The next day, the good news from Kim Puzhen, North Korea finally arrived. This ancient transportation was a bit slow to reach the capital through the sea.

However, even so, it was only when the Fujian Navy returned that the news of the victory was delivered. Now the sea was frozen, and the victory of the Gaizhou Battle and the Jinzhou Battle could not be transmitted back to the capital, which was not as fast as the news brought by the tribes of the Eastern Mongolians. However, the news of the victory they brought was a bit unofficial, and everything should be based on the news of the victory.

"The victory in Jinpu Town, North Korea, killed more than 5,000 Jianhu, lost more than half of the Zhengbai Banner, and fled in a panic! Our Ming army suffered minimal losses!"

"Our Ming army seized countless food and grass, and countless armor and weapons!"

“…”

The messenger who reported the victory sang the brief content of the victory sang the best news all the way to the city, making the people of the Ming Dynasty who heard the sound of the victory celebrating involuntarily.

Although this news had already spread in the capital city, the arrival of the messenger at this time officially ignited the ocean of celebration. Many people had already approved firecrackers, colorful lights, etc. The messenger rushed past, and the sound of firecrackers rang out.

Although the weather was severe, many people in the Ming Dynasty went out at this moment, with smiles on their faces. When they met with acquaintances, they clasped their fists and celebrated each other. Especially those who had relatives died at the hands of Jianlu were even more happy.

The lively noise reached the inn and the ears of the Mongolian tribes in the eastern part of the heart, and there was a unique feeling in my heart: embarrassment, shame, sadness, envy, etc., it was hard to understand if it was not the only one.

After hearing this, the Mongolian envoys in the western region such as Eqiertu were mostly envious. They envy the victory of the Ming Dynasty, the prosperity of the capital, and the excitement of the capital...

The court was prepared for a long time. As soon as the news came to the court, it immediately received feedback and rewarded the soldiers involved in the war. In addition to promotion, the rewards for physical goods were mostly based on land. Of course, this land was not from the capital, but from Liaodong. The land on the left side of Jinzhou was rewarded with a value of several times the silver and money reward.

Of course, there is no way to do this. Who made the court live a barely life at this time and there was no extra silver to reward it. If it were the land in Liaodong, the people would definitely think that the court was a fraud. But at this time, not only was there a great victory in Jinpuzhen, but the capital also spread throughout Gaizhou, and this is a great victory that is certainly a great victory.

Under this background, the people of the Ming Dynasty have restored their confidence in the revival of Liaodong. Naturally, these rewarded lands are naturally not spent in the mirror and moon water! What's more, the imperial court rewarded a lot of land. If it were a peaceful era, it would be impossible to buy so much land just for the reward of this military achievements.

The sound of celebration outside the Forbidden City is occasionally mixed with the sound of firecrackers. Before New Year's Eve, there is already a strong New Year atmosphere.

At this time, in the Wenhua Hall in the Forbidden City, Cao Huachun, the eunuch in charge of the seal of the Sili Supervisor, and Wen Tiren, were reporting to Emperor Chongzhen the year-end summary.

In terms of military affairs, Emperor Chongzhen personally participated in every war, including prior news, the formulation of combat plans, the participation in the war process, etc. Therefore, this content, mainly Wen Tiren's report, only briefly mentioned, the focus was on domestic governance situation. Cao Huachun added the matter if there were any omissions in addition to Wen Tiren's words. Of course, even if he was listening, he still had the meaning of supervision.

"Your Majesty, the branches of the Ming Dynasty Construction Bank have been in operation this year, but the situation in each province is different. In half a year, deposits and loans in Jiangnan provinces are the most ideal. At present, the prospects are good. But in addition, there are very few people, merchants and other branches in various places who go to borrow money. If it weren't for the factory guards watching and the strict orders of Your Majesty, the money might have been removed by the local government..."

When Wen Tiren talked about this, Emperor Chongzhen remembered the memorial submitted by Zhu Xieyuan in the west, which was to embezzle the money from the Ming Construction Bank branch through administrative orders.

"...Weichen has made people understand carefully that there are many merchants in Jiangnan, and the people know how to make money, and they can find some profitable transactions. Therefore, for private high-interest loans, loans from the Ming Construction Bank are the best choice; while the people in other places, compared with the Jiangnan, have a very weak concept in this regard. Even if they can borrow from the Ming Construction Bank, they don't know how to make money. Instead, they are worried about paying back the small interest, so there are very few lenders..."

If it were changed to the early Ming Dynasty, the status of a merchant would have been underground, let alone other places, it would probably be impossible for banks in Jiangnan to open. Now it is the late Ming Dynasty, doing business is already very common, at least in prosperous cities such as Jiangnan, so there is a soil for banks to exist.

But even so, the overall situation of the Ming Construction Bank is not as good as expected. It makes almost not much money in a year, and the shareholders do not even have the desire to distribute dividends.

Emperor Chongzhen was not surprised by this, because in his later years, most Chinese people believed in the life principle of "never owe money". If you have money, you can deposit it in the bank; if you don't have money, then tighten your belt and endure it; borrow money to do business? The first thing you think of is what to do if you lose money? Instead of analyzing the possibility of making money, and what to do if you make money.

"... Therefore, in many provinces, local governments carry out loan services according to bank rules. For example, Shanxi and Shaanxi are mostly loaned by the Naturalized Governor's Office for construction of Hetao area, resettlement of the people, etc...."

According to the bank's rules, even the Governor's Office must take out the corresponding collateral. The collateral in the Hetao area is the specialty of the grassland, such as cattle and sheep. For the mainland, especially the cattle, the more the more the more it is. With these collaterals, you won't have to worry about not being able to pay back the money.

Emperor Chongzhen nodded when he heard this. He knew all these things. Without his permission, he would not have been loaned away, such as Zhu Xieyuan.

After Wen Tiren finished his work on the Ming Dynasty Construction Bank, he instructed: "Everything is difficult at the beginning. This is only the first year. All regulations and regulations must be adhered to. In terms of bank principal in the next year, appropriate allocation can be made according to the situation summarized by each province. Over time, the people's concepts will gradually change, and the role of banks will become increasingly greater and greater!"

Emperor Chongzhen set the tone, and Wen Tiren knew what to do next year. After letting go of this matter, he reported to Emperor Chongzhen about the opening of the maritime ban, which can be said to be one of the biggest policy measures implemented this year.
Chapter completed!