After parting with He Yuzhu, Cao Zhiqiang stopped staying, left the door, pushed onto the bicycle, and then left.

However, when he reached the front yard gate, he was still stopped by the three aunts.

After a few words, Cao Zhiqiang was pulled into her house by the three aunts.

As a result, as soon as I entered, I saw the third uncle also.

When I saw that attitude, I had been waiting for me for a long time.

Cao Zhiqiang no longer politely in this regard. After sitting down, he asked directly: "Three uncles and three aunts, just say something if you have anything to do. I'm very busy. Let's talk too early."

The third uncle smiled and said, "Okay, since that's the case, I'll say something good. Zhiqiang, I'm here to borrow money from you this time."

"Borrow money?" Cao Zhiqiang was stunned, and then smiled, "Is it the matter of opening a restaurant for your daughter-in-law?"

The third uncle slapped his thigh and looked at the third aunt and said, "If you don't say it, Zhiqiang is a smart person, you will understand it as soon as you hear it."

"That's it!" said the third aunt with a smile, "Zhiqiang, I have seen him since I was a child. This child has been smart since childhood. How can you hide your little tricks from him?"

"Yes." The third uncle nodded, "There are talents in the generations of the country, and a new generation will replace the old ones!"

Cao Zhiqiang sighed: "Three uncles and three aunts, I have told you straight to this point.

For the sake of your two, it’s not impossible to borrow money, but you have to have some collateral to borrow money, right?

You borrow money from me, what should you use as collateral?"

"I still have to have a mortgage?" The three aunts frowned immediately.

"That's it!" Cao Zhiqiang nodded, "No one's money was not blown by the strong wind. Even if we have a good relationship, my brothers will settle the score clearly.

So, if you guys have a good time, I will borrow money, it is easy to say, but there must be a collateral.

If there is a collateral, I will give the money immediately, and there will be no lake."

"But you see, there is no valuable thing to mortgage in our family." said the three aunts, "How about using our TV as collateral?"

"What are you saying?" The third uncle immediately dissatisfied, "How can TV be used as a mortgage? Besides, how much money can it be mortgaged?"

Cao Zhiqiang smiled and said, "Third uncle and third aunt, don't you have a house? If you use the house as mortgage, it's OK."

"Use the house as mortgage?" The three aunts frowned immediately, "Isn't this suitable?"

Cao Zhiqiang shrugged: "Then I can't help. Anyway, if you want to borrow money from me, you must use something I like as a mortgage. If you have your family, this house is OK, and the rest is just right, haha."

The third aunt was about to speak, but the third aunt suddenly waved his hand and stopped the third aunt.

Immediately afterwards, the third uncle looked at Cao Zhiqiang with a smile: "Cao Zhiqiang, if we use this house as mortgage, how much can you borrow?"

Cao Zhiqiang looked around and sighed: "To be honest, I didn't want to wade into this muddy water, it wasn't enough. Since the third uncle spoke, it would be unsuitable for me not to help.

In this way, if you use this house as collateral, I will lend you two thousand yuan, how about it?"

"It's only two thousand? It's too little, right?" the three aunts frowned.

Cao Zhiqiang smiled and said, "Three aunts, go and inquire about the market. If you go to the takeaway house now, see how much it can be sold.

To be honest, the price I paid is enough to buy your house, and this is not the mortgage price.

If you really count as mortgage, you will cut at least half of it. It would be great if you can give you a thousand house.

I also saw the third uncle speak out. Out of favor, I promised to lend you two thousand."

"Cao Zhiqiang." The third uncle said with a smile, "I know you are for our own good. But two thousand is too little. Can you add more? Three thousand yuan, do you think it is?"

"At most, 2,500." Cao Zhiqiang shook his head.

"Sure, two thousand five is two thousand five." The third uncle nodded, "Who made us short of money now?"

Cao Zhiqiang nodded: "Okay, that's it, but how do you calculate the interest?"

"Ah?" The three aunts were surprised, "I still need interest?"

"That's not." Cao Zhiqiang said, "I have interest on depositing the money in the bank. If you lend it to you, why should I lend it to you if you don't give it interest?"

"Don't you have our house as collateral?" said the three aunts.

"Margin is mortgage, interest is interest, can this be the same?" Cao Zhiqiang frowned, "Three aunts, you are such a smart person, don't you think I am a fool, right?"

"Stop talking." The third uncle said to the third uncle, "Cao Zhiqiang is right. Borrowing money is a favor, so it would be too much to not pay interest."

Cao Zhiqiang nodded with a smile: "It's still reasonable for the third uncle."

"That's it." said the third uncle, "I'll lend you this money for a year and give you two profits a year. How about it? Isn't it very cost-effective?"

Cao Zhiqiang shook his head funny: "Mr. Third uncle, what are you thinking? I really think I don't understand anything?

Now the bank's current deposit interest is 2.16. If I lend you a year, why do I have to calculate the fixed term for one year? You only gave me two cents of annual interest? It is lower than the current deposit interest rate, so I didn't calculate it like this!"

"Then let's just take it for a regular basis for a year." The third uncle said with a smile, "Now the bank is 3.96 per year for a regular basis for a year. I'll give you a four-point profit per year. How about it?"

Cao Zhiqiang said funny again: "Mr. Third uncle, you are really good at calculating. The abacus is a thief.

Now that I borrow money privately, which company does not calculate interest on a monthly basis?

Generally, the profits mentioned in private borrowing, such as one cent interest and two cent interest, refer to monthly interest. I have never heard of annual profits calculated by the bank, and it is also calculated by the deposit interest rate.

You are fine, just calculate the annual interest directly, or calculate it according to the bank's deposit rate.

To calculate this way, the annual interest rate is four cents, which is equivalent to the monthly interest rate of only three cents?

With just a little interest, how can I make it seem like I have made you how much cheaper?

If so, why are you borrowing money from me? Just ask a bank loan directly?"

The three aunts were beside him at this time and said, "Bank loans? Then I have to be able to get money. We can't borrow money, right? Now there is no way for private individuals to borrow money."

Cao Zhiqiang glanced at the three aunts, then shook his head and said, "Anyway, if you want to borrow money from me, you can't just give such a little interest.

A four-point profit per year? Are you embarrassed to say it?

This is not about borrowing money sincerely, but about using me as a kid and playing tricks on me."

After being told by Cao Zhiqiang, the third uncle was not embarrassed at all. Instead, he said with a smile: "You can't say that. You have to ask for a price everywhere and pay it back on the spot?"

Otherwise, since you don’t agree with the interest I give, how much interest do you think is appropriate?”

Cao Zhiqiang thought for a while and said, "Third Master, to be honest, I am really not short of that interest now, and I am not interested in lending money to others.

For example, last time, your eldest son and your daughter-in-law asked me to lend money, and the interest rate was much higher than what you gave. I just asked for a penny of profit in monthly interest, but I didn't agree.

But, you are different from your third uncle. Since you talked to me, I have to take care of your favor and face!

Let's do this, I'm too lazy to bargain with you.

I'll lend you two thousand five in one price, two cents of profit, and settle one month."

The third aunt frowned and said, "Two thousand five, two cents of profit, one month settlement?

Doesn’t this mean that we have to give you fifty yuan in interest every month?

This is too high, right? No, can you succeed!"

"No, forget it if you don't." Cao Zhiqiang smiled slightly.

"No, no, no, no." The third uncle said quickly, "Cao Zhiqiang, two-point profits are two-point profits, but can you increase the capital?

Two thousand five is too little. My daughter-in-law is not enough to open a restaurant. You can add another five hundred, three thousand, and three thousand yuan!

In this case, I will give you sixty per month interest, which is also a lot."

Cao Zhiqiang sighed: "Let's do it, three thousand is only three thousand. Who told you to be my third uncle? I'll sell this noodles."

"Then the relationship is good." The third uncle said with a smile, "I'm here to accept your love."

The third aunt suddenly smiled and said, "Zhiqiang, since this is the case, just look at the mortgage of this property. You don't know who we are. Please pay back the money."

Cao Zhiqiang sighed: "Three aunts, of course I believe you, but that's not what's going on.

Although I can trust you two elders, I am not close to you after all.

If you borrow 3,000 yuan from me without a mortgage, what if the news leaks out?

By then, everyone would want to come to me to fight Qiufeng and would come to me to borrow money.

These are either neighbors or neighbors. They always tell me that they underestimate you when you grow up and will give me a moral kidnapping from time to time. So should I borrow it or not?

If you don’t borrow money, you will offend people. If you don’t borrow money, you will offend people. I am not a human inside and outside, why do you have that effort?

So, I want you to mortgage the property, just tell everyone that they should borrow money from me, and no matter how good the relationship is, they will settle the score clearly.

In this case, if someone asks me to borrow money, I will definitely have to think about it. I won’t think about borrowing money and not paying it back, and I will make a fortune by myself.

In addition, the reason why I want such a high interest rate of two-point profit is not that it is difficult for you, but that others give up.

After all, even you two borrowed money from me, so the interest rate was so high that others knew about it, and they would not dare to borrow it from me easily.

This way, I will save a lot of trouble.

Your two elders said, is this the reason?"

The third uncle and the third aunt looked at each other, and then the third uncle gave Cao Zhiqiang a thumbs up:

"Cao Zhiqiang, you are still powerful. Otherwise, you will be the one who makes the most money and is the richest person in this courtyard.
To be continued...