed at any time, merchants will be willing to use it, and the circulation coupons can be circulated, bringing convenience to everyone's business."

Wang Yue began to explain in detail the benefits of using cloth as the exchange benchmark for circulation coupons.

First of all, why not directly set the face value to several documents? Because doing so is contrary to the taboo of the court. Huangzhou promotes circulation coupons to facilitate business, rather than destroying the court's currency system, and does not use the court's money system in a different way.

This is a principle, no one can touch it.

Secondly, cloth is the hottest bulk goods in Huangzhou. After merchants exchange circulation coupons, they can go directly to each cloth shop to get cloth. Of course, there is a price difference between cloth of various grades and has to be "converted".

This will directly save the trouble of cloth trading, and circulation coupons can also make people feel confident because the issuer itself does not lack cloth, and it can definitely ensure unlimited redemption.

The most important point is that the owners of Bufang have other industries, and it is very convenient to promote circulation coupons, which allows more people to accept this new thing and circulate it in Huangzhou City as soon as possible.

"So the purpose of launching circulation coupons is not only to facilitate the purchase and sale of cloth shops, but to try to facilitate the purchase and sale of urban merchants. Paper circulation coupons are not a problem. As long as they have credit, even if they are just a piece of grass, others are willing to use it.

”

This kind of thing is not difficult to understand. The owners here quickly figured out the key. Of course, this matter has been released in advance, so everyone basically has a positive attitude towards the implementation of circulation coupons.

Wang Yue took a sip of tea and moistened his throat and continued to have the next question: how to prevent counterfeiting of circulation coupons.

"Please look at the sample. There are eight types of circulating coupons with face value. There are the following types of anti-counterfeiting methods."

The "bill of exchange" launched by Ruixing has been used or seen by everyone here, and they are indeed amazed at the exquisite workmanship of the bill of exchange. At this time, the sample of the circulating coupons they used anti-counterfeiting methods of bill of exchange.

First of all, it is printing. The face value printed on the circulation coupon is like "one thousand pieces". It will change color when viewed from different angles under light. The key is to the ink used, which must have added a lot of "material".

Secondly, when you take the circulation coupon and look at the light, you can see different dark patterns appearing in the middle of the inner side, with circulation coupons with a face value of five or less. The dark patterns are the style of "Buquan" money.

The circulating coupons with a face value of 100, 500, and 200, and the dark pattern is the style of the "Five Elements Big Cloth" money; the circulating coupons with a face value of 10,000, and 200, and the dark pattern is the style of the "Yongtong Wanguo" money.

Buquan, the five elements of cloth, and the world is connected to all countries. These are the three copper coin styles that the Zhou Kingdom has issued, and the dark patterns are more than this one.

When viewing all face value circulating coupons, you can find two carp tails on the left side of the front, that is, the yin and yang fish hug each other. The dark pattern is finely crafted and looks lifelike.

Then there is the material of the paper. When you hold the circulation coupon, you will swing it with a crisp sound. If you fold it several times, you will not have creases like ordinary paper.

In addition, the circulation coupons have different colors of the background, with a face value of one pixel. Wupi's circulation coupon is black cloud pattern, and Wupi's circulation coupon is blue cloud pattern.

The circulating coupon with a face value of one hundred and two hundred are yellow cloud patterns, and the circulating coupon with a face value of one hundred are red cloud patterns.

The largest 1,000 circulating coupon is a red, yellow and blue gradient color pattern. It is incredible how this gradient color is printed, not to mention that the colors and text on this circulating coupon are simple and waterproof.

"Everyone, just looking at the paper used for printing the circulation coupon, the texture and water-resistant ink, it is not that easy for illegal people to forge it." Wang Yue began to brag.

"The vulgar paper shop used many methods and thoughts to print these circulation coupons, and would never be imitated vividly!"

Looking at these exquisitely crafted circulation coupons and such unique anti-counterfeiting methods, the owners did not ask any questions. As a circulation coupon that is only circulated in Huangzhou City, this anti-counterfeiting measure is enough.

So the most critical question next is: who will issue circulation coupons.

This is actually not a problem, because only Ruixing can produce circulation coupons with so many anti-counterfeiting methods. So the real question is: How to supervise the issuance of circulation coupons?

This question is very important. The principle of circulation coupons is to issue as much finely woven fabric as there is. In fact, circulation coupons are another currency, so the issuer's ethics are very important.

If the over-issuance is doubled, doubled, or even several times, there are not so many finely woven fabrics on the market, how can you cash out those of us who do joint insurance?

Printing paper coins is much faster and more convenient than casting copper coins. The printing you use in Ruixing is so cool, but letting us join the security team. It would be fine if there is no accident. If something happens or something happens, what should we do if we run?

If I have doubled the number of posts, I will make up for it after gritting my teeth. If I have multiple or even more than ten times, where can I get so many cloths?
Chapter completed!