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Chapter 403: The Lamb's Breath

Late at night, the candlelight in the tent swayed. Yu Wenwen, who woke up in a daze, felt dry mouth and his throat seemed to be on fire. He had a meeting with the generals before, and he talked too much, so he felt a little uncomfortable in his throat.

Just as I was about to get up to drink water, my arm was pressed down. When I turned around, I saw that I was hugging a sleeping beauty in my arms.

It seems that there are some eyes, who is this?

Yu Wenwen, who was sleeping in a daze, had a blank mind. He looked at it in the dim candlelight for a while before he slowly came to his senses: Tonight was Chen Yu's sleeping, and after a "big battle" between the two, they fell asleep unknowingly.

"Before the war", Chen Jah, dressed in an office girl, was dressed in dishevelled at this time. If she said she was wearing clothes, she would not cover up any important things. If she said she was not wearing them, she had a shirt, one leg was naked and the other leg was wearing knitted stockings.

He looked like he lost his virginity after drinking but was still not awake.

Such an attractive scene made Yuwen Wen suddenly feel a flash in front of him.

He used his brain too much today, so his thoughts were radiating greatly. Soon, a story summary appeared in his mind.

"Yu Dongzhu" who is successful in his career opens a large papermaking farm with good business and a beautiful family. The couple lives a happy and prosperous life and a bright future.

However, due to the operating error, the capital chain broke. In desperation, Yu Dongzhu had to borrow usury to maintain the operation of the papermaking farm. With the profits, he could no longer repay it.

In order to earn money to repay the loan, Yu Dongzhu had to travel around to get business, and even let his wife come out for social engagements.

Chen's appearance is like a falling fish and falling geese, which makes customers fascinated, so the signing rate is very high, but it also attracts people with ulterior motives.

However, the debt pressure is too great. Chen knew that a customer had bad intentions, so he could only go to the banquet to drink, but was accidentally drunk...

In a daze, Chen thought that being at home, he was the husband who was working hard to cultivate himself, so he was happy and kept shouting "husband" in his mouth, with the greatest joy.

After sobering, Chen found that he lost his virginity after drinking. He cried and wanted to sue the official but was threatened by the other party. He thought that his family owed countless usury loans and urgently needed to expand their business and recover funds to repay debts. In desperation, he became the other party's plaything and was on call...

This kind of heart-wrenching little Huang Wen with a plot is really too exciting, which makes Yu Wen Wen's spirit refreshed, and instantly loses his tiredness, and five bloody words "Uninterest harms people" appear in his mind.

Ultrition has harmed people since ancient times, so we must keep it in mind.

He gently pulled out his hand, pulled up the bedding and covered Chen Yu, put on a piece of clothing and stayed at the bed.

I poured water from the insulation kettle and drank a glass, sat by the couch, and thought about the matter.

Ultimate loans are undoubtedly a disaster. If ordinary people get involved in usury, they will either have their wives and daughters as slaves and lose their own money. In more serious cases, their families will be destroyed. Therefore, they must be severely cracked down.

However, it is impossible to cut off the phenomenon that is almost accompanied by the development of human society.

The reason is very simple, that is, the demand for borrowing will never disappear.

People always need money when encountering things, and they are desperate. Even if they are loan sharks, they can only borrow money. It is nothing more than the difference between quick death and slow death. If they are slow death, they may not necessarily die. They are just a cow or a horse.

Most people can still survive, even if they live like cattle and horses, they can tolerate it. If they really can't survive and rise up, it can only be said that the ruler will not give people a way out.

Ultimate can make people lose their money and have their wives and children separated. As a ruler, if you have a little conscience, you should crack down on usury. Even if you just pretend, you must explicitly prohibit it (you can't help but say something else).

This is an internal method. If you use it as a soft knife to cut the enemy's flesh, it is a good idea.

Of course, the premise is to have absolute force to ensure that the "lamb breath" can be received. Since this smelly knife is used, you have to bear the backlash, which is hatred.

The loan sharks were released, and the heavens were angry and people were resentful. In history, the Seme people who released loan sharks during the Mongol Yuan period had a bad reputation. The Seme businessmen became the Otu businessmen and released loan sharks on a large scale.

The capital of a silver ingot was released to be used as usury, and the principal and interest accumulated over and over again. After ten years of work, in addition to the original principal, the additional interest obtained was said to be able to reach one thousand ingots.

This is just like when it was just a little lamb, a large flock of sheep was reproduced ten years later, and it received huge returns. This amazing speed of profit and profit was commonly known as "lamb's Xi", which shows the degree of crazy exploitation of usury under the Mongol Odo system.

During the Qing Dynasty, Shanxi merchants such as Dashengkui, who lent high-interest loans to Mongolian princes and nobles and herdsmen, also made great profits.

It is said that in the late Qing Dynasty, all Mongolians became debtors except for some princes who invested in Han business banks. The average private debt of each herder in Outer Mongolia was 500 taels of silver, which can be said to be debts to the whole people.

Shanxi merchants such as Dashengkui can make a fortune by relying on usury, just collecting debt interest every year, which is much more cost-effective than doing any business.

Ull-loan merchants made a lot of money, and based on the living standards of the Outer Mongolian people at that time, such huge debts had become a heavy shackle that could not be relieved.

The extreme resentment of Mongolian princes and the people towards big creditors such as Dashengkui was said to have become one of the driving forces for Outer Mongolia's independence: after independence, the creditors could not come to collect debts, and the debt was cancelled.

Yuwen Wen had no idea whether this statement was correct or not, but he felt that the Shanxi merchants could be unobstructed in Mongolia, which was obviously because they had bribed princes and nobles to carry out usury business as they please.

The usury merchants and princes and nobles exploited the lower class together. When the country was in turmoil, the princes and nobles pushed the usury merchants out to bear their anger as a scapegoat.

Even so, it is a fact that the reputation of usury is disgusting. Not to mention in the East, but in the West, the same is true: Jews who have managed wealth for aristocrats in various countries for thousands of years have also become the target of hatred.

Everything has its pros and cons. Since Yuwen Wen wants to "open the edge with usury" and kill people with a soft knife, he has already weighed the pros and cons.

Only the huge profits brought by usury can attract border tyrants and merchants to adventure on the grasslands. Because the profits earned by the border market, where can the "lamb interest" of usury come happily?

Only by vigorously guiding civil forces into the grassland can we effectively reduce the burden on the court and control the process of the grassland (the grassland in the south of the desert) faster and better.

However, there are hidden dangers. What if someone secretly sells cannons in the fortress?

It doesn't matter, several cannons with inconvenient mobility and a shortage of gunpowder cannot change the status quo. Yuwen Wen is confident about this.

As for hatred, naturally, there are businesses founded by border tyrants and wealthy merchants to attract them. After all, if you get great benefits, you have to bear the overwhelming reputation, which is fair.

And the court, of course, looked innocent.

The lifestyle of nomadic peoples determines that they will not be willing to accept the jurisdiction of the farming national court. The Central Plains court wants to manage the grassland by using the method of managing the Central Plains, but it will not be able to last for a long time.

Even the nomadic tribes that are attached cannot be assimilated. First of all, they are not good at farming. Secondly, the mainland has a large population and their own people do not have enough land to divide the land. Where can so many farmland be distributed to foreign households?

So, as the ruling man, Yuwen Wen felt that he did not need to "pay" for the lives and death of foreign people.

He certainly welcomes countries and tribes that are willing to have friendly exchanges with Zhou State, and welcomes both sides to cooperate and make money together; but he is immersed in old dreams all day long and dreams of countries and tribes that go south from time to time to rob...

For example, Tuyuhun, who is shameless.

Sorry, you deserve to be unlucky.
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