Wang Yue's question made the shareholders present silent because this question pointed to a concern in their hearts, that is, for the government, merchants without a backer, they are waiting for fat pigs to be slaughtered. If the pigs are fat, they can kill them and eat meat.

Many local officials took a fancy to the goods carried by the passing merchants, so they slandered the other party as a thief and sent soldiers to kill people and seize money. The merchants were helpless about this, so apart from the powerful wealthy merchants, long-distance sales were really full of crises.

The merchants in Huangzhou have the great backer of King Xiyang, and ordinary prefectures and counties do not dare to slaughter them as fat pigs. However, when changing local officials to capital officials, it is not the local government but the imperial court, which is not very good.

As Wang Yue asked, if the court ‘borrows money’ from Huangzhou merchants, or not? No matter which choice is made, it will be a loss for Huangzhou merchants.

Businessmen all know that when traveling outside, they should "not reveal their wealth" to avoid causing trouble. If merchants in Huangzhou donate huge sums of money again and again, they will sooner or later be noticed by those interested in the court and then have bad ideas.

Now the Chang'an court is in urgent need of money. If someone instigates me to borrow money from wealthy merchants from all over the country, including Huangzhou merchants. After borrowing the money, they don't say they won't pay it back, but I don't know when I will have the remaining money to pay it back. What should I do then?

Not to mention that since ancient times, in the eyes of rulers, merchants have become untouchables. If the court really borrowed money and turned against each other, what else can the merchants? When things reached this level, the King of Xiyang was afraid that he could only sigh but could not helpless.

Everyone has heard a saying by King Xiyang: The stronger the lion, the more powerful the lion, but the stronger the pig, the more dangerous it is. The Huangzhou Merchants Group always wanted to become a lion, but now it is just a pig, at most it is turning into a wild boar, so you must keep a low profile when doing things, and keep your money without showing your money.

However, everyone can see the development of Huangzhou. Everyone knows that many workshop owners, breeders, and merchants have made a lot of money. The significantly increased commercial tax revenue of the Huangzhou government every year also proves that there are more and more wealthy people in Huangzhou, and this situation cannot be concealed at all.

Therefore, Wang Yue once again emphasized at this time that the so-called "hiding one's strength and keeping a low profile" is not about hiding one's own wealth, but about hiding how rich one is. We must never give the outside world an impression that we can "borrow" money for Huangzhou merchants when they are tight.

As long as there is a first time, there will be a second time. For the third time, the profits earned by merchants have become wealth that is within their eyes. Who would have wanted to do it?

Wang Yue began to explain why King Xiyang made such a decision: "This is the problem that the king is worried about, so he did not intend to raise funds from everyone this time, but instead used a more obscure method to solve the problem."

A shareholder asked: "Then, if we donate the money to the king in the name of "borrowing money", there will be no problem?"

"The King of Xiyang was so embarrassed that he wanted to raise money to support his troops. What would the emperor think when he knew it? What would the King of Qi think when he knew it?"

Wang Yue’s rebuttal was very sharp. The shareholder thought it was clear that this would cause trouble, so he couldn’t help but feel nagging: “Uh… Brother Wang is saying…”

"Actually, Wang had heard the king say a lot of ideas in Guangcheng before. One of the ideas made Wang feel enlightened..."

Wang Yue began to further explain the reason why King Xiyang made such a decision. The shareholders sat upright and listened carefully to what Wang Yue said about King Xiyang.

What should I do if I don’t have enough money?

It is easy to deal with, and it is not without precedent for this kind of thing. The idiom is heavily in debt. When the Zhou Dynasty came out, King Nan of Zhou could not repay his debts and was forced to hide on a stage by his creditors.

When Wang Yue went to Guangcheng before and discussed with King Xiyang how to solve the problem of shortage of money, King Xiyang proposed an idea, that is, the Huangzhou government borrowed debts from the private sector, but the way of borrowing debts was very special, which was to issue "bonds" to allow private individuals to subscribe.

A bond with a face value of 1,000 yuan is a one-year period. After the term reaches, the person holding the bond will go to the government to cash it. In addition to the principal of 1,000 yuan, there is also an interest of 200 yuan, which means that the interest on the bond is 20%.

In short, the government issues bonds, using interest to attract people to purchase, thereby obtaining a large amount of funds and alleviating the financial crisis. The transaction of bonds is a matter of mutual willingness, and there is no problem of the government forcibly levied.

When everyone here heard this, they were stunned at first, and then clapped their hands to say that if the government borrowed money in this way, it would be a great trick. With the credit of the Huangzhou government, once the bonds are issued, they may be sold out, and it will be no problem to raise huge funds.

But why didn’t the King of Xiyang take such measures to raise money?

Faced with everyone's questions, Wang Yue revealed the reason: Now that the situation in the court is getting better, if news of the Huangzhou General Administration's debt is reported, what would those fence-bearers in Henan and Huaihe River think?

Yuwen could hardly hold on, and he could only fight by borrowing money!

Not only do those fencemen think so, the treacherous party will inevitably be happy, so this move is very likely to affect people's support. The King of Xiyang gave up this idea because he was not sure how much negative impact the debt would be.

Wang Yue was afraid that everyone would not understand the possible consequences of this move, so he gave a common example:

A certain workshop owner has a big family and big expenses. The workshop is in debt and it relies on borrowing money to maintain its operation. At this time, he wants to marry his daughter. So, is the dowry given to his daughter particularly generous, or is it frugal to do everything?

This kind of question is very good for the shareholders here. They unanimously agreed that the workshop owner should be so slapped and pretend to be fat, and he must keep up the scene of marrying a daughter no matter what.

In this way, those creditors will not come to collect debts in advance, and the workshop owner will borrow money in the future, so it will be easier to borrow a lot.

If the dowry is thrifty, the creditors will know at a glance that the workshop owner's family is not good, so they will inevitably flock to collect debts in advance. If the workshop owner wants to borrow money again, no one will lend him.

This is the truth. Now that the Yuwen family and the Yuchi family are fighting each other, seeing that the Yuwen family is getting better and better, more and more people want to turn to the Yuwen family, but news comes from Yuwen family's debt, which will make those people stop watching.

Now that the situation has developed to a critical moment, both sides of the enemy and us have difficulties. At this time, we must hold on to the fat man in the face in order to scare those powerful people who "do not know the truth".

Therefore, the King of Xiyang decided to use obscure means to solve the problem of lack of money, that is, to issue over-issuance of circulation coupons and spend it on printing paper.

Wang Yue's explanation ended here. The shareholders present finally understood the good intentions of Xiyang Wang and had no worries about the over-issuance of circulation coupons, because under normal circumstances, no one could concentrate enough circulation coupons to Xiyang City to run Rixingchang.

If so, then, you can only use physical goods to pay for it. The money you lost for this will definitely be profitable in the future.

The shareholders quickly reached a consensus and decided to over-issuance of circulation coupons on a large scale. According to the statistics of the shopkeepers, the water conservancy and textile workshops in the territory of Huang and Hong's governments will expand their production capacity year by year, and the face value of the over-issuance of circulation coupons will be filled in about two years.

This is not blind optimism. Since the King of Xiyang took over Jiangzhou and Lingbiao, he has reopened the north-south trade routes and the broad market prospects have made everyone excited to think about it. It will be more convenient to stay in peace in the world.

"It's right, it will be more convenient to do business when the world is peaceful, but for Hiroshi Chang, it is still to make money quietly and the court cannot make the idea of ​​borrowing money."

Wang Yue said this and raised another topic: "Rixingchang Guifang, profits rely on lending, but we will never lend money, so we will definitely offend many people without knowing it."

"As the saying goes, cutting off people's wealth is like killing parents. If someone is strongly hostile to Nikhung Chang, it must be these loan sharks, because we have fewer opportunities to knock on bones and suck marrow. If there will be a large-scale run in the future, these people will definitely be the mastermind behind the scenes."
Chapter completed!